BMO U.S.

Financial Planning and Analysis

• Provides financial and investment planning and advice in collaboration with other team members
• Determines client needs and provides solutions through the sales of managed products and services
• Supports the achievement of sales and performance targets
• Implements business development strategies to acquire new business
• Identifies opportunities during customer conversations to generate referrals
• Implements a relationship management plan in collaboration with the lead relationship manager
• Monitors and tracks performance and addresses any issues

Financial Advisor

Risk

• Conducts advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration, providing the LOB with actionable insights and recommended risk-mitigation strategies
• Offers guidance on appropriate structures, terms, and risk controls for high-risk accounts, ensuring alignment with bank policies, risk appetite, and regulatory expectations
• Advises on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industry-driven pressures
• Supports LOB teams with strategies for managing watch-list, impaired, and emerging-risk accounts, including exit strategies, recovery pathways, and restructuring options
• Performs enhanced portfolio monitoring to detect early-warning signals, covenant non-compliance, or deteriorating credit trends
• Evaluates portfolio-level performance indicators and risk concentrations, escalating concerns where appropriate and recommending corrective actions
• Assesses the overall quality of risk management practices across the high-risk portfolio, identifying gaps and recommending improvements
• Operates as a specialist resource to senior leaders and frontline teams, supporting decision-making on complex or ambiguous credit scenarios
• Provides expertise for the review of high-risk transactions, challenging underlying assumptions, and advising on risk-aligned alternatives
• Engages with internal stakeholders to ensure consistency in the management of high-risk exposures across the enterprise
• Strengthens discipline and transparency around watch-list and impaired account management procedures
• Implements adjustments to risk oversight strategies in response to shifting market, economic, or client-specific conditions
• Contributes to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management
• Partners closely with Commercial banking stakeholders to support their management of deteriorating clients while maintaining LOB ownership of BAU underwriting and client relationships
• Supports senior leadership with insights, analysis, and recommendations to inform capital allocation decisions and risk appetite considerations
• Engages with industry peers and internal networks to stay informed on emerging risks, competitive trends, and evolving best practices

Director, High Risk Portfolio Management

Sales

• Develop and maintain relationships with institutional clients and prospects across Western Canada.
• Provide ongoing relationship management including investment updates, portfolio reviews, and client education sessions.
• Support client onboarding and ensure a high standard of ongoing service.
• Engage respectfully with Indigenous communities and organizations to understand priorities and values.
• Identify and pursue new institutional opportunities across Western Canada.
• Participate in business development initiatives including client meetings and presentations.
• Develop and maintain relationships with investment consultants and other professional advisors.

Director, Institutional Sales – Service

Account Manager

• Proactively builds and manages an assigned portfolio of mass affluent clients across multiple branch locations
• Acts as the primary client contact to uncover financial needs and provide meaningful solutions
• Uses a consultative sales process to develop strong customer relationships, acts as client’s trusted advisor
• Achieves results and meets sales targets by acquiring new assets from existing client portfolio and new client acquisition
• Executes quality customer review meetings for retention and relationship expansion purposes
• Actively participates in the community to identify prospects through relationship building efforts

Senior Premier Relationship Manager

Underwriter

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans.
• Makes credit decisions and recommendations in compliance with bank policies.
• Performs financial analysis and calculations, assesses client creditworthiness.
• Utilizes financial models and analytical tools to assess client repayment capacity.
• Supports credit-granting decisions by making recommendations to manager.
• Supports portfolio monitoring and compliance to identify deteriorating credit conditions.
• Analyzes metrics and assesses industry trends to spot risks and opportunities.
• Develops proposals to capture new business and expand client relationships.

Associate, Portfolio Management and Underwriting, Commercial, Emerging Middle Market

Marketing

• Oversee the development team responsible for US Banking Journeys, focusing on strategic planning and maximizing the MarTech stack.
• Define and maintain standards, processes and procedures for service levels.
• Investigate and resolve deliverability issues as they arise.
• Adhere to a production schedule to ensure accurate and timely delivery.
• Provide regular status updates and communicate to key stakeholders and senior leadership.
• Govern content and production of all Marketing Automation assets, ensuring adherence to brand, privacy and security policies.
• Monitor and minimize unsubscribe/bounce/compliant rates and ensure spam regulation compliance.
• Provide post reporting and analysis and monitor campaign performance and metrics.
• Understand database marketing and automate data flow between existing databases and marketing automation platform.

Senior Manager, Marketing Automation Development

Director

• Provides advisory-based sales and relationship management
• Attracts, retains and grows a portfolio of prospect and client relationships
• Coordinates and integrates a team of subject matter experts
• Develops and executes the business development strategy
• Enhances presence in the marketplace by collaborating with other experts

Wealth Advisor, Director

Analyst

• Supports the management and execution of the assigned business/group program or project
• Supports the execution of program components by working with internal and external stakeholders
• Supports the management of the program/project, including developing program components
• Participates in the design, development, implementation, and management of core program processes
• Provides support for the investigation, analysis, and documentation of program risks
• Analyzes data and information to provide program insights and recommendations
• Collaborates with internal and external stakeholders to deliver on business objectives
• Communicates and reinforces program principles, strategies, processes, and standards in all operational activities

Estate Analyst (Co-op/Internship)

Operations

• Provides day-to-day delivery of critical processes, administration and servicing activities in connection with retail and commercial deposits and payments
• Supports the execution of payments, transactions, service requests, administrative activities and processes and fulfillment of business, stakeholder and/or external customer inquiries/requests within relevant service level agreements
• Collaborates with stakeholders to promote efficient and effective processes and work flow
• Establishes positive working relationships across the organization to achieve business results and deliver the intended customer and employee experience
• Analyzes data and information to provide insights and recommendations
• Communicates and collaborates with internal and external stakeholders in order to deliver on business objectives
• Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities
• Functions as a problem-solving resource for more junior staff
• Executes routine tasks such as service requests, transactions, queries etc. within relevant service level agreements
• Checks and reconciles information and documentation to ensure accuracy and completeness
• Identifies and resolves discrepancies in accordance with standard procedures
• Collaborates in development/implementation of new processes/systems

Associate Deposit Operations

• Conducts investigations to identify, assess, decision and report on activity indicating exposure to financial crimes
• Ensures potential threats and investigations are evaluated, documented, managed and escalated by following standard operating procedures
• Provides subject matter expertise and oversight of criminal risk
• Supports the execution of strategic initiatives in collaboration with stakeholders
• Builds effective relationships with stakeholders such as law enforcement agencies
• Integrates information from multiple sources to enhance processes and analysis
• Documents actions and information throughout the investigation to maintain account/case files

Senior Fraud Analyst

Artificial Intelligence

• Build and run the First Line of Defense program for managing AI initiatives across U.S. Banking.
• Establish and maintain the U.S. AI Governance framework aligned with enterprise Model/Non-Model standards.
• Define lightweight, practical processes for AI intake, review, documentation, and monitoring with human oversight.
• Build and maintain a centralized inventory of AI tools, use cases, and automation solutions across U.S. business units.
• Implement human-in-the-loop review steps and operational controls that ensure safe use of AI tools.
• Maintain dashboards and reporting for inventory completeness, risk posture, and governance outcomes.

Manager, AI Strategy and Governance

• Perform client credit analysis for an assigned number of client portfolios
• Assess the business entity’s overall financial health and credit risk
• Apply lending expertise to a lending product portfolio
• Make credit decisions or provide timely advice to the business banking relationship manager
• Break down strategic problems and analyze data to provide insights and recommendations

Credit Analyst – Business Banking

• Lead institutional sales efforts with a primary focus on BMO GAM’s ETF platform.
• Drive incremental growth across alternatives and active strategies aligned with client objectives.
• Identify, develop, and convert new institutional relationships through proactive prospecting.
• Foster a culture of sales excellence focused on new asset growth.

Director, Institutional ETF & Solutions Distribution

• Provides a combination of deep industry sector expertise and innovative thinking
• Collaborates to generate creative, client-focused solutions to prospective and current clients
• Participates in deal teams to develop, present, and win mandates for new opportunities
• Creates pitch books for clients with respect to financial solutions
• Monitors client, client industry, and regulatory agencies for potential changes
• Initiates contact with partners for new client sales
• Directly manages a diverse portfolio of private and middle market companies
• Reviews and continually monitors performance of existing accounts and client relationships
• Conducts due diligence and identifies opportunities to diversify client portfolios
• Builds effective relationships with internal/external stakeholders

Associate – Industrials, Investment Banking

Manager

• Evaluate the risk level of commercial transactions and make informed decisions
• Manage a portfolio of commercial loans
• Analyze financial statements for credit worthiness
• Identify income/expenses and analyze credit information
• Collaborate with Relationship Managers on loan decisions
• Prepare comprehensive credit summaries
• Support management of Relationship Manager portfolio
• Monitor portfolio for credit conditions and trends
• Negotiate loan structures that align with bank policies
• Build and maintain client relationships