Analyst II, Full Stack

Affirm

full-time

Posted on: 10/17/2025

Location Type: Remote

Location: Remote • 🇺🇸 United States

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💰 $124,000 - $190,000 per year

Junior

AWSPythonSQLTableau

About the role

Performing financial and economic data experimentation and leveraging advanced data analytics to derive critical insights;
Review capital markets, dissect complex data and translate it into actionable strategies to help optimize credit underwriting;
Determining and optimizing user limit assignments to ensure they are set optimally to balance risk and growth and drive user engagement;
Optimizing Affirm’s portfolio, managing risk and ensuring the health and profitability of credit offerings;
Designing and implementing inclusive credit strategies and economic credit models by utilizing alternative data and expanding credit to more users while managing the risk strategically;
Partnering with Machine Learning and Engineering teams to build effective credit risk capabilities; and
Collaborate with Product teams to develop new products and features, the Merchant Pricing Team to value different Merchants and the Finance team to facilitate discussions with debt and equity investors.

PhD degree (or foreign equivalent) in Economics, Statistics, Math or related field & 1 year of experience in the following:
Economic and accounting principles and practices, including: the financial markets, banking, and the analysis and reporting of financial data;
SQL, Python, R, Matlab, or AWS;
Looker or Tableau;
Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling evaluation of industry risk trends;
Using advanced machine learning techniques to develop quantitative models to predict probability of default with financials and macroeconomic indicators;
Data analytics, financial modeling, model validation, and risk analytics.

Benefits

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Tip: use these terms in your resume and cover letter to boost ATS matches.

SQLPythonRMatlabAWSrisk modelingdata analyticsfinancial modelingmodel validationadvanced machine learning techniques

collaborationstrategic thinkingcommunication

PhD in EconomicsPhD in StatisticsPhD in Math