Underwriter

• As the Operations Manager, Underwriting you will be responsible for the operational performance of the underwriting function, with two primary areas of accountability.
• Leadership and development of the Underwriting Assistant (UA) team.
• Management and optimization of workflow, service delivery, and operational productivity across the underwriting operation.
• Ensure efficient and consistent workflow management across the underwriting lifecycle.
• Maintain capacity planning and service delivery metrics for underwriting leadership.
• Collaborate closely with the Underwriting Manager to align operational execution with portfolio priorities and production goals.
• Attract, select, retain, lead, and develop a team of Underwriting Assistants.
• Provide performance coaching and technical mentorship to Underwriting Assistants.
• Own underwriting operational performance end-to-end.
• Monitor submission, renewal and endorsement volumes and manage workload distribution across the team.
• Maintain production dashboards and operational reporting to support underwriting leadership.

Underwriting Operations Manager

• Independently underwrites complex and high-severity professional liability risks within granted authority and established guidelines
• Evaluates risk characteristics, coverage structures, pricing, and terms to support profitable and sustainable growth
• Provides technical input into underwriting guidelines, policy forms, endorsements, and rating tools
• Reviews non-standard or escalated submissions and provides expert recommendations
• Participates in claim reviews and applies claim learnings to underwriting decision-making
• Maintains accountability for the performance of the assigned book of business
• Reviews portfolio, rate, retention, and loss trends; identifies emerging risks or opportunities
• Recommends underwriting actions or adjustments to appetite, terms, or pricing based on market and portfolio insight
• Partners with underwriting leadership to support financial targets and portfolio objectives
• Develops and manages strong working relationships with key brokers, producers, and customers
• Serves as a senior technical and market-facing representative of TDCSU
• Supports new business development efforts through technical credibility, responsiveness, and consultative engagement
• Participates in broker meetings, presentations, and market visits as needed
• Contributes underwriting expertise to product development, segment strategy, and planning efforts
• Provides informed insight to underwriting leadership regarding market conditions, competition, and emerging trends
• Collaborates cross-functionally with claims, operations, actuarial, and distribution partners to support underwriting outcomes
• Promotes strong underwriting discipline and consistency across the organization
• Demonstrates and promotes TDC values and professional standards
• Serves as an informal mentor and technical resource to peers and junior underwriters
• Shares best practices, underwriting judgment, and market insights to elevate overall underwriting capability
• Fosters a collaborative, high-performance underwriting culture

VP Underwriting

• Work with Underwriter, ensuring that all required information is obtained, proper applications are completed
• Provide full assistance and support for the sales and production process
• Work with Underwriter when reviewing risks submitted by Producers
• Review indications, quotes, binders, submissions and policies for completeness and accuracy
• Become thoroughly familiar with the use of all agency management software systems and suggest labor saving uses
• Order and review inspections
• Issuance of Certificates of Insurance

Underwriting Assistant

• Achieving earnings, persistency, growth, service and expense objectives within South Texas
• Assisting/developing and achieving business plans
• Setting strategic direction and managing/developing an Underwriting staff
• Meeting key brokers, sales offices and target clients to assess market trends
• Developing strategic focus and adjusting market goals as necessary
• Assisting in broker/client development and handling high risk major impact negotiations directly
• Responsibilities span all products offered including specialty products

Risk & Underwriting Manager

• Support financial analyses and consultation of Express Scripts clients
• Conduct analytical, quantitative, and financial cost modeling for clients with varying lines of business
• Work with Sales and Account Management to review, strategize and analyze client renewal and new sales opportunities
• Negotiate and manage the set-up of a client’s contract to ensure compliance with financial terms and pricing guarantees
• Participate in department and company projects
• Develop and improve existing best practices for client support and financial modeling

Risk & Underwriting Lead Analyst

• Reviews applications and financial information to assess risk acceptability in alignment with CNA guidelines
• Applies pricing methodology and predictive modeling tools to evaluate risk and determine appropriate pricing
• Utilizes underwriting tools (e.g., RST, BPMT, Merlin) and adheres to established disciplines and strategies
• Demonstrates technical expertise through thoughtful account analysis and thorough documentation
• Analyzes and communicates underwriting decisions, including rate actions, requirements, and declinations
• Maintains strong underwriting discipline, including CAT management and exposure controls
• Manages an assigned portfolio to achieve goals around premium, profitability, rate, retention, and product mix
• Allocates time and resources strategically to optimize producer performance
• Builds and maintains disciplined sales practices using CNA tools, including Salesforce
• Develops strong producer relationships to drive pipeline, insights, and performance
• Identifies and executes cross-sell opportunities in partnership with underwriting peers

Underwriting Consultant – Technology, P&C

• Lead development and execution of the Captives underwriting strategic plan and operating routines.
• Drive underwriting excellence through clear appetite, authority, referral governance, and quality assurance.
• Partner with Operations, Finance, Actuarial, Claims, Risk Engineering, Credit Risk, and Reinsurance Accounting partners to improve end-to-end outcomes.
• Advance data, dashboarding, and forecasting capabilities to strengthen portfolio decisions and growth execution.
• Champion technology modernization and workflow simplification to increase underwriter capacity and scalability.
• Build and sustain a talent model that develops loss-sensitive expertise and mitigates key-person and retirement risk.
• Own (with Captives business leadership) the operating plan results for the Captives portfolio (rate achievement, retention, new business, and profitability).
• Develop execution strategies to deliver plan commitments and monitor trends to proactively address variances in financial results.

Captives Underwriting Officer

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Establish and ensure adherence to risk appetite, risk selection, coverage analysis, underwriting guidelines and underwriting authority for assigned line(s) of business.
• Create consistency in underwriting and pricing decisions and enhance monitoring standards to assess underwriting results at the portfolio level.
• Provide subject matter expertise and support for complex referrals.
• Acquire and leverage market intelligence to compare to peers’ and ensure a competitive fit for our agency customers.
• Work with Product leadership to develop new product ideas and review coverage language.
• Assist in underwriting governance by participating in underwriting audits, monitoring exception thresholds and working with regional management on improvement plans.

Underwriting Consultant

• Lead and manage a team of underwriters and associates
• Coach, mentor, and train both new and established underwriters
• Schedule workloads and assign deals to underwriters to balance effort throughout the year
• Maintain our expertise in serving proprietary investors and major markets
• Serve as the primary interface for the underwriting process with one or more proprietary investors
• Lead the engagement, supported by one or more underwriters
• Ensure that underwriters meet performance expectations
• Step in to manage deals and closings for underwriters on leave
• Independently underwrite one or more investments per year if necessary
• Plan and lead group meetings and discussions
• Develop retreats with meaningful training sessions and collaboration with other departments/consultants
• Jointly lead efforts to improve underwriting effectiveness
• Participate in ongoing process improvement working groups
• Manage ad-hoc groups to address specific problems and solutions
• Work with credit, LIHTC structuring services, investor relations, and others to organize, coordinate, and lead training programs
• Schedule regular training sessions throughout the year
• Lead training sessions or portions of them as appropriate
• Collaborate with internal partners to curate and organize training resources

Director, Underwriting

• Manage the profitability, growth, and retention of business within a location or region.
• Partner with RVP to develop and implement business strategies to effectively achieve profit and growth objectives.
• Effectively manage local strategies, objectives and tactics concerning relationships with brokers and agencies.
• Underwrite and skillfully negotiate the most complex, at-risk, or hard-to-close deals.
• Occasionally negotiate and procure reinsurance to underwrite complex accounts.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales strategies and identify cross-selling opportunities.
• Regularly meet in person with agents and brokers and have the ability to travel to these meetings.
• Provide strategic direction and support for team and take responsibility for coaching, training, and performance management.
• Perform other duties as assigned.

Managing Director – Underwriting Director, National Property

• Responsible for achievement of top and bottom-line results for new and renewal business
• Deliver on underwriting profit results with focus on profitability, loss ratio and combined ratio
• Analyze group medical claims data, demographics, and plan designs to assess risk and determine appropriate stop-loss premiums
• Collaborate with distribution and actuarial teams on complex case evaluations, renewals, and new business opportunities
• Mentor and train junior underwriters, sharing technical expertise and best practices

Medical Stop Loss Underwriting Practice Lead, Accident & Health

• Review of incoming submissions and subsequent documents/reports for completeness along with class of policy (Group or Individual), branch code and other required information
• Work with Underwriters and Sales staff to assess submitted information
• Process reserves in policy issuance system
• Participate as needed in systems and workflow development as required
• Review workload daily to prioritize timelines for medical underwriting review submissions
• Support our Benefits Underwriting Department with daily tasks
• Assist underwriters in managing a book of business and help improve the underwriting process
• Assist the Claims Department with authorized services, narratives, and reserves

Medical Benefits Underwriting Coordinator

• Assist and support benefit underwriters with quoting, rating and issuance of new business quotes, renewals, and endorsements
• Respond to problem situations from brokers and perform customer service tasks as needed
• Review of incoming submissions and subsequent documents/reports for completeness along with class of policy (Group or Individual)
• Work with Underwriters and Sales staff to assess submitted information
• Process reserves in policy issuance system
• Participate as needed in systems and workflow development as required
• Review workload daily to prioritize timelines for medical underwriting review submissions

• Lead and support a high-performing team responsible for underwriting and selling profitable Stop Loss business.
• Partner with Actuarial, Underwriting and Advanced Analytics leadership to design and execute strategies aligned with business goals.
• Build strong relationships with Sales and Distribution teams to support strategic growth and retention efforts.
• Hire, develop, and retain top underwriting talent; foster a culture of learning, performance, and accountability.
• Support in departmental and team projects.
• Serve as a technical expert and advisor on complex underwriting cases.
• Drive consistency and compliance in underwriting practices and procedures.
• Support broker meetings and client engagements to help deliver Sun Life’s value proposition.
• Continuously evaluate and improve underwriting approaches through training, quality reviews, and feedback loops.
• Champion a high-performance culture through clear goals, accountability, and recognition.

Associate Director, Underwriting

• Collaborate with Underwriters to quote, bind, and issue policies and endorsements
• Maintain and strengthen relationships with brokers
• Prepare and review policy files and documentation for accuracy and completeness
• Request and verify Broker of Record letters and other underwriting documentation
• Ensure compliance with underwriting guidelines and standard operating procedures (SOPs)
• Serve as a mentor to Junior Underwriting Assistants
• Act as a Subject Matter Expert and Quality Review Coordinator across multiple lines of business
• Prepare policies for issuance using the appropriate Policy Administration System (PAS)
• Support the development, review, and implementation of Program Series guidelines and SOPs
• Lead or assist in PAS testing and review initiatives in collaboration with management
• Participate in special projects and additional responsibilities as assigned

Senior Underwriting Assistant

• Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
• Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
• Assists in establishing rating and administrative procedures.
• Participates in major multi-functional teams as underwriting representative.
• Assists in the technical development of underwriting associates.

Group Underwriting Consultant

• Execute quality reviews by reconstructing Employee Benefits underwriting cases to validate adherence to compliance and regulatory standards, pricing protocols, underwriting standards, documentation protocols and guidelines.
• Perform targeted audits on emerging trends, areas of concern or process changes to inform Risk Management practices and guidelines.
• Complete root cause analysis on quality reviews and audit results by evaluating data for quality trends and opportunities from multiple sources including, but not limited to independently run reports.
• Deliver meaningful feedback in a respectable manner to Underwriters and or their leaders when reporting Quality results, trends, and recommendations.
• Support Strategic Reserve by underwriting cases during peak periods; collaborate effectively with business customers (Underwriting & Sales) to meet customer deadlines.
• Identify learning opportunities based on quality findings: prepare and present training materials when applicable.
• Lead or participate in strategic initiatives exhibiting thought leadership by providing insightful input and expertise to influence and deliver optimal business outcomes.
• Function as an Underwriting Subject Matter Expert: stay current with guideline, best practice, tool and system enhancements.
• Competently articulate enhancements to Underwriters to ensure consistency across the organization when deviations are identified.
• Effectively coach and mentor Underwriters, provide insightful and comprehensive consultations, tailor conversations based on individual needs to instill expertise among our Underwriting organization.
• Manage own time and workload efficiently: balance multiple priorities to fulfill all commitments within established timeframes.

Quality Underwriting Consultant

• Complete wing-to-wing underwriting decisions, starting with review of upfront underwriting data and tools.
• Staff coaching and development of Underwriting Consultants and Senior Consultants.
• Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection.
• Finalizing cases and performing second-sign duties as needed.
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Managing Director, Underwriting

• Work cross functionally with product, pipeline strategy, and formulary consulting to educate, create, and drive key risk drivers through Underwriting
• Develop and recommend rebate optimization strategies with long‑term financial impact in mind
• Review and validate complex rebate models, summarizing key assumptions and results for senior leadership and Pricing Committees
• Analyze client data and model financial scenarios aligned with enterprise and departmental goals
• Create client‑specific formulary models
• Collaborate with Clinical Account Executives to ensure modeling reflects utilization management programs and contract requirements
• Create and maintain best practices and SOPs when new drugs, products, and initiatives are released to the market
• Partner with Sales & Account Management and Underwriting to evaluate client financials, rebate strategies, and renewal options

See all jobs on JobTailor

Underwriting Operations Manager

VP Underwriting

Underwriting Assistant

Risk & Underwriting Manager

Risk & Underwriting Lead Analyst

Underwriting Consultant – Technology, P&C

Captives Underwriting Officer

Commercial CAT Underwriting Manager

Underwriting Consultant

Director, Underwriting

Managing Director – Underwriting Director, National Property

Medical Stop Loss Underwriting Practice Lead, Accident & Health

Medical Benefits Underwriting Coordinator

Medical Benefits Underwriting Coordinator

Associate Director, Underwriting

Senior Underwriting Assistant

Group Underwriting Consultant

Quality Underwriting Consultant

Managing Director, Underwriting

Senior Advisor, Wholesale Market Rebate Underwriting