American AgCredit

Analyst

• Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans, including loans participated/syndicated with other Farm Credit Associations or Commercial Banks
• Analyzes new loan applications and other loan servicing requests through thorough analysis of financial statements and other pertinent credit information
• Develops credit packages and assists the Relationship Manager in gathering required information for credit decisions
• Analyzes credit and servicing requests from start to finish
• Makes recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
• Inputs financial information and data into the financial analysis, loan origination and other loan processing systems
• Monitors assigned portfolio to determine potential servicing needs and ensure compliance with the terms and conditions of loans

Senior Portfolio Analyst – Corporate

• Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans
• Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information
• Develops credit packages
• Assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions
• Analyze credit and servicing requests from start to finish
• Serve as a secondary point of contact for the customer
• Make recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
• Monitors assigned portfolio to determine potential servicing needs of the customer and to ensure customers stay in compliance with the terms and conditions of their loan(s)

Senior Corporate Portfolio Analyst

General Counsel

• Assists with the leadership, management, direction, and general oversight of the Legal Department
• Assists with the development of employment policies, employment-related agreements, and templates
• Analyzes legal and business issues through risk assessment, risk management and business risk appetite lenses
• Prepares, reviews, negotiates, and/or interprets various legal instruments and documents such as contracts

Deputy General Counsel

Program Manager

• Responsible for designing, implementing, and maturing the Association’s enterprise Privacy Program
• Serve as the Association’s primary privacy subject-matter expert and liaison to stakeholders
• Establish governance frameworks for the Privacy Program
• Develop, implement, and maintain privacy policies, procedures, and guidelines
• Monitor and ensure ongoing compliance with privacy regulations
• Collaborate with stakeholders to perform regular cross-functional risk assessments
• Design and implement a comprehensive privacy monitoring framework
• Lead incident management and breach response program

Privacy and Information Governance Compliance Program Manager

Risk

• The Head of Operational Risk Management (ORM) is a leadership role responsible for building critical ORM programs in collaboration with first, other second line and third line partners and building foundational operational risk management processes, ensuring alignment with organizational strategy.
• This role will ensure ORM processes are executed consistently, and foundational components (e.g., taxonomies) are incorporated into new and existing ORM processes.
• The Head of ORM will have several programs in their portfolio, including but not limited to, Business Resiliency, Disaster Recovery, Crisis Management, and Insurance.
• This position will work closely with the Association’s senior leaders to ensure ORM programs and processes identify, assess, respond to, measure, monitor and communicate operational risks and opportunities in accordance with industry standards and best practices.
• Champion a strong risk culture across the organization, embedding risk awareness into decision-making and performance management in line with the Enterprise Risk Framework and Risk Appetite and produce or create training materials for ORM programs tailored to applicable audiences involved in execution of the program across AAC.
• Serve as an integral member of the Executive Leadership Group (ELG).

Head of Operational Risk Management

• Revise, enhance, and execute the enterprise risk management framework and related policies, procedures, SOPs, methodologies and frameworks
• Fill critical program gaps within ERM and where applicable, develop and mature existing risk management capabilities and activities
• Design ERM programs and processes that, where applicable, provide support to all business functions as they pertain to their specific risk management efforts, including model risk, third party risk, cybersecurity risk, ESG risk initiatives and other risk initiatives that make up the broader ERM portfolio
• Develop and implement standardized process, risk and control taxonomies for processes, risks and controls across the enterprise
• Establish and oversee control standard programs to ensure consistency and effectiveness
• Support facilitation of refreshing AAC’s risk appetite annually to increase quantitative considerations and further refine qualitative statements
• Oversee periodic recalibration aligned to capital, liquidity, and growth goals
• Champion a strong risk culture across the organization, embedding risk awareness into decision-making and performance management
• Produce training and communication materials regarding Enterprise Risk Management programs and requirements to further embed risk awareness into decision-making
• Communicate with Senior Leaders, the Executive Team and Board of Directors
• Serve as an integral member of the Leadership Group (LG)
• Build organizational capacity and future leaders to enable success; works under general direction of Executive Head of ERM
• Design and execute the ERM risk reporting strategy and approach, in concert with the Integrated Risk Reporting Team, for management, Executive Team, risk subcommittees, Governance and Risk Committee (GNR) ensuring appropriate connectivity between ERM programs and said reporting and enabling the Association’s ability to understand its enterprise risk posture
• Coordinate with leaders and teams across primary risk areas (e.g. credit, technology, etc.) to guide processes to identify, assess, monitor, and report risk in line with ERM framework requirements
• Primary role will be defining the vision for how to streamline metrics and reporting to tell a more meaningful story and working with the Integrated Risk Reporting Team (IRRT) to implement changes to existing dashboards
• Influence the strategic development and maintenance of management and Board-level risk reporting to support appropriate business and strategic decisions, including an appropriate process for the timely escalation of key risk issues and exceptions to risk appetite
• In collaboration with the Integrated Reporting Team, run the Enterprise Risk Assessment (ERA) at least annually, continuously incorporating lessons learned and improvements from prior cycles to mature the assessment approach
• Ensure periodic recalibration of KRIs as business models, processes, and risk exposures evolve
• Develop appropriate enterprise risk management aggregate reporting capabilities
• Work with the Executive Head of ERM to design and conduct comprehensive non-operational risk assessments to ensure that all existing and emerging risks are appropriately identified, evaluated, prioritized, managed and monitored
• Establish risk measurement tools and key risk indicators
• Apply Second Line of Responsibility expertise to independently monitor, test, challenge, and report on risk-taking activities, ensuring an aligned and coordinated adherence to the Association’s risk appetite and regulatory standards
• Support the Association’s Risk Sub-Committees as needed
• Work with the Executive Head of ERM to ensure that appropriate policies, procedures, systems and controls are in place to enable risk-based decision making and the measurement and quantification of risks across the Association
• Collaborate with Internal Audit, Compliance, and Legal teams as well as the senior and executive leaders of the Association to ensure compliance with FCA and other regulations
• Work with the Executive Head of ERM to maintain and evolve the Association’s risk appetite framework, policies, and governance structures, as well as organizational learning and development of those concepts.

Director of Enterprise Risk Management

Operations

• The Commercial Operations Specialist is responsible for processing and servicing loans within their portfolio, including complex mortgage and commercial loans and servicing actions to expedite credit delivery in the Commercial Banking group.
• Analyzes and interprets entity documentation and trust certifications to determine signer authority and documentation required for each transaction, which may involve multiple and various types of entities.
• Ensures loan documentation meets all regulatory and legal requirements.
• Answers borrower inquiries, initiates correspondence, and prepares and monitors reports.
• Provides a positive customer experience while working closely with internal customers throughout American AgCredit’s footprint and external customers, including third parties such as title companies and other financial institutions.