American AgCredit

Marketing

• Develops and leads new processes to partner with Association business stakeholders, capturing marketplace intelligence and identifying opportunities to inform marketing, brand, and business development strategies
• Partners with the Go to Market (GTM) teams to pursue new business prospects and expand existing customer relationships via market research and strategic outreach
• Facilitates American AgCredit’s presence in the local agricultural community by coordinating staff involvement in events that support the company’s mission and business development goals
• Manages and develops relationships with external agricultural organizations, negotiating appropriate membership and sponsorship proposals in alignment with approved budget
• Works to integrate Terrain with Association events and GTM teams
• Coordinates advertising and brand awareness activity
• Supports and manages the planning, preparation and execution of community events, trade shows and customer appreciation events
• Tracks and reports success metrics and facilitates best practice across the Brand organization
• Provides monthly updates regarding current and upcoming event status, new opportunities discovered and feedback on completed events to maximize impact in markets
• Manages regional marketing expenses, ensuring adherence to approved budgets, and facilitating transparency of both budget and expenses to GTM leadership
• Perform other duties assigned.

Regional Marketing Manager

Manager

• Responsible for completing the financial analysis and due diligence required to develop credit packages and complete loan servicing on troubled credit
• Will assist the Credit Resolution Relationship Manager in gathering the required information necessary to make appropriate credit decisions and analyze credit and restructuring requests from start to finish
• Serves as a secondary point of contact for resolving distressed credits
• Recommend loan and restructuring requests based on the Association’s Underwriting Standards
• Will complete analysis on various servicing actions on existing customers, such as restructures, extensions, forbearances, releases, assumptions, conversions, and charge-offs
• Accountable for underwriting a designated loan portfolio and any new accounts transferred to the Credit Resolution Group (CRG)
• Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority

Credit Resolution Portfolio Manager

Program Manager

• Plan and direct one or more cross-functional strategic initiatives.
• In partnership with leadership, define the scope and objectives of each initiative and achieve Stakeholder and team buy-in of objectives.
• Drive execution of initiatives working with team to develop actionable program roadmaps and milestones.
• Help with estimation and drive resource planning.
• Build, develop, and maintain strategic, cross-functional stakeholder relationships by identifying key partnerships across the company.
• Ensure appropriate engagement by Process and Enterprise Architecture, Change Enablement, Technology and Business Stakeholders.
• Evaluate program performance by comparing objectives to actual results, identifying, measuring, and analyzing key performance indicators (KPIs), and trend data.
• Understand program risks and issues and manage appropriately.
• Effectively communicate initiative progress to executive leadership, Association management, and general staff.
• Partner with Change Enablement team and champion standards of effective change.

Senior Program Manager

Analyst

• Analyzing and evaluating numerous or large and complex commercial and/or real estate loan applications
• Servicing commercial and/or real estate loans by frequent contact with customers
• Actively pursuing new business through organized marketing and business development programs
• Interview loan applicants; prepare loan applications, financial statements and budgets
• Prepare spreadsheets of financial statements, e.g., balance sheets and income statements
• Input all required data into the loan origination and loan processing systems
• Review all pertinent credit and financial information; determine the need for more thorough investigation or additional information
• Analyze information statement and related material; prepare summaries, present facts, and offer opinions concerning credit-worthiness
• Analyzing loan applications and supporting documents
• Recommend approval or denial of loans, or approve/deny loans within lending authority
• Determine and review legal documentation
• Verify financial statements, review credit reports, and collect relevant data
• Communicate Association credit philosophy and stock requirements to customer
• Communicate and promote the availability of loan products and other financially related services
• Prepare loan servicing actions and follow-up on assigned loan portfolio
• Interact with title companies
• Monitor loan process
• Provide backup to loan officers on customer service issues and respond independently to requests for information and assistance
• Conduct collateral inspections
• Represent the Association at public functions
• Conducts credit training and development programs for staff
• May serve as a member of the employee loan committee or participate in loan committee meetings
• Perform other duties assigned.

Portfolio Analyst

• Responsible for completing the financial analysis and due diligence required to develop credit packages and complete loan servicing on troubled credit
• Will assist the Credit Resolution Relationship Manager in gathering the required information necessary to make appropriate credit decisions and analyze credit and restructuring requests from start to finish
• Serves as a secondary point of contact for resolving distressed credits
• Recommend loan and restructuring requests based on the Association’s Underwriting Standards
• Will complete analysis on various servicing actions on existing customers, such as restructures, extensions, forbearances, releases, assumptions, conversions, and charge-offs
• Accountable for underwriting a designated loan portfolio and any new accounts transferred to the Credit Resolution Group (CRG)
• Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority.

• Plan and direct one or more cross-functional strategic initiatives. These initiatives will be high visibility and large (strategic) in scale.
• Define the scope and objectives of each initiative.
• Achieve Stakeholder and team buy-in of objectives.
• Drive execution of initiatives by identifying customer and operational needs and synthesizing into actionable program roadmaps and milestones.
• Build, develop, and maintain strategic, cross-functional stakeholder relationships by identifying key partnerships across the company.
• Ensure appropriate engagement by Product Delivery Office, Business Delivery Teams, Project Managers, and Business Stakeholders.
• Evaluate program performance by comparing financial projections to actual results, identifying and analyzing key performance indicators (KPIs), and trend data.
• Effectively communicate initiative progress to executive leadership, Association management, and general staff.
• Partner with Change Enablement team and champion standards of effective change.

Accountant

• Records new loans, renewal loans and a variety of other complex loan modifications and maintenance transactions to the loan accounting system after reviewing the loan origination system, loan documents and boarding sheets for terms, conditions and controls
• Completes peer review of new loan set ups, loan renewals and modifications, comparing source documents to the loan accounting system to ensure accuracy of information
• Records deferred loan fees and associated costs as required under FASB91 and processes a variety of other loan-related fees
• Reconciles customer receivable and payable accounts including general ledger holding accounts and monitors account balances and activity to ensure timely disposition
• Records payments, disbursements and adjusting entries in the loan accounting system verifying the accuracy of each posting
• Prepares adjusting and/or correcting entries when required
• Monitors, researches and resolves past due accounts
• May assist in training other loan accounting team members in accounting activities and procedures
• May perform non-routine transactions such as non-accrual accounting, loan restructures and forbearance agreements
• Serves as a liaison between customers, participating Farm Credits and Commercial Banks
• Performs other duties as assigned

Regional Marketing Manager

Credit Resolution Portfolio Manager

Senior Program Manager

Portfolio Analyst

Credit Resolution Portfolio Manager

Program Manager

Corporate Loan Accountant