Credit Business Analyst

Zippi

Business Analyst leading pricing strategies and gamification for financial solutions startup Zippi. Collaborating with multiple teams to enhance risk management and pricing effectiveness.

Posted 7/8/2026full-timeRemote • 🇧🇷 BrazilMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in pricing strategy, including designing and analyzing pricing experiments, risk calibration, and gamification policies. Proficient in SQL and applied statistics, with strong communication skills to engage both technical and business stakeholders.

Highest-signal resume keywords

SQL SkillsPricing ExperimentationApplied StatisticsRisk Policy ExperienceGamification Mechanisms

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

SQLApplied StatisticsPricing AnalysisRisk CalibrationA/B TestingData AnalysisUnit EconomicsPayback AnalysisPythonCredit Models

Soft Skills

Clear CommunicationInfluencing StakeholdersOwnershipAutonomy

Tools & Technologies

Data Versioning

Industry Keywords

Pricing StrategyProfitabilityGamificationConsumer ProductsOpen Finance

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Lead the pricing learning agenda: design rate-elasticity experiments, segmentation, result interpretation, and rollout recommendations
Design, in partnership with Portfolio Management and Product, payment gamification policies: reward rules by behavior, eligibility criteria, anti-fraud guardrails, and cohort impact evaluation
Support risk calibration for new products by adjusting risk appetite and credit policies according to direct-debit enrollment
Monitor adjacent pricing initiatives, such as new segmentations, when they intersect with pricing and profitability
Run end-to-end tests: hypothesis, design, stakeholder alignment (Credit, Data Science, Product, Payments, Collections), implementation specifications, monitoring, and rollout recommendation
Work with Data Science to prioritize and evaluate models that feed pricing decisions, defining objectives and success criteria from a business perspective
Produce analyses and materials that support pricing and gamification decisions, communicating clearly to both technical and business audiences, including leaders across other areas

Requirements

What you’ll need

Strong SQL skills; comfortable navigating large datasets
Experience leading price tests or risk-policy experiments (design, execution, analysis, and rollout recommendation)
Applied statistics for experimentation (A/B testing, holdouts, statistical significance)
Experience with pricing, profitability, unit economics, and payback
Ability to influence senior stakeholders across multiple areas
Ownership and autonomy to propose a project’s success metric, not only execute it
Clear communicator for both technical and business audiences
Python and familiarity with data versioning (desirable)
Experience with credit models or alternative data (e.g., Open Finance) (desirable)
Experience with incentive/gamification mechanisms in financial or consumer products (desirable)

Benefits

Comp & perks

Compensation at the high end of market
Annual learning budget
Health plan 100% paid by Zippi for you and dependents up to 18 years. For spouses/partners, we cover 50% of the premium
Childcare assistance for children up to 6 years
Meal allowance via Caju
Flexible vacation
Wellhub and Zenklub
100% remote work