Bank of America

Financial Planning and Analysis

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
• Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

Senior Credit Underwriter – Global Leasing, Equipment Finance

Financial Crime

• Performing end-to-end investigations of external financial crimes
• Conducting routine to complex investigations, including fraud, money laundering, and terrorist financing
• Acting as liaison to Law Enforcement as required
• Providing coaching and inputs to investigators to improve case quality
• Reviewing Suspicious Activity Reports in a timely manner

Global Financial Crimes Senior Investigator

Account Manager

• Providing advice and valuable financial solutions to complex Business Banking clients and prospects
• Serving as the primary point of contact/trusted advisor and acquiring, deepening, and maintaining profitable relationships
• Collaborating with teammates and facilitating client relationships with Product Specialists

Senior Business Banking Relationship Manager

Manager

• Manage delegated compliance, administrative and business functions related to the Merrill Wealth Management Market Executive's overall managerial responsibilities
• Monitor advisor and client activity including financial transactions to ensure compliance with firm and regulatory requirements and minimize risk
• Coach advisors in supporting the company strategy and continuing to grow their businesses

Market Supervision Manager

• evaluates and provides feedback on the execution of processes handled by the Consumer Investments Operations and Life Services teams
• helps ensure adherence to and proper execution of internal policies and procedures
• responsible for reviewing a sample of account-level activities fulfilled by associates
• provides consolidated and valuable feedback to help front-line units assess performance and coach associates
• maintain knowledge of the Consumer Investments Operations business structure
• maintain knowledge of industry regulations and Merrill’s internal policies and procedures
• create strong partnerships, maintain productivity levels on a monthly basis, and ensure prompt and accurate results

Quality Control Analyst, Consumer Investments

Consultant

• Project manage the enterprise military and veterans strategy by translating strategic priorities into integrated execution plans, project roadmaps, and milestones
• Serve as the day-to-day execution and project management lead, coordinating delivery across partner functions, Lines of Business, and external stakeholders
• Plan, manage, and track multiple concurrent initiatives, including scope, timelines, dependencies, risks, and outcomes
• Establish and maintain enterprise operating rhythms, governance forums, and progress reviews to drive accountability and momentum
• Be the Client Manager with the MSAG employee network, ensuring strong advisory and operational and strategic support for the employee network activities.
• Develop and maintain execution standards, playbooks, tools, and guidance to enable consistency and scalability across the enterprise
• Lead or support ad hoc analyses, special projects, and executive-requested work related to military and veterans initiatives
• Support leadership communications, materials, and internal and external engagement as directed
• Monitor, interpret, and stay current on relevant laws, regulations, policies, and compliance requirements impacting military service members, veterans, and military-affiliated employees; proactively assess implications for enterprise programs and initiatives
• Serve as a trusted advisor to leaders and partners by providing informed guidance on risk, compliance considerations, and best practices related to military and veterans strategy, ensuring recommendations are aligned with legal, policy, and enterprise standards

Military and Veterans Consultant II

• Conducting quantitative analytics and modeling projects for specific business units or risk types
• Developing new models, analytic processes, or systems approaches
• Creating technical documentation for related activities
• Working with Technology staff in the design of systems to run models developed
• Performing end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting
• Supporting the planning related to setting quantitative work priorities in line with the bank’s overall strategy and prioritization
• Identifying continuous improvements through reviews of approval decisions on relevant model development or model validation tasks
• Supporting model development and model risk management in respective focus areas
• Supporting methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects
• Performing statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches

Quantitative Finance Analyst

• Conducting quantitative analytics and modeling projects for specific business units or risk types
• Developing new models, analytic processes, or systems approaches
• Creating technical documentation for related activities
• Working with Technology staff in the design of systems to run models developed
• Performing end-to-end market risk stress testing including scenario design, implementation, and results analysis
• Supporting the planning related to setting quantitative work priorities in line with the bank’s overall strategy
• Identifying continuous improvements through reviews of approval decisions on relevant model development or validation tasks
• Supporting model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite
• Performing statistical analysis on large datasets and interpreting results using both qualitative and quantitative approaches

• Completes investigations while overseeing cases meet or exceed closure and quality metrics
• Completes Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement
• Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations
• Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role

GFC Investigator – Brokerage, AML

• Works with clients to plan their short and long-term financial goals by building a financial plan with brokerage products, including stocks, bonds, mutual funds, annuities, and banking and money managed solutions
• Recommends banking and investments strategies that align with client financial goals and needs
• Triages client requests and makes referrals to appropriate internal service providers based on client needs and asset thresholds
• Mitigates and controls risk as part of daily activities
• Identifies and engages potential new clients through referrals or financial center clientele
• Provides coaching and feedback to referral partners based on knowledge of client needs and potential product services recommended

Financial Solutions Advisor

Bilingual

• Engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM
• Accurately and efficiently processing cash transactions for clients as needed
• Having deep conversations with clients to gain in-depth knowledge of the financial and life priorities
• Connecting clients to solutions that meet their financial goals

Relationship Banker – Bilingual Hindi

• Handles inbound inquiries from leads regarding Merrill offerings
• Positions the extensive capabilities of Merrill and Bank of America
• Collects the necessary client profile data, following standard KYC procedures to open account(s) as appropriate
• Serves as interim Financial Advisor, providing recommendation of investment products and services that are suitable for prospects and clients based on their objectives, resources, time horizon, risk profile, and preferences as well as servicing client accounts
• Documents all client interactions and opportunities within Salesforce accurately

Financial Advisor, Merrill Advisor Development Program

• Providing comprehensive advice and customized solutions to clients
• Trinaging client leads
• Making referrals to business partners
• Meeting with clients to review financial and investment goals
• Building a financial plan
• Recommending brokerage products

• Begin obtaining Securities Industry licenses such as SIE, Series 7, and Series 66 exams.
• Learn foundational skills to be an advisor, including managing client relationships and guiding them with advice.
• Work in a financial center delivering core banking and investment solutions.
• Advance in roles within Bank of America and Merrill, while being supported by dedicated programs and resources throughout the career journey.

• Provide comprehensive advice and customized solutions to clients
• Triage client leads and make referrals based on client needs
• Review financial and investment goals with clients
• Build financial plans and recommend brokerage products
• Apply and expand knowledge by completing required licenses and trainings