Zippi

Business Analyst

• Monitor, maintain and evolve credit policies (origination and ongoing customer lifecycle management), including filters, rules and decision-engine calibrations.
• Monitor key credit-cycle metrics such as approval rates, delinquency, losses, return/profitability, cohorts, policy stability and decision quality.
• Develop and run tests to challenge current policies (experiments and incremental changes), covering the full end-to-end workflow:
• hypothesis definition and test design
• alignment with stakeholders (Credit, Data Science, Product, Engineering, Ops)
• specification for implementation and production deployment
• monitoring, result analysis and recommendation
• definition of rollout, guardrails and follow-up plan
• Act directly in origination decisions: approve/decline, limit setting and pricing.
• Support the development and evolution of models, bringing business perspective to help prioritize, set objectives and evaluate performance in partnership with the Data Science team (e.g., features, performance analyses, validations, monitoring and iteration).
• Produce analyses and materials that support decision-making (dashboards, deep dives, post-mortems), communicating clearly to both technical and business audiences.

Business Analyst – Credit Risk