Risk Analyst, Operational Risk Management
Deel
Cloud
Job Level
Senior
Tech Stack
Cloud
About the role
- Maintain, update, and embed the Credit Risk Management Framework (CRMF) across all business units, products, entities, and regions
- Develop, implement, and maintain credit risk policies, procedures, and standards aligned to global best practice
- Ensure frameworks support scalable growth while meeting regulatory expectations and prudent risk management principles
- Develop and monitor credit risk Key Risk Indicators (KRIs) at portfolio and segment levels and escalate breaches
- Deliver regular risk reporting and insights to the Executive Committee and Board on exposures, concentrations, emerging risks, and appetite breaches
- Conduct portfolio analysis across customer, product, and regional segments to identify trends and vulnerabilities
- Leverage advanced analytics and AI tools to enhance portfolio monitoring, early warning signals, and predictive credit risk capabilities
- Partner with data teams to improve credit risk models and forecasting
- Ensure credit risk processes are compliant, transparent, and auditable
- Drive engagement with business leaders to embed credit risk ownership, appetite, and controls into decision-making and provide training and guidance
Requirements
- Seasoned expertise in credit risk management, portfolio risk analytics, or related functions within consumer or small business lending
- Deep understanding of credit risk frameworks and credit policy
- Proficiency in risk data analytics, credit models, and visualization tools
- Strong stakeholder management, influencing, and communication skills
- Degree in Risk Management, Finance, Economics, or related field
- Professional certifications (FRM, PRM, CFA, or equivalent) strongly preferred
- Maintain current knowledge of global credit risk regulatory frameworks
