Operations Specialist
Moneyfarm
SQL
Job Level
Senior
About the role
- Own and shape the compliance and regulatory approach for embedded finance and invoice finance products
- Architect, implement, and own the end-to-end Compliance & Financial Crime Framework for the digital receivables lending product suite
- Design and deploy risk-based CDD/KYC, sanctions screening, and transaction monitoring
- Act as primary compliance authority for the product team, advising on new product features and market expansion
- Oversee day-to-day compliance operations ensuring alignment with regulators and the wider banking group
- Conduct product-specific compliance risk assessments and lead remediation initiatives
- Work with compliance monitoring and internal audit to ensure policies and procedures are audit-ready
- Serve as bridge between product division and central compliance
- Foster compliance awareness via training and engagement
- Act as MLRO for the subsidiary, producing annual MLRO report and business risk assessment
- Act as primary point of contact for regulatory bodies regarding the product suite
Requirements
- Hands-on experience in a senior compliance role within fintech, digital lending, or a bank, including knowledge of invoice/receivables/revenue based finance products
- Proven experience in building or significantly enhancing compliance frameworks for specific products
- Deep, practical knowledge of the UK regulatory landscape
- Exceptional analytical and problem-solving skills; ability to translate regulatory text into actionable business requirements for tech and product teams
- Confident and influential communicator; able to engage stakeholders at all levels
- High integrity, strong organisational skills, and attention to detail
- Must reside in the UK and be eligible to work without UK sponsorship
