Brigit

Product Manager

• Define and execute a bold vision for our products aligned with achieving our goal of improving the lives of the underserved
• Own outcomes across acquisition, conversion, engagement, monetization, and customer value
• Translate company priorities into clear product investments, roadmaps, and resource decisions
• Use customer insight, data, experimentation, and business economics to guide decisions
• Partner with the Data team to define measurable metrics of success for the Product teams, and drive accountability through OKRs
• Delivering experiences that drive revenue, conversion, and customer engagement, while driving cost efficiencies
• Develop the roadmap of features, adaptively planning forward and managing the implementation with cross-functional teams
• Collaborate with engineering and marketing leadership to establish agile processes, frameworks, and tools to improve product velocity, quality, accountability, and transparency
• Build, recruit, and train a world-class product and design team
• Proactively think through organizational design and development as the team scales
• Partner across functions to balance growth, customer experience, risk, compliance, and operational complexity

VP of Product

Financial Planning and Analysis

• Build models to evaluate new initiatives, investment opportunities, and business scenarios.
• Present recommendations that inform long-term planning and resource allocation.
• Maintain and enhance Brigit’s 3-statement financial model and unit economic models.
• Partner with functional leads to develop forecasts and budgets that align with strategic goals.
• Support monthly, quarterly, and annual reporting for Brigit and Upbound (our parent company).
• Deliver clear, actionable insights to executive leadership through financial and unit economics analysis.
• Monitor cash flow and working capital requirements.
• Collaborate with the Upbound finance team to deploy capital effectively to support sustainable growth.
• Act as a trusted finance partner to teams across the company – translating financial data into strategic decisions.
• Help others understand the financial impact of their team’s work.
• Design and implement scalable finance processes to support growth.
• Find ways to automate and leverage AI/LLMs to drive operational efficiencies.
• Support future hiring and mentorship of financial analyst

Finance Manager

Full-stack Engineer

• Evolving the APIs supporting User flows to ensure a great user experience
• Optimizing queries and relational database schema to ensure speedy response times
• Implementing algorithms related to monetary transaction evaluation, risk management, income verification, and other predictive models
• Integrating with new 3rd party APIs to serve millions of customers
• Decreasing our customer service workload by building improvements to the product or improving our internal automations
• Implementing interaction and motion design for more delightful user experiences
• Automating visual testing & visual regression detection processes
• Creating new mobile & web clients for upcoming products
• A/B testing and optimizing features that boost our business’ bottom line

Senior Software Engineer – Fullstack

Data Scientist

• Build, test, improve and roll out new models in a variety of problem spaces.
• Analyze how our customer base is shifting as we grow and pinpoint areas we can improve.
• Help our existing engineering and business teams achieve our cross-functional goals.

Senior Data Scientist

• Build, test and roll out new underwriting and risk models to better predict risk
• You’ll have ownership of the full modeling lifecycle from conception through to production and realize every bit of impact along the way.
• Build, test and roll out new or improved models related to fraud and payments.
• Contribute to building best practices for feature development, model training and model testing and monitoring.
• Analyze how our customer base is shifting as we grow and pinpoint areas we can improve.
• Help our existing engineering and business teams achieve our cross-functional goals.
• Mentor more junior data scientists or aspiring data scientists across the data team.

Lead Data Scientist

Vice President

• Own Brigit’s credit strategy end-to-end across products, including cash advance, Line of Credit, and any new credit products.
• Define and evolve underwriting frameworks, portfolio guardrails, and risk appetite, aligned with company growth and profitability goals.
• Lead portfolio management, including monitoring performance, loss curves, vintage analysis, stress testing, and cohort-level optimization.
• Incorporate macroeconomic signals into forward-looking strategy and make principled tradeoffs between growth, profitability, and risk.
• Partner with Finance and executive leadership on capital efficiency, loss forecasting, and long-term portfolio economics.
• Partner with Product to design credit products using cash-flow data and alternative signals.
• Own credit policy design, experimentation, and iteration across the user lifecycle.
• Drive limits, eligibility strategies, and pricing to balance growth, risk, profitability, and customer outcomes.
• Partner with Finance on product valuation and unit economics.
• Work closely with Product and Marketing on the design and launch of new credit products, influencing product roadmap decisions where credit risk or unit economics are material.
• Work closely with Data Science to build, deploy, and iterate on ML-driven underwriting and fraud models.
• Translate business objectives into model requirements and ensure strong post-deployment monitoring.
• Establish model governance, performance monitoring, and recalibration processes.
• Maintain a roadmap for underwriting and scoring improvements, including new data sources and techniques to improve approval rates while maintaining acceptable delinquency and loss levels
• Own credit-related fraud strategy, balancing prevention with approval rates and customer experience.
• Build and lead a high-performing credit organization across strategy, portfolio management, underwriting, and risk operations. Develop strong operating rhythms, governance frameworks, and scalable decision-making processes.
• Define and manage to clear KPIs (e.g., approval rates, delinquency, contribution margin, etc.).
• Establish operating rhythms, dashboards, and decision-making frameworks.
• Stay hands-on in execution, especially in the early stages of new product launches.
• Present credit performance, risk posture, and forward-looking insights to executive leadership.

VP of Credit

• Managing and growing a team of data scientists focused on modeling key business problems.
• Mentoring and guiding team members as they build out quantitative models in python using industry-standard techniques.
• Evangelizing the data science team’s capabilities and integrating with product, engineering and operations teams to build a roadmap and backlog of data science solutions with business impact.
• Running quarterly planning with the engagement of business stakeholders to ensure that the team is running in the right direction.
• Helping lead the team’s adoption of AI-assisted development and agentic workflows, including identifying practical use cases, setting working norms, and ensuring these tools are used with appropriate review, validation, privacy, and quality standards.
• Working closely with our Modeling Engineer to optimize and improve our infrastructure for model research, development and deployment.

VP of Product

Finance Manager

Senior Software Engineer – Fullstack

Senior Data Scientist

Senior Data Scientist

Lead Data Scientist

Lead Data Scientist

VP of Credit

Director of Data Science