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Fetch Pet Insurance

Senior Actuary, Predictive Modeling

Fetch Pet Insurance

Senior Actuary (Predictive Modeling) driving best-in-class pricing and profitability at Fetch, a growing pet insurance company. Leading predictive analytics and financial forecasting initiatives in a supportive environment of innovation.

Posted 7/23/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $180,000 - $195,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in actuarial pricing and modeling, with advanced skills in SQL, R, and Python. Capable of leading complex analyses and developing innovative pricing strategies while effectively communicating insights to diverse teams.

Highest-signal resume keywords
FCAS DesignationAdvanced SQL KnowledgeGeneralized Linear Models (GLMs)Actuarial Ratemaking ExperiencePredictive Modeling Techniques

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
SQLRPythonGeneralized Linear Models (GLMs)Elastic Net GLMsK-Means ClusteringGeospatial StatisticsData Quality EvaluationPricing ModelingCompetitor Filing Research
Soft Skills
Excellent Communication SkillsTeam PlayerCritical ThinkingInnovative IdeasAbility to Anticipate Needs
Tools & Technologies
AI Assisted Coding ToolsSERFFExcel
Certifications & Qualifications
FCASACAS
Industry Keywords
P&C InsuranceHealth InsurancePricing ViabilityCustomer Lifetime ValuePolicyholder RetentionRate FilingRegulatory ObjectionsRisk SegmentationChurn AnalysisLoss Ratio

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Lead the development of price elasticity curves to forecast the impact of rating changes on policyholder retention and conversion, and assess their impact on customer lifetime value
  • Own the forecasting of policyholder retention and conversion for the portfolio based on pricing, operational changes, and business initiatives
  • Drive advances in the risk segmentation sophistication of our rating plans by developing GLM-based rating factors (in R or Python) and championing advanced predictive modeling techniques
  • Architect and own the tools that monitor the performance of our existing rating plans and rate level over time, including loss ratio, conversion rate, churn, and lifetime value
  • Write advanced SQL procedures to pull from large, line item level veterinary bill databases, and establish best practices for the team’s data and modeling workflows
  • Quantify and advise leadership on the impact of coverage and product changes on pricing
  • Lead the analysis of product design proposals to determine pricing viability, impact on enterprise risk, competitive positioning, and customer value
  • Maintain deep expertise in competitor filings to understand how our products and pricing stand relative to the market
  • Lead rate filing and rate indication work, including the development of filings and responses to regulatory objections
  • Partner with and influence product, underwriting, marketing, BI, and IT teams, and translate complex actuarial concepts for a non-actuarial audience
  • Pioneer creative approaches to pricing innovative coverage concepts and ideas

Requirements

What you’ll need
  • FCAS designation required (or career ACAS)
  • At least 7 years of experience working in an actuarial or data science P&C and/or Health insurance role
  • At least 4 years of experience in an actuarial ratemaking and/or pricing modeling role
  • Advanced knowledge of SQL is required
  • Strong knowledge of R and/or Python is required
  • Intermediate knowledge of Excel is required
  • Advanced knowledge of generalized linear models (GLMs) is required
  • Intermediate knowledge of elastic net GLMs, k-means clustering, and geospatial statistics is desirable
  • The ability to review and evaluate data for quality, completeness, and reasonability is required
  • Experience performing competitor filing research in SERFF is a plus
  • Comfortable or willingness to learn how to work with AI assisted coding tools, such as, Claude, GitHub Copilot, or Gemini
  • Excellent verbal, interpersonal and written communication skills; an excellent team player able to apply innovative ideas and critical thinking
  • Able to anticipate needs, innovate and flourish in a high-volume, fast paced environment

Benefits

Comp & perks
  • Comprehensive Medical, dental, and vision plan for you and your family
  • Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available
  • Highly competitive 401(k) matching
  • Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days
  • Paid company (9) holidays, including (1) floating holiday
  • Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year
  • Educational Assistance Program
  • Fetch Discount Perks Program
  • Volunteering - earn up to 8 hours per calendar year at nonprofit organizations
  • NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible
  • Employee Referral Incentive
  • Tuition Assistance
  • Commuter Benefits
  • Employee Assistance Program (EAP)