Atlantic Union Bank

Systems Engineer

• Serve as the primary systems manager for a designated set of platforms
• Responsible for handling needs assessments and cost/benefit analysis
• Align the technology of the company with their business strategies
• Translate business requirements into technical requirements
• Work with vendors to ensure the system solution satisfies the business requirements
• Meet with decision makers, systems owners, and end users
• Act as technical focal point for the business in the presentation of the new system/application
• Assist with design sessions in prototyping new system or functionality
• Develop and maintain design documentation
• Provide systems analysis expertise focusing on gap identification
• Improve systems and operational workflows
• Help identify control points in new systems designs and workflows
• Review and analyze the effectiveness and efficiency of existing systems
• Provide ongoing support structure before an application or system is approved for production readiness
• Perform troubleshooting role in triage mode
• Represent production changes to the Change Control Board
• Actively participate in and lead system and unit testing

Business Systems Analyst I

Manager

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit.
• Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction.
• Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective portfolio and adheres to all regulatory and compliance guidelines.
• Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio.
• Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables.
• Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet.
• Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, and helping with compliance and regulatory reviews.

C&I Credit Portfolio Manager III

Product Manager

• The Digital Product Owner III will be responsible for managing the digital roadmap and strategic plan for assigned lines of business.
• This requires the ability to see how business, technology and operations all intersect to influence and drive digital experiences.
• Work will include implementation of strategic digital initiatives for the Consumer and Commercial money movement products included, but not limited to: Self Service capabilities and money movement; Mobile Deposit Capture, Zelle, Bill Pay, Transfers, Apple/Android/Samsung Pay.
• This role will be charged to create a fully integrated, elegant and seamless digital experience across the entire life cycle of customer awareness, enrollment and full engagement.
• Drive digital improvements and recommendations for the Line of Business in creating and implementing digital visions, strategies and roadmaps that address the business needs and future growth.
• Assess digital platforms in the external marketplace and make recommendations for potential partnerships.
• Identify opportunities to leverage digital techniques for greatest strategic impact and defining the priority capabilities required to succeed.
• Develop strategic plan for creating next generation money movement capabilities.
• Develop the business cases for digital opportunities within the Internet of Things(IOT) arena including virtual assistants(Alexa), Apple TV, etc as well as artificial intelligence arena.
• Lead multi-disciplinary teams to shape and implement digital strategies, programs, and initiatives.
• Support M&A integration work to minimize customer and operational impact.
• Bring the voice of the customer and the voice of our teammates or into our product features, ensuring that features delivered are aligned with the intended business outcomes, and align work with our target architecture roadmap.
• Partner with Marketing for acquisition support, product positioning, promotion of digital products and services and onboarding activities in the wealth space.
• Interface with Training & Development to create and modify training for assigned digital products/services.
• Partner closely with Digital Business System Analyst to stay abreast of vendor roadmaps and enhancements.
• Understand all aspects of the internal and external environment including customer met/unmet digital needs through research efforts, in-depth understanding of voice of the customer, industry trends, vendor/platform capabilities and best practices for servicing the digital needs of our customers.
• Continuously assesses competitive moves and monitors performance against objectives.
• Present data, strategies and recommendations to senior management to build buy-in to strategic recommendations.
• Prioritize product requirements and coordinate release plans with IT and key constituents.
• Serve as primary business point of contact for implementation activities and work closely across with key constituents to meet scheduled milestones.
• Guide and direct complex projects, identify key stakeholders and gain participation.

Digital Product Owner III

Operations

• Provide exemplary leadership and people management practices to ensure teammates are providing exceptional service to internal and external customers
• Assist with teammate training and motivation to achieve production goals
• Demonstrate team-building skills by example
• Provide leadership and direction for problem solving, process improvement, and skill development
• Prepare teammates to answer and assist internal and external customers and serve as a resource for escalated customer issues and questions
• Lead the development and enhancement of policy, processes, and procedures
• Assist with personnel instruction regarding policies and procedures, ensuring teammates are informed of changes
• Conduct quality assurance audits to ensure departmental procedures are achieving the desired results
• Attend required meetings and functions as needed
• Participate in enterprise and business lead projects, acting as the subject matter expert in various payment rails
• Collaborate with other Supervisors or lines of business to ensure partnerships between systems and functional tasks
• Validate teammate activities to ensure work is performed timely, completely, accurately, and in compliance with regulations and defined policies and procedures
• Address and remediate any audit findings, compliance violations or customer complaints
• Management of employee scheduling, paid time off and time cards
• Management of timely completion of employee compliance courses
• Individualized teammate coaching, goal setting and quarterly check ins for career development
• Track teammate performance and conduct annual performance reviews

Supervisor – Payment Operations

Account Manager

• Prospect, source, and promote the Youth Banking program to schools within assigned territory.
• Build and manage relationships with enrolled schools and partners supporting youth banking services, including Greenlight implementation.
• Collaborate closely with Solutions Banking Relationship Managers (RMs) within enrolled schools, where Solutions Banking RMs lead banking engagement for faculty and staff, while the Student Solutions Relationship Manager owns student-focused outreach, acquisition, and engagement.
• Together, partner on schools that present opportunities for customer acquisition across faculty, staff, and students, with this role maintaining primary accountability for student and youth banking growth.
• Coordinate with schools, Solutions Banking Relationship Managers, Community Impact, Commercial Relationship Managers, and branch teams to schedule youth banking account-opening events (“onsites”).
• Conduct financial education seminars and activities for enrolled schools and prospects, tailoring content to meet the needs of parents and students.
• Develop and maintain a strong understanding of banking products and technology-driven services designed to support younger consumers.
• Establish and strengthen partnerships with line-of-business leaders to support school prospecting efforts and financial education initiatives.
• Develop and manage a pipeline of school prospects through business development activities including prospecting, cold calling, referrals, business partners, centers of influence, and personal networks.
• Partner with the Learning & Development team to train assigned branches on the Youth Banking program, sales effectiveness techniques, and presentation skills.
• Collaborate with Regional Consumer Banking Presidents and/or Market Managers to coach branch teammates on Youth Banking engagement strategies that maximize sales opportunities with parents and students.
• Develop and execute sales plans; effectively utilize WS Youth Banking and bank marketing and collateral materials.
• Monitor, track, and report Youth Banking performance and results.
• Provide feedback and recommendations to enhance the Youth Banking program, including conducting competitive research and market intelligence.
• Build presentations and attend Parent Teacher Organization (PTO) meetings and school events to promote Greenlight to parents.
• Manage expenses and travel costs effectively.
• Complete all required training by assigned due dates.
• Participate in meetings as required and perform other duties as assigned.

Student Solutions Relationship Manager

Project Manager

• Responsible for using best practice Project Management methods to create project plans
• Defines project scope and objectives
• Prepares, maintains and submits clear & concise status reports and time recording/management reports
• Responsible for defining, teaching, and enforcing the use of good project management best practices
• Promotes customer involvement and recognizes that project success is directly related to satisfying the customer
• Communicates project milestones, status updates, and any existing or potential customer escalation issues
• Ensures effective change control is enforced

Construction Project Manager

• Responsible for using best practice Project Management methods to create project plans to fit stakeholders/customers’ needs
• Fully accountable for the result of the project
• Defines project scope and objectives ensuring project members understand expectations
• Prepares, maintains, and submits project status reports
• Responsible for defining, teaching, and enforcing good project management best practices
• Recognizes when problems surface or potential problems are looming
• Promotes customer involvement by communicating project status to stakeholders
• Applies lessons learned from prior projects

Project Manager II

General Counsel

• Advise the Company on wide array of federal and state securities laws and regulations including, without limitation, the Securities Act of 1933, Securities Exchange Act of 1934, and NYSE rules.
• Assist in preparation of the Company’s periodic reports and disclosures under securities laws including, without limitation, all 10-Ks, 10-Qs, 8-ks, earnings releases, proxy statements, Section 16 filings, and NYSE filings.
• Monitor developments in federal and state corporate and securities laws and regulations.
• Develop and implement policies, processes, and strategies for compliance with such laws and regulations.
• Provide legal advice and support for strategic and non-strategic corporate transactions including, without limitation, mergers and acquisitions, divestitures, various cash management, liquidity and capital strategies, such as debt and equity issuances and stock repurchases, investments, joint venture and partnership opportunities, asset sales and purchases, and intercompany transactions.
• Independently or in close coordination with outside legal counsel, as applicable, help ensure successful closings of strategic and non-strategic corporate transactions.
• Identify appropriate transaction structures.
• Offer practical, business-oriented solutions to complex transactional problems.
• Draft, review, and negotiate a wide array of transaction agreements.
• Coordinate and conduct due diligence as needed.
• Manage transactions to successful closings.
• Oversee the Company’s insider trading policy compliance program.
• Develop and implement controls, policies, processes and standards for compliance.
• Manage approvals of insider stock purchases and sales.
• Ensure timely, compliant reporting of insider stock trades under Section 16.
• Oversee the Company’s corporate governance practices and all support of the Board of Directors and its committees.
• Develop and implement policies, processes, and strategies for best practices in corporate governance and corporate secretary function.
• Ensure best practices are followed in recordkeeping and maintenance of minutes of meetings of the Board of Directors and its committees.
• Draft board resolutions and other board materials as needed.
• Oversee maintenance of corporate entities and all subsidiary management, including without limitation formation and dissolution of corporate entities.
• Partner with internal stakeholders as needed, such as investor relations, accounting, financial, and marketing teams, to address a wide array of legal and reputational risk issues.
• Provide sound legal advice and counsel to internal stakeholders to help the Company protect its business, commercial, and reputational interests.
• Engage and oversee the quality and cost effectiveness of work of legal counsel hired to represent the Company.
• Manage legal expenses to achieve budget targets.
• Develop sound legal assessments, interpretations, recommendations and opinions regarding the Company’s legal rights and obligations.
• Lead discussions on complex topics with a wide range of stakeholders, including members of executive management and the Company’s Board of Directors.
• Provide legal advice and support, and perform a wide variety of other tasks, as assigned to help the Company protect its business, commercial, and reputational interests.

Associate General Counsel – Corporate & Securities

Financial Planning and Analysis

• Assist EF Documentation Specialists II & III with the transactions after they are closed/funded
• Insurance follow-up
• Title follow-up
• Record, review and terminate UCC-1 and UCC-3 filings and Data Entry
• Create/Maintain files for completed packages
• Prepare post-closing loan packages to include maintaining files and clearing exceptions and post-funding items
• Image or file recorded titles and ELT’s
• Assist with ordering, reviewing and updating UCC Lien Searches, determining when releases/disclaimers of interest are required for a transaction
• Handle releases of Liens/Titles
• Adhere to all applicable laws and regulations governing bank operations
• Sorting and filing received documentation
• Copying and scanning documentation
• Preparing Loan Documentation packages

Equipment Finance Documentation Specialist I

• The Equipment Finance Regional Director is responsible for marketing a range of both equipment finance lending and leasing products to medium and large commercial clients within assigned territory.
• The Regional Director is results driven and capable of working independently to identify prospects in their territory and maintain a sustained calling strategy.
• The Regional Director understands and incorporates AUEF’s target market criteria (credit profile, pricing, and structuring) in their strategy.
• This role involves a strong understanding of the sales process, credit analysis and excel at generating leads, and closing deals.
• The Regional Director will also work with Middle Market Relationship Managers and Treasury Management Officers to market other commercial bank products and services.
• Works closely with internal partners to facilitate the development of new business relationships as well as develop prospects.
• Responsible for retaining and expanding existing customer relationships.
• Develops and maintains high quality relationships, with an emphasis on companies with revenues greater than $15 million, while working with RMs and TMOs to obtain deposits and cross-selling other Bank products and services.
• Prepare correspondence, proposal and commitment letters, credit submittals and documentation requests as required.
• Expands existing knowledge base of equipment finance and other commercial banking products and services, including loan policy, documentation, structuring and regulatory requirements.
• Ensures the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
• Identifies and successfully capitalizes on cross-sell opportunities and makes appropriate referrals.
• Executes a call program to develop new and existing customer relationships and to identify potential customers and develop prospect lists.
• Maintains pipeline of existing relationships and new prospects.
• Assists in mentoring teammates, to include prospecting/calling, credit analysis, financial spreading and underwriting.
• Ensures that al work is in compliance with applicable policies, procedures, laws, regulations and guidelines.

Equipment Finance Regional Director

• Serve as the primary systems manager for a designated set of platforms.
• Responsible for handling needs assessments and cost/benefit analysis to align the technology of the company with their business strategies.
• Receive business needs from internal stakeholders, solicit product and enhancement requirements from end users
• Translate business requirements into technical requirements to guide the implementation of new features, systems, and enhancements and upgrades
• Work with vendors to ensure the system solution satisfies the business requirements
• Meet with decision makers, systems owners, and end users to help identify business, financial, and operations requirements and systems goals
• Act as technical focal point for the business in the presentation of the new system/application
• Assist with design sessions in prototyping new system or functionality for the purpose of enhancing business processes, operations, and information process flow
• Develop and maintain design documentation (data flow diagrams, workflows)
• Provide systems analysis expertise focusing on gap identification
• Improve systems and operational workflows by studying current practices and designing modifications/enhancements
• Help review and analyze the effectiveness and efficiency of existing systems and develop strategies for improving or leveraging these systems

• Responsible for providing independent perspective in underwriting and managing complex Wholesale Banking loans and relationships
• Partner with Relationship Managers, Credit Officers, Credit Portfolio Managers, and Team Leader in delivering credit solutions
• Lead client calls for in-depth financial questions and portfolio management
• Indpendently underwrite new and renewal opportunities
• Perform in-depth analysis of financial statements, management competencies, and competitive dynamics
• Prepare financial projections
• Make recommendations regarding credit amount and policy compliance
• Manage assigned portfolio by monitoring performance and trends
• Prioritize new deal and renewal requirements
• Exhibit willingness to lead special projects
• Adhere to bank operations laws and regulations

Credit Portfolio Manager IV – Equipment Finance

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit
• Partner with Relationship Managers and the Credit Portfolio Management Team Leader in delivering credit solutions
• Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio
• Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support
• Prepare detailed short or long-term financial projections
• Make recommendations to Relationship Managers and Credit Approvers
• Manage assigned portfolio by proactively monitoring performance and trends
• Participate or lead client calls with Relationship Manager for in-depth financial questions
• Participate in special projects to aid with the continuous improvement of portfolio management
• Adhere to all applicable laws and regulations governing bank operations

Credit Portfolio Manager III

• Assumes the overall responsibility, development and management of their borrowing and non-borrowing portfolio and underwrites, originates and effectively manages a portfolio of loans generally secured by commercial and/or residential real estate collateral.
• Provides advice and guidance on policies and manages larger and more complex loan relationships as well as more complex lending structures.
• Participates in the development of new business by acquiring, retaining and expanding client relationships and may assist other lenders with underwriting of commercial real estate loans.
• Responsible for growing a high-quality portfolio of real estate loans and associated deposits within designated market area
• Develop and maintain a quality loan portfolio
• Maximize bank profitability through appropriate pricing of new loan originations, fee income, and cross selling of all bank products & services, including deposits and Treasury Services products
• Pre-screen potential new loans with credit officer to determine appropriate structure
• Prepare loan approval packages for approval and facilitate through process
• Monitor loan portfolio and maintain updated financial information
• Manage the bank’s complex commercial real estate loan relationships
• Responsible for making business development calls and contributing to overall Bank objectives of quality new loan and deposit growth
• Sell and cross-sell deposits and other bank products such as Treasury services in a profitable manner
• Make recommendations to management on procedural improvements
• Assist other Relationship Managers as needed with customer requests and serves as a source for real estate lending knowledge
• Assist in mentoring teammates, to include credit analysis, financial spread sheet preparation and underwriting
• Maintain pipeline of existing relationships and new prospects
• Ensure that own work is in compliance with applicable policies, procedures, laws, regulations and guidelines
• Participate in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace.
• Establishes referral contacts and Centers of Influence (COI) within the community
• Regularly corresponds with Senior Credit Officer(s); Loan Review Department; attorneys, loan support and loan processing areas
• Seek out largest and most complex CRE customers.

Commercial Real Estate Relationship Manager – IV

Compliance

• The Compliance LOB Advisor shall be responsible for assessing regulatory risk within bank operations including deposit/lending functions, conducting regulatory reviews, and consulting with business units to ensure they develop and maintain adequate controls to address the risk appropriately while complying with applicable state and federal regulations and company policies.
• Engage as Compliance primary point of contact to 1LOD line of business unit, offering advice and guidance on the identification and remediation of regulatory risks and to serve as a credible effective challenge to the 1LOD.
• Perform consumer compliance reviews to assess performance, risks, internal controls and adherence to regulatory requirements specific to any area of the organization.
• Interpret, perform and provide research on compliance and regulatory questions impacting the bank's operations and performance.
• Identify risks, root cause, control weaknesses or gaps through regulatory reviews and work with management to correct deficiencies.
• Report results of reviews and feedback to management and business owners and recommend strategies to improve performance.
• Review, update and create (when necessary) relevant policies and procedures to ensure Compliance oversight for supported 1LOD areas.
• Provide Compliance oversight and participate in the development and implementation of new products, processes and initiatives within the 1LOD.
• Participate in the development and review of marketing campaigns and materials to ensure compliance and associated risks with advertising are addressed.
• Escalate and report any potential violations of law or regulations to 1LOD Management and the Compliance Manager.
• Work with Compliance Manager to maintain, enforce, and strengthen Atlantic Union's Compliance Program.
• Engage with other Compliance teammates and Enterprise Risk Teammates to ensure complete risk identification and remediation plans.
• Stay abreast of changes to federal and state banking laws and regulations affecting product offerings and areas of operations at Atlantic Union; inform management of impacts of changes.
• Assist with research, dissemination and implementation of new and updated regulatory requirements.
• Adhere to all applicable laws and regulations governing bank functions, including compliance with Atlantic Union Compliance Program and associated policies and procedures.
• Assist with development, review, publishing and delivery of compliance related training materials.
• Obtain necessary training to keep current on regulatory compliance and bank functions.
• Assist Compliance Manager with coordination and preparation for Regulatory exam; working with examiners as needed.
• Assist with addressing consumer complaints received from regulatory agencies. Performs other duties as assigned.

Business Systems Analyst I

C&I Credit Portfolio Manager III

Digital Product Owner III

Supervisor – Payment Operations

Student Solutions Relationship Manager

Construction Project Manager

Project Manager II

Associate General Counsel – Corporate & Securities

Equipment Finance Documentation Specialist I

Equipment Finance Regional Director

Business Systems Analyst I

Credit Portfolio Manager IV – Equipment Finance

Credit Portfolio Manager III

Commercial Real Estate Relationship Manager – IV

Compliance Advisor – Consumer Deposits