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Zippi

Credit Business Analyst

Zippi

Business Analyst leading pricing strategies and gamification for financial solutions startup Zippi. Collaborating with multiple teams to enhance risk management and pricing effectiveness.

Posted 7/8/2026full-timeRemote • 🇧🇷 BrazilMid-LevelSeniorWebsite

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Lead the pricing learning agenda: design rate-elasticity experiments, segmentation, result interpretation, and rollout recommendations
  • Design, in partnership with Portfolio Management and Product, payment gamification policies: reward rules by behavior, eligibility criteria, anti-fraud guardrails, and cohort impact evaluation
  • Support risk calibration for new products by adjusting risk appetite and credit policies according to direct-debit enrollment
  • Monitor adjacent pricing initiatives, such as new segmentations, when they intersect with pricing and profitability
  • Run end-to-end tests: hypothesis, design, stakeholder alignment (Credit, Data Science, Product, Payments, Collections), implementation specifications, monitoring, and rollout recommendation
  • Work with Data Science to prioritize and evaluate models that feed pricing decisions, defining objectives and success criteria from a business perspective
  • Produce analyses and materials that support pricing and gamification decisions, communicating clearly to both technical and business audiences, including leaders across other areas

Requirements

What you’ll need
  • Strong SQL skills; comfortable navigating large datasets
  • Experience leading price tests or risk-policy experiments (design, execution, analysis, and rollout recommendation)
  • Applied statistics for experimentation (A/B testing, holdouts, statistical significance)
  • Experience with pricing, profitability, unit economics, and payback
  • Ability to influence senior stakeholders across multiple areas
  • Ownership and autonomy to propose a project’s success metric, not only execute it
  • Clear communicator for both technical and business audiences
  • Python and familiarity with data versioning (desirable)
  • Experience with credit models or alternative data (e.g., Open Finance) (desirable)
  • Experience with incentive/gamification mechanisms in financial or consumer products (desirable)

Benefits

Comp & perks
  • Compensation at the high end of market
  • Annual learning budget
  • Health plan 100% paid by Zippi for you and dependents up to 18 years. For spouses/partners, we cover 50% of the premium
  • Childcare assistance for children up to 6 years
  • Meal allowance via Caju
  • Flexible vacation
  • Wellhub and Zenklub
  • 100% remote work

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
SQLApplied StatisticsPricing AnalysisRisk CalibrationA/B TestingData AnalysisUnit EconomicsPayback AnalysisPythonCredit Models
Soft Skills
Clear CommunicationInfluencing StakeholdersOwnershipAutonomy