Above Lending

Business Analyst

• Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition.
• Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals. Partner with Product, Operations, and Data teams to validate releases, streamline underwriting processes, and ensure credit policies align with business objectives.
• Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models.
• Monitor dashboards and performance tracking tools to guide strategic decisions and support cross-functional partners.
• Identify and investigate early warning signs of credit deterioration or operational inefficiencies.
• Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making.

Senior Business Analyst

Account Executive

• There is no cold calling at Beyond Finance. Our clients are already enrolled in our program.
• You’ll be expected to quickly build excitement and establish trust with clients over the phone
• Gather information from clients and our systems to provide to lending agents
• Transfer interested clients to lending agents for further assistance
• Continuously support and contribute to our energetic team of business development enthusiasts

Sales Representative

Data Engineer

• Design, build, and maintain scalable data infrastructure using Snowflake, Airflow, Fivetran, and DBT to support efficient data pipelines.
• Maintain expertise in SQL and Python for data manipulation, analysis, and automation.
• Leverage business acumen to collaborate with stakeholders on data mart development, addressing issues such as missing, inaccurate, or incomplete data.
• Develop and implement comprehensive tests to ensure accurate data ingestion and processing, particularly within DBT data models, ensuring reliability across the pipeline.
• Apply site reliability engineering best practices, using tools like Datadog to monitor ETL pipelines and maintain system stability.
• Collaborate with cross-functional teams to gather requirements, identify opportunities, and implement data solutions that provide business value.
• Be a team player, working effectively within collaborative environments, while also acting as a self-starter, driving projects forward independently.

Senior Data Engineer

• Assess clients’ financial needs, educate them on available loan products and facilitate the loan application.
• Engage with clients to ensure they understand the value of our product
• Collaborate with verification teams to ensure a seamless customer experience
• Meet or exceed monthly sales targets set by management
• Effectively organize and manage workload without constant supervision; maintain focus and productivity independently
• Effective pipeline management which requires monitoring and tracking leads through each stage of the process
• Manage both inbound and outbound calls

Loan Sales Representative

Collections

• Review and analyze delinquent accounts to determine the best course of action for resolution.
• Contact clients via phone and email to discuss their accounts and provide solutions for repayment and long term goals.
• Negotiate repayment plans with clients in a professional and empathetic manner.
• Document all interactions and agreements with clients in the company’s system accurately and promptly.
• Conduct skip tracing activities to locate hard-to-reach or unresponsive customers using various investigative tools and techniques.
• Monitor accounts to ensure compliance with agreed-upon payment plans.
• Collaborate with internal departments, such as Customer Service and Special Handling, to resolve complex account issues.
• Maintain up-to-date knowledge of company policies, procedures, and regulatory requirements related to account resolution.
• Provide excellent customer service and support to clients throughout the resolution process.
• Identify and escalate unresolved issues to the Operations Manager when necessary.
• Participate in team meetings and training sessions to stay informed about industry trends and updates.

Collections Agent

• Assess clients’ financial needs, educate them on available loan products and facilitate the loan application
• Engage with clients to ensure they understand the value of our product
• Collaborate with verification teams to ensure a seamless customer experience
• Meet or exceed monthly sales targets set by management
• Effectively organize and manage workload without constant supervision; maintain focus and productivity independently
• Effective pipeline management which requires monitoring and tracking leads through each stage of the process
• Manage both inbound and outbound calls

Manager

• Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.
• We have an exciting opportunity for a highly driven Capital Markets professional to develop and grow a team within a dynamic fintech company. The Capital Markets Manager will oversee operations, reporting, monitoring, and forecasting across the Company’s funding partners.
• The ideal candidate will have a solid understanding of the capital markets function and the desire to build and innovate in a fast-paced, entrepreneurial environment.
• This is a Hybrid role in Chicago, IL.

Capital Markets Manager

• Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.
• We are seeking highly motivated and experienced Sales Agents to join our dynamic team. As a seasoned professional in sales, the successful candidate will play a crucial role in driving revenue growth, building strong client relationships, and contributing to the overall success of Above Lending.
• We are looking for agents available to work the following shifts:
8:00a - 5:00p CT (hybrid)
12:00n - 9:00p CT (remote)