BVNK

Compliance

• Own and shape the compliance and regulatory approach for embedded finance and invoice finance products
• Architect, implement, and own the end-to-end Compliance & Financial Crime Framework for the digital receivables lending product suite
• Design and deploy risk-based CDD/KYC, sanctions screening, and transaction monitoring
• Act as primary compliance authority for the product team, advising on new product features and market expansion
• Oversee day-to-day compliance operations ensuring alignment with regulators and the wider banking group
• Conduct product-specific compliance risk assessments and lead remediation initiatives
• Work with compliance monitoring and internal audit to ensure policies and procedures are audit-ready
• Serve as bridge between product division and central compliance
• Foster compliance awareness via training and engagement
• Act as MLRO for the subsidiary, producing annual MLRO report and business risk assessment
• Act as primary point of contact for regulatory bodies regarding the product suite

Compliance Lead

Financial Planning and Analysis

• The Regional Lead will initially be instrumental in the development and launch of the product. Thereafter, they will be responsible for origination, structuring and execution of facilities which meet the lending requirements of Allica. In addition to origination, the role will initially carry responsibility for delivering a high-quality relationship and ongoing risk management for a portfolio of cashflow clients.
• Using knowledge of the market, contribute to the design and delivery of a cashflow funding product that meets the needs of an underserved borrower population.
• Origination, structuring and execution of new cashflow funding facilities.
• Promoting awareness in the professional services communities regionally.
• Identification of opportunities which are compatible with Allica’s risk appetite and provide returns in line with requirements.
• Gathering and analysing financial information which, along with other credit risk considerations, are then presented in an accurate, balanced proposal to Underwriting.
• Negotiation and agreement of terms with the target business.
• Oversight of facility documentation and pre-commencement requirements to ensure the transaction is closed efficiently, in accordance with the credit approved terms.
• Be an advocate for the product with colleagues throughout the bank.
• Complying with all mandatory policies and develop and adhere to operational procedures to maintain a strong internal control environment.

Compliance Lead

Regional Lead, Cashflow Finance