Underwriter

• Determine acceptability of insurance risks and appropriate premium rates for large and complex group cases
• Act as the most senior technical underwriting expert for group cases
• Calculate renewal rates for large complex cases based on analysis of experience, location, demographics, etc.
• Provide guidance to medical underwriters concerning risk selection for individual health coverage applicants
• Coordinate with other departments to ensure accuracy and consistency of overall account reporting
• Propose rates for prospective business using other carrier experience, demographic data and manual rates
• Perform post-sale reviews
• Prepare or supervise preparation of annual settlements, ERISA reports, rate projections, and benefit change increments/decrements
• Survey existing product portfolios by market; monitor sales results, trends and needs; recommend product portfolio changes
• Assist in establishing rating and administrative procedures
• Participate in major multi-functional teams as an underwriting representative
• Assist in the technical development of underwriting associates and recommend productivity and efficiency improvements
• Update and monitor departmental processes and procedures in compliance with system, regulatory and business requirements

Senior Group Underwriting Consultant

Lead Credit Portfolio Consultant – Merchant Underwriting

Underwriting Trainer

AVP Underwriting – E&O

Underwriting Consultant, Inland Marine

Underwriting Trainer