Territory Underwriting Specialist
Sentry
Director of Underwriting – Portfolio Monitoring
American AgCredit
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇺🇸 United States
Visit company websiteSalary
💰 $110,300 - $214,810 per year
Job Level
Lead
About the role
- The Director of Portfolio Monitoring leads a team responsible for covenant and borrowing base review activities, ensuring compliance with procedures, work instructions, and regulations.
- Actively develops individuals into analytical advisors who can confidently interpret borrowing base and covenant requirements, spot emerging risks, and articulate insights to deal teams.
- Fosters a growth mindset across the team by providing opportunities for training, mentorship, and stretch assignments that expand technical and business acumen.
- Collaborates closely with key leadership and other stakeholders to build scalable processes, deliver timely insights, and communicate portfolio trends to Senior and Executive Leadership, as well as appropriate risk committees.
- Provides direct supervision and oversight to designated staff within Portfolio Monitoring Team.
- Identifies and prepares high-potential talent for advancement, ensuring clear development pathways into roles across credit, underwriting, risk, evaluations, etc.
- Establishes high standards for accuracy, timelines and insight, while recognizing and rewarding behaviors that drive both compliance and strategic value.
- Ensures in-depth and timely analysis of covenants and borrowing bases, balancing precision with forward-looking perspectives.
- Implements monitoring processes and dashboards that proactively surface anomalies, stress points, and borrower risks before they escalate.
Requirements
- BA/BS degree with emphasis on agriculture, agribusiness, business administration, or equivalent
- Demonstrated experience in credit, finance, or underwriting within a financial institution
- Eight (8) years of banking or related agricultural lending experience
- Agribusiness or Capital Markets underwriting experience preferred
- Working knowledge of agricultural lending principles and practices, and Association and FCS operating policies and procedures
- Knowledge of FCA regulations, policies and procedures
- Demonstrated proficiency in organizing and prioritizing work to meet deadlines and maintain business functions
- Exceptional written, verbal, analytical, persuasive, and interpersonal skills
- Demonstrated proficiency in leading and motivating others
- Exceptional ability to make sound decisions involving varied levels of risks and ambiguity
- High level of objectivity, empathy and diplomacy to establish and maintain an effective on-going relationship between departments, customers, bank, and regulatory agencies
- Ability to use software and information technology to collect, organize, retrieve, maintain and disseminate information
- Ability to use technology in new or complex situations.
Benefits
- Commitment to agriculture and the communities we serve
- Family friendly work environment
- Investment in employee development
- Medical, Dental and Vision coverage
- Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
- Generous Paid Time Off (Vacation accrued at 26 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
- Competitive Incentive Compensation Plan
- Disability & Life Insurance
- Employee mental, physical, and financial wellness programs
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysisfinanceunderwritingagricultural lendingcovenant reviewborrowing base analysisrisk assessmentdata analysiscompliance monitoringcapital markets
Soft skills
analytical skillsleadershipmentorshipcommunicationdecision-makinginterpersonal skillsorganizational skillspersuasivenessempathydiplomacy
