UMB Bank

Senior Portfolio Manager – Business Banking

UMB Bank

full-time

Posted on:

Location Type: Hybrid

Location: Overland Park • Colorado, Iowa, Kansas • 🇺🇸 United States

Visit company website
✨ AI Apply
Apply

Salary

💰 $51,480 - $99,330 per year

Job Level

Senior

About the role

  • Perform credit underwriting related to requests for renewals, modifications, changes in terms, credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios.
  • Perform spreading company financial statements and tax returns.
  • Analyze financial statements, personal financial statements, and performance metrics for explanation of variances, to identify trends, and to address a credit strategy appropriate for the credit risk.
  • Present solutions to credit structure, covenants, financial reporting requirements and other credit conditions to the Portfolio Manager.
  • Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi state geographical footprint.
  • Secure financial information and test covenants requirements.
  • Provide timely client follow up and ensure that loan servicing actions, such as past due payment collections, demand letters, law suits, and liquidations are properly administered.
  • May perform site visits if needed.
  • Address complaints successfully, resolve documentation exceptions and covenant requirement violations.
  • Other duties as assigned.

Requirements

  • Bachelors Degree in Business, Accounting, Finance or related area with at least 6 hours of accounting
  • 1+ year in Business Loan experience (up to $5MM)
  • 1+ year credit analysis experience
  • Demonstrates credit decision making skills and ability
  • Demonstrates financial analytical skills with ability to solve complex problems by interpreting data and results
  • Demonstrates excellent writing skills to create credit memos
  • Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers
  • Demonstrates ability to work independently
  • Demonstrates proficiency of Excel, and Word to create tables and worksheets for credit memos
Benefits
  • Paid Time Off
  • 401(k) matching program
  • Annual incentive pay
  • Paid holidays
  • A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
  • Health savings, flexible spending, and dependent care accounts
  • Adoption assistance
  • An employee assistance program
  • Fitness reimbursement
  • Tuition reimbursement
  • An associate wellbeing program
  • An associate emergency fund
  • Various associate banking benefits

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit underwritingfinancial statement analysiscredit analysisfinancial metrics analysiscredit decision makingproblem solvingwriting skillsloan servicingcovenant requirementssite visits
Soft skills
interpersonal skillscommunication skillsindependent workclient follow upcomplaint resolution
Certifications
Bachelor's Degree in BusinessBachelor's Degree in AccountingBachelor's Degree in Finance