Actuary

• Ensures that the appropriate modeling is being done and that the team continues to develop technically. Develops and drives the strategy for the most appropriate tools, technology and resources for the team to use.
• Complies with, monitors their staff for compliance with, and ensures that their areas have appropriate monitoring in place for all applicable compliance requirements and Actuarial Standards of Practice.
• Communicates effectively across the company and with external parties. Ensures that the appropriate information is making its way to all levels of the organization. Has ability to recommend a course of action based on 360 view of the business and develop compelling written and oral presentations that clearly drive the delivery of information for high-level decision making.
• Determines strategies to develop and improve key relationships in the areas and with external areas. Determines all areas where key relationships should exist.
• Understands actuarial concepts, multiple actuarial areas and at least one business segment all at expert level.
• Directs the work of a team of actuaries and possibly non-actuaries. Manages long term projects and work streams. Sets the strategy for success in the area.
• Manages and develops a team of Managers and potentially some analysts. Supports, guides and prepares managers for difficult conversations with staff.
• Drives and demonstrates a continuous improvement culture in the department.

Director – Actuary

• Lead the development of price elasticity curves to forecast the impact of rating changes on policyholder retention and conversion, and assess their impact on customer lifetime value
• Own the forecasting of policyholder retention and conversion for the portfolio based on pricing, operational changes, and business initiatives
• Drive advances in the risk segmentation sophistication of our rating plans by developing GLM-based rating factors (in R or Python) and championing advanced predictive modeling techniques
• Architect and own the tools that monitor the performance of our existing rating plans and rate level over time, including loss ratio, conversion rate, churn, and lifetime value
• Write advanced SQL procedures to pull from large, line item level veterinary bill databases, and establish best practices for the team’s data and modeling workflows
• Quantify and advise leadership on the impact of coverage and product changes on pricing
• Lead the analysis of product design proposals to determine pricing viability, impact on enterprise risk, competitive positioning, and customer value
• Maintain deep expertise in competitor filings to understand how our products and pricing stand relative to the market
• Lead rate filing and rate indication work, including the development of filings and responses to regulatory objections
• Partner with and influence product, underwriting, marketing, BI, and IT teams, and translate complex actuarial concepts for a non-actuarial audience
• Pioneer creative approaches to pricing innovative coverage concepts and ideas

Senior Actuary, Predictive Modeling

• Assess, prioritize, influence and communicate strategic initiative options to senior leaders.
• Demonstrate effective execution and completion of assigned strategic initiatives and projects.
• Generate and advocate for process improvements and actively propel innovation in alignment with existing strategy.
• Independently perform actuarial and analytic analyses to solve business problems and apply judgment appropriately.
• Drive day to day execution within unit.
• Promote efficiency across primary working group, balancing additional effort against incremental lift gained from work.
• Make decisions independently in accordance with department practices.
• Consistently provide direction and review others' analytical work.
• Communicate on a regular basis with staff, peers and business partners and on an occasional basis with senior leaders.
• Tailor communication of analysis, project results, and other business initiatives to audience.
• Staff responsibilities are likely to include direct management of a small team of individual contributors.
• Execute and communicate talent development processes, including performance and personal development goals.

Senior Director, Actuarial & Analytics – Cross-Line Initiatives

• Manage projects related to the performance of annual actuarial work for DB and DB/DC combo plans, which includes: Census data gathering, reconciliation, quality control, and importation onto valuation software
• Examination and verification of retirement trust financial statements, compute actuarial value of assets for valuation
• Running actuarial valuations and summarizing results for review
• Filing IRS Forms and PBGC filings
• Preparing valuation funding reports
• Preparing actuarial studies and benefit statements
• Coverage and non-discrimination testing
• Lead client meetings to identify client's needs, clarify expectations, help set retirement strategic directions and goals, and deliver results and consulting advice
• Track and meet all compliance standards
• Assist with special actuarial projects
• Review client invoices for completeness and accuracy
• Understand and assist in the interpretation of plan documents
• Provide technical knowledge of pension plans and calculation procedures to Benefits Administration Team for various clients
• Apply understanding of fundamental principles of pension plans, actuarial concepts, pension legislation, and accounting requirements for pension plans

Managing Actuarial Consultant

• Assist with pricing reinsurance contracts across Casualty, Specialty and other classes
• Conduct profitability studies in various segments of the portfolio
• Maintain and update pricing models, pricing parameters, and data tables supporting underwriting divisions rating algorithms
• Assist in reporting underwriting results to Company and Group leadership
• Collaborate with other departments including underwriting, claims, and IT
• Assist in the production, interpretation and clear communication of analyses to support ad-hoc projects
• Complete benchmarking studies using internal and external data sources
• Analysis of claims trends to improve prediction of likely outcomes
• Support the future development of the actuarial pricing function and any associated business development work
• Support various other projects within the reserving and actuarial teams (e.g. claims inflation, reinsurance solutions, claims performance metrics and reserving trend analysis) primarily for Hamilton Re and secondarily for Hamilton Select.

Senior Analyst, Reinsurance Pricing Actuary

• Lead and perform actuarial analyses that support reserving, forecasting, and strategic decision-making
• Evaluate new business opportunities, providing data-driven insights
• Monitor emerging risks and communicate business implications
• Partner with Underwriting, Legal, Reinsurance, and Accounting teams
• Develop and govern actuarial models and methodologies
• Present findings and strategic recommendations to senior leadership
• Mentor and develop actuarial talent
• Support State National's values and strategic priorities

• Support the modeling and analysis required for corporate reporting metrics
• Assist in developing and validating asset modeling projections
• Design and maintain controls for ALM processes
• Analyze model output, identify key drivers, and communicate results
• Provide review and sign-off for AXIS model changes and perform change management testing

Senior Associate Actuary

• Support the identification, assessment, and management of model risk across the organization
• Ensure that models and assumptions used for pricing, reserving, capital, and risk management are appropriately governed, documented, challenged, approved, monitored, and reviewed
• Maintain and administer the company’s model governance and assumption governance frameworks in alignment with regulatory requirements and industry best practices
• Identify, assess, monitor and report on model risk within the company’s enterprise risk management framework
• Perform independent validations of actuarial and financial models
• Lead the annual review of model risk rating classifications
• Collaborate with actuarial, finance, underwriting, and risk teams to embed model risk awareness

Model Risk Actuary

• Perform detailed actuarial and financial analyses to evaluate the impact of various data and discount methodologies on UDS submissions.
• Conduct both ad hoc and recurring studies of discount impact and reporting approaches to support strategic decision-making and maximize competitive positioning within the market.
• Provide insights and recommendations on data submission strategies based on changing market dynamics, regulatory requirements, and competitor practices.
• Partner with Data Science, Underwriting, Product, and business stakeholders to translate program outcomes, ROI studies, and engagement metrics into measurable and achievable guarantee structures.
• Develop performance targets, payout methodologies, and guarantee frameworks that appropriately balance market competitiveness and financial risk.
• Own and maintain the Medical Management savings modeling tools used by Underwriting and Product teams.

Senior Manager, Actuarial – Self Insured Discount Team

• Lead analysis and execute new reinsurance arrangements supporting new business strategy from RFP to final implementation and internal/external communications.
• Analyze inforce reinsurance to formulate a coordinated strategic approach to each reinsurer relationship.
• Provide insights to senior management related to reinsurance transactions that help facilitate strategic reinsurance decisions.
• Support quarterly reporting of reinsurance transactions, including review of settlements and ownership of end-to-end modeling of reinsurance projections.
• Support reinsurance needs across the enterprise by working with Underwriting, Product Design, and other functional areas across the company.
• Identify, assess, and communicate information regarding reinsurance risks with functions across the organization.
• Lead analysis of reinsurance business insights, determining key risks and reporting results.
• Guide junior reinsurance actuarial modelers or data analysts in evaluating reinsurance cash flow projections and data.

Senior Actuary – Enterprise Reinsurance

• Assist in preparation of financial reports, memorandums and other required actuarial supporting analyses
• Analyze annuity and life insurance products
• Participate in the development and pricing of new products
• Prepare financial statements
• Hedge investments
• Produce analysis and reports for senior leaders
• Perform Excel spreadsheet automation and develop complex financial models
• Use artificial intelligence tools and resources (e.g. generative AI)

Actuarial Internship

• Perform quarterly and annual loss and LAE reserve analyses for assigned P&C lines of business using actuarial best practices
• Develop and prepare recommendations for carried reserves, including detailed rationale for management and audit review
• Independently analyze loss development patterns, trends, tail factors, and large loss activity
• Identify emerging issues and proactively explain reserve movements, variability, and key drivers
• Conduct deep-dive analyses on specific segments, coverages, and accident years as needed
• Support statutory, GAAP, and management reporting processes
• Prepare comprehensive actuarial exhibits, documentation, and reserve memos
• Partner with Finance on close processes, variance analysis, and earnings commentary
• Ensure adherence to internal controls, SOX documentation, and governance standards
• Work closely with Claims to understand operational drivers of loss emergence and incorporate findings into analyses
• Collaborate with Underwriting and Pricing to provide data-driven feedback on loss experience and profitability
• Support reinsurance reserving, commutations, and ceded analyses
• Contribute to the enhancement of reserving methodologies, tools, and automation

Senior Actuarial Analyst

• Will be responsible for Medicare pricing and risk revenue analytics.
• Managing Actuaries typically manage one or more direct reports and are responsible for their team’s work, reviews, and development, as well as being responsible for producing their own work
• Participate in the Actuarial Rotation program which provides the opportunity to rotate to a different team every 3-4 years.
• Support pricing, trend analytics, gross margin reporting, and financial reporting related to ACA, Medicare, Group, Reserves, Segment, and other teams
• Actuarial representation on cross-functional workgroups as an active participant

Managing Actuary – Medicare Rotation

• Will be responsible for supporting Actuarial Leadership.
• Managing Actuaries typically manage one or more direct reports and are responsible for their team’s work, reviews, and development, as well as being responsible for producing their own work
• Managing Actuaries participate in the Actuarial Rotation program which provides the opportunity to rotate to a different team every 3-4 years. Rotations can be internal (core Actuarial, such as Commercial/Medicare pricing and reserves) or external (non-Actuarial teams with Actuarial-related work, such as Segment, Value-Based Provider Analytics, Financial Performance and Analysis, Pharmacy Analytics, etc.)
• Support pricing, trend analytics, gross margin reporting, and financial reporting related to ACA, Medicare, Group, Reserves, Segment, and other teams
• Actuarial representation on cross-functional workgroups as an active participant

Managing Actuary – Commercial Rotation

• Work with internal team to support external clients
• Performs ad hoc analyses as needed
• Provide expertise to clients to benefit business process

Actuarial Analyst – Life Insurance, Annuity Markets

• Lead actuarial analyses related to pricing, forecasting, financial performance, and strategic planning across multiple lines of business.
• Lead cross-functional collaboration with internal and external partners to develop and continuously improve actuarial models, ensuring alignment with strategic objectives and accountability for model performance.
• Own the development, maintenance, and enhancement of actuarial models for unpaid claims liability, financial and enrollment projections, and trend analysis; ensure accuracy and effectiveness through ongoing monitoring and improvement.
• Translate complex actuarial findings into actionable business insights to support budgeting, planning, and strategy.
• Conduct ad-hoc analyses related to benefit design, regulatory changes, and market dynamics.
• Interpret and communicate forecast variances and underlying drivers to senior leadership, providing strategic insights and recommendations to inform decision-making and guide financial planning.
• Monitor industry trends, regulatory developments, and emerging risks across relevant markets.
• Independently prepare and report key actuarial outputs, including statewide annual rate filings and related communications, with minimal guidance and high accountability.
• Mentor junior actuarial staff and contribute to knowledge sharing across the actuarial team.

• Uses statistics, financial theory, mathematics, and basic financial and actuarial principles to assess the impact of company decisions or situations
• Communicates complicated concepts, information, and recommendations regarding process, data, analysis, and results to different audiences as needed
• Manages small projects with limited interaction outside Actuarial department

Staff Actuary

• Prepare and facilitate model change requirement-gathering meetings, and update related documentations in a timely manner
• Collaborate with various teams to understand the model change requirements and identify key stakeholders
• Develop model changes accurately using efficient programming techniques and adherence to Best Practices
• Update all associated model documentation (e.g. MSD, ASD, simplification) to accurately reflect assigned model changes
• Create detailed Technical documentation for model changes
• Review and validate results against requirements throughout the development process, and provide ongoing support for follow-up questions

Actuarial Associate

• Lead the development, maintenance, and ongoing enhancement of Medicare Part D financial models, including settlements, forecasting, and experience monitoring.
• Own actuarial components of the monthly close process, including evaluation of IBNR reserves.
• Contribute to the development and submission of Medicare Advantage bids.
• Build actuarial models and perform complex data analysis using large healthcare datasets to support forecasting, reserving, and strategic decision-making.
• Identify opportunities to improve existing processes, automate workflows, and enhance analytical capabilities.
• Serve as a subject matter expert for Medicare Advantage and Part D-related financial analyses.
• Present findings, recommendations, and actuarial concepts to senior leadership in a clear and concise manner.
• Mentor and support junior actuarial team members through technical guidance and knowledge sharing, while not having direct people management responsibilities.

Medicare Actuary

• Develop, run, validate, and implement premium rating, reserving, and risk models for Sompo's agricultural insurance programs globally
• Build satellite-based yield prediction models (NDVI/remote sensing) and product funding models in R to support pricing, funding, and risk selection
• Lead and contribute to R&D predictive analytics projects that advance the team's modeling and risk-assessment capabilities
• Perform actuarial pricing (experience and exposure rating), analyze program performance and loss costs, and assess capital requirements through stochastic and financial modeling
• Support new product development and collaborate across underwriting, product, and analytics teams
• Meet with external clients and partners, and perform other duties as assigned

Actuary jobs in United States

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Director – Actuary

Senior Actuary, Predictive Modeling

Senior Director, Actuarial & Analytics – Cross-Line Initiatives

Managing Actuarial Consultant

Senior Analyst, Reinsurance Pricing Actuary

Actuary

Senior Associate Actuary

Model Risk Actuary

Senior Manager, Actuarial – Self Insured Discount Team

Senior Actuary – Enterprise Reinsurance

Actuarial Internship

Senior Actuarial Analyst

Managing Actuary – Medicare Rotation

Managing Actuary – Commercial Rotation

Actuarial Analyst – Life Insurance, Annuity Markets

Actuary

Staff Actuary

Actuarial Associate

Medicare Actuary

AVP, Actuary