Bank of America

Analyst

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
• Utilizes a variety of systems, such as Excel, SAS, SQL, Tableau, and other relational data bases, to provide analytical support on strategies, ensure goals are met
• Evaluates data to assess potential fraud risk and creating mitigation strategies
• Proposes policy/procedural changes within segmentation structures to produce optimal results
• Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs
• Leads the coordination of the production of product performance reports and updates for senior management
• Creation, implementation, and maintenance of rules and capabilities designed to detect account takeover and non-monetary fraud
• Deriving actionable insights from complex data
• Investigation and root cause analysis of major fraud losses and emerging trends
• Implementing incremental fraud mitigation controls in partnership with functional stakeholders
• Developing effective monitoring and oversight for cross-functional processes, inclusive of performance reporting and newly identified opportunities for collaboration across teams
• Working closely with internal and external partners to understand limitations and opportunities for improvement

Senior Analyst, Fraud Analytics and Innovation – Device and Non-Monetary

• Responsible for all aspects of the underwriting and credit management of Hedge Funds (HF) for the Global Markets business
• Participate in initial and ongoing due diligence of HFs
• Perform quantitative and qualitative credit assessment, setting internal ratings and recommending credit limits
• Determine initial margin (IM) and evaluate transactional risks associated with OTC and exchange traded derivatives, securities financing and structured trades
• Hold delegated approval authority to approve trading floor request (OTC derivatives) or to make recommendations to higher authority levels
• Build strong working relationship with external HF clients, internal business partners including Sales, Structuring & Trading, Risk counterparts, Legal and Audit Function
• Undertake regular exposure analysis including internal stress testing and IM back testing
• Liaise with Legal and client in negotiating ISDA, CSA, GMRA etc.
• Preparation of portfolio reports and reviews, including analysis of OTC and F&O exposures, any counterparties of concern and other pertinent risk issues.

Credit Analyst III – Hedge Funds, Global Markets Credit

Financial Planning and Analysis

• Works with clients to plan their short and long-term financial goals by building a financial plan with brokerage products, such as stocks, bonds, mutual funds, annuities, and banking and money managed solutions
• Recommends banking and investments strategies that align with client financial goals and needs
• Triages client requests and makes referrals to appropriate internal service providers based on client needs and asset thresholds
• Mitigates and controls risk as part of daily activities
• Identifies and engages potential new clients through referrals or financial center clientele

Financial Solutions Advisor

Product Manager

• Support the ongoing growth and evolution of U.S. Real-Time Payments (RTP)
• Analyze and monitor competitive landscape across B2B and B2C payments
• Support development and execution of the RTP product roadmap
• Collaborate closely with Global Payments and Retail product partners
• Execute product risk and compliance responsibilities

Treasury Product Manager II

• Works with clients to plan their short and long-term financial goals by building a financial plan with brokerage products
• Recommends banking and investments strategies that align with client financial goals and needs
• Triages client requests and makes referrals to appropriate internal service providers based on client needs and asset thresholds
• Mitigates and controls risk as part of daily activities
• Identifies and engages potential new clients through referrals or financial center clientele

IT Support

• Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals
• Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data-based decision making and continuous improvement
• Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions
• Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues
• Provides inspection, coaching and feedback to motivate, differentiate and improve performance, while assessing talent and building bench strength for roles across the organization
• Actively manages expenses and budgets in alignment with objectives, making sound financial decisions
• Delivers results by effectively prioritizing, inspecting and appropriately delegating team work
• Leads a team of valuation professionals, optimizing knowledge of equipment markets and applying market intelligence to risk/return parameters of new transactions; evaluates new target markets and supports analysis, winning, and management of new equipment investment opportunities
• Builds and maintains relationships with internal and external customers to support the growth of the Leasing portfolio; demonstrates knowledge of a wide range of equipment types and markets, including Trucking, Mining and Construction, Rail, Materials Handling, Warehouse Equipment, Energy, Marine, and Manufacturing
• Manages the evaluation process for a high volume of assets and transactions across diverse equipment types (excluding aircraft), ensuring adherence to EMG policies, procedures, controls, and analytical principles

Credit Manager II – Valuation, Equipment Management

• Play a key role supporting origination, structuring, and deal execution, working on a broad scope of assignments within Leveraged Finance including acquisition financing and refinancing transactions.
• Lead deal execution, and function as the key point of contact for the group, communicating with deal team members and clients, including industry groups, syndicate/sales professionals, corporate executives, private equity clients and bank/bond investors.
• Lead the credit committee approval process, including due diligence, credit analysis and communication with the Risk team.
• Work with internal and external legal counsel regarding the preparation of documentation for syndicated loans and high yield bonds.
• Work closely with senior and junior bankers and expected to make an immediate contribution.
• Supervise and train junior personnel.

Senior Associate – Leveraged Finance

Bilingual

• This job is responsible for engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM.
• Key responsibilities include accurately and efficiently processing cash transactions for clients as needed.
• Job expectations include having deep conversations with clients to gain in-depth knowledge of the financial and life priorities and connecting clients to solutions that meet the financial goals.
• Executes the bank's risk culture and strives for operational excellence
• Builds relationships with clients to meet financial needs
• Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
• Grows business knowledge and network by partnering with experts in small business, lending, and investments
• Manages financial center traffic, appointments, and outbound calls effectively
• Drives the client experience
• Manages cash responsibilities

Relationship Banker, Bilingual Spanish

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
• Utilizes a variety of systems, such as Excel, SAS, SQL, Tableau, and other relational data bases, to provide analytical support on strategies, ensure goals are met
• Evaluates data to assess potential fraud risk and creating mitigation strategies
• Proposes policy/procedural changes within segmentation structures to produce optimal results
• Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs
• Leads the coordination of the production of product performance reports and updates for senior management
• Support monitoring and analysis of deposit application fraud trends and portfolio performance
• Conduct deep-dive investigations into patterns, anomalies, and emerging threats
• Contribute analytical insights, develop mitigation strategies and improve detection effectiveness
• Assist in developing and maintaining application and transaction monitoring routines
• Support cross-functional collaboration by preparing data, insights, and documentation for senior strategists, operations, technology, and product teams
• Assist in evaluating internal and external data sources that may enhance detection capabilities, coordinating closely with Fraud Technology partners
• Help ensure risk controls and best practices are properly implemented within assigned workstreams
• Participate in defect reviews and case analysis to identify strategy or procedural enhancement opportunities
• Contribute to fraud requirements documentation, testing support, and performance validation for new initiatives
• Monitor KPI dashboards and provide reporting to help assess the effectiveness of fraud strategies
• Support strategy optimization efforts by analyzing rule performance, false positives, and customer impact
• Identify process improvement opportunities that increase efficiency or analytic rigor
• Partner with claims, policy, and product teams to deliver basic analysis and insights that inform decision making.

Senior Fraud Analytics and Innovation Analyst – New Account Fraud Strategies

• Obtain Securities Industry licenses through dedicated classes for your Securities Industry Essentials [SIE], Series 7 and Series 66 Exams.
• Build and manage client relationships, providing advice and solutions for their financial needs.
• Work in a financial center to deliver Bank of America’s core banking and investment solutions.
• Progress to Financial Solutions Advisor Stage II role upon demonstration of success.

• Handle inbound inquiries from leads regarding Merrill offerings
• Collect necessary client profile data following standard KYC procedures to open accounts
• Provide recommendations of investment products and services suited for prospects
• Document all client interactions and opportunities within Salesforce accurately

Financial Advisor – Mountain West Market

Operations

• Responsible for moderately complex transaction and fulfillment processing
• Key responsibilities include reconciliation, settlement, and trade and transfer support
• Provide quality service and operations support for internal business partners and external clients

Transaction Management Ops Analyst – Securities Settlement

• Provides comprehensive advice and customized solutions to clients.
• Triages client leads and makes referrals to business partners.
• Meets with clients to review financial and investment goals.
• Builds financial plans and recommends brokerage products.

Project Manager

• Managing cross-functional and inter-departmental projects for Line of Business products
• Partnering with the business to develop a plan to sustain change
• Evaluating current methods and developing strategies to implement changes and project improvements
• Overseeing projects using appropriate tools to drive project completion
• Serving as a secondary point of contact to department managers for critical change initiatives.

Sales

• Lead product expert supporting Global Payment Solutions client sales engagements and account management
• Drive collaboration between product, sales and client relationship teams
• Perform proactive lead generation and drive business development engagements
• Develop RFP responses and set pricing strategy
• Conduct and lead client presentations in person, over the telephone, and via WebEx
• Price deals and lead pricing and contract negotiations with clients

Senior Analyst, Fraud Analytics and Innovation – Device and Non-Monetary

Credit Analyst III – Hedge Funds, Global Markets Credit

Financial Solutions Advisor

Treasury Product Manager II

Financial Solutions Advisor

Credit Manager II – Valuation, Equipment Management

Senior Associate – Leveraged Finance

Relationship Banker, Bilingual Spanish

Senior Fraud Analytics and Innovation Analyst – New Account Fraud Strategies

Financial Solutions Advisor

Financial Advisor – Mountain West Market

Transaction Management Ops Analyst – Securities Settlement

Financial Solutions Advisor

Project Manager

Treasury Product Sales Manager