Provide customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents
Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability
Review mortgage loan disclosure packages and deliver to borrower, including but not limited to rate disclosure and re-disclosure packages
Assist in managing a pipeline consisting of Conventional, FHA, VA, and USDA loans, along with 203k, Jumbo, and reverse mortgage products
Ensure structure of the loan presents the best program based on the borrower’s financial circumstances
Review the file for any missing documentation that best supports approval
Communicate loan program and costs with borrowers (license required for this duty to be performed.)
Pre-underwrite items to help support approval of the loan (paystubs, credit reports, W2’s bank statements, court orders, etc.)
Input feed for disclosures, present and set up loan to best fit borrower’s needs
Requirements
Bachelor’s degree and/or equivalent combination of education/experience