U.S. Bank

Analyst

• Partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio
• Contributes to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients
• Analyzing financial data and preparing comprehensive written analysis
• Managing credit quality within the team’s credit portfolio
• Providing guidance to customers
• Identifying and successfully capitalizing on opportunities to deepen and expand existing relationships
• Managing credit risk
• Responding to prospect or customer credit questions

Business Banking Relationship Analyst

Operations

• Support the processing of GTSS and FX transactions at various stages of the trade life cycle.
• Review, execute, and reconcile trade transactions, payments, settlements, and related documentation.
• Verify transactional completeness and accuracy in alignment with service levels, policies, terms, and procedures.
• Ensure all necessary documentation, materials, and approvals are in place before processing or releasing transactions.
• Identify and resolve discrepancies, including incorrect system setups, fee calculations, or payment terms.
• Partner with IT to troubleshoot system issues and support long‑term solutions.
• Communicate with clients regarding outstanding items, invoice clarification, and payment‑related questions.
• Collaborate with Relationship Managers and internal teams to validate calculations, prepare Excel templates, and support client needs.
• For Standby Letters of Credit: Ensure regulatory and credit approvals are obtained prior to issuance processing or release.
• Examine documents for compliance with LC terms.
• Work with RMs, clients, beneficiaries, and internal/external Counsel to structure and finalize complex SBLCs.
• Advise management on developments that may impact processes or departmental operations.

Operations Associate

Product Designer

• Leverage human-centered design methods (design-thinking, service design, research/insights etc.) to plan, create, and present persuasive, engaging, and strategic ideas that influence product roadmaps and demonstrate a solution's potential for success.
• Performs competitive analysis of direct/indirect competitors and monitors the marketplace for new trends to inform the research and design process.
• Translate business, contractual, technical, and user needs into end-to-end customer, employee, and 3rd-party experiences that are accessible, inclusive, and compliant.
• Designs omni-channel experiences that help customers meet their goals, are empathetic and easy to use, improve customer satisfaction, and drive deeper product adoption.
• Deliver experiences that have been validated through experimentation, testing and optimization.
• Conduct design within an agile environment and champion the integration of design across the entire release cycle (discover, deliver, and assess).
• Conform with reusability standards by leveraging and/or expanding the Design System and established platform capabilities.
• Manages across Enterprise users to define and deliver product performance goals (e.g., outcomes, customer experience, etc.).
• Collaborate with design peers and key stakeholders (Marketing, Brand, CX, etc.) to ensure artifacts and deliverables accurately represent and align to the U.S. Bank brand, and create interconnectivity across customer, client, and employee touchpoints for all business segments.

Experience Designer

Client Partner

• Successfully retains existing customer relationships including generating new business from these customers to increase market share and profitability.
• Provides service to customers with regard to account information, questions, problems, education, or other requests.
• Develops and completes customer calling program to ensure customer satisfaction, retention, and identification of repeat and new business opportunities.
• Solicits new business from current relationships with market influencers, working closely with new business development staff.
• Writes fee proposals based on standard pricing with some modifications for unique non-routine responsibilities.
• Monitors aged receivables reports to better understand customer receivable status and collect those fee receivables in excess of 60 days past due.
• Delivers a level of customer service commensurate with level of fee revenue in order to maximize profitability of a book of accounts.

Client Manager

• Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework.
• Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations.
• Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors.
• Identifies, responds and/or escalates risks as appropriate.
• Serves as a functional liaison between the Line of Business and the Lines of Defense.

Outreach Analyst

Financial Planning and Analysis

• Partners with Commercial Real Estate (CRE) & Real Estate Structured Finance (RESF) Deposit & Payment Solution (DPS) Relationship Managers to engage prospective clients, offering tailored, consultative guidance on optimizing cash flow processes and implementing best practices.
• Builds and nurtures strong relationships with existing customers to drive business growth and ensure exceptional service delivery.
• Leads impactful sales presentations, showcasing cutting-edge cash management solutions to educate and inspire clients.
• Identifies opportunities to sell additional U.S. Bancorp products and services that align with customer needs.
• Collaborates with leadership to craft innovative market strategies and establish clear, ambitious sales objectives.
• Committed to achieving and surpassing all assigned sales and revenue retention goals.

Treasury Management Consultant – Commercial Real Estate, Real Estate Structured Finance

Underwriter

• Functions as the Head of Underwriting and Portfolio Management for the Asset-based Finance (ABF) group
• Oversees a national team of credit analysts and portfolio managers responsible for the loan underwriting, loan structuring, and portfolio monitoring activities
• Coordinates with loan originators, and credit approvers to analyze, structure, document and close new loans to drive business growth
• Oversees all loan surveillance activities such as covenant monitoring, risk ratings, and credit reviews

Head of Underwriting and Portfolio Management

Business Intelligence Analyst

• Read and interpret trust indentures with regard to reporting requirements.
• Create technical report specifications from indenture language.
• Set up payment calculations in a variety of in-house systems.
• Receive, map and reconcile periodic collateral data.
• As required, make tax elections, file for EIN’s, and track residual holder transfers.
• As required, perform portfolio compliance tests on a selection of structured fixed income deals (trade testing).
• Compile monthly, quarterly and annual payment and/or tax reports.
• Coordinates with operations teams to ensure correct payments are received and made.
• Perform quality control review of reports, meeting timeliness and accuracy standards.
• Frequent interaction with asset managers, investors, auditors and rating agencies.

Middle Office Trust Reporting Analyst

Backend Engineer

• Be a lead engineer collaborating with product managers, designers, and agilists in a modern “quad” structure.
• Champion modernization efforts—think Java, React, APIs, microservices, cloud-native architecture, and continuous delivery.
• Drive product discovery and experimentation to validate ideas before building.
• Keep close to the customer—understand their pain points, fuel innovation, and deliver delightful experiences.
• Promote engineering excellence through pairing, cross-training, and inner sourcing.
• Responsible for designing, developing, testing, operating and maintaining products
• Takes full stack ownership by consistently writing production-ready and testable code
• Consistently creates optimal design adhering to architectural best practices; considers scalability, reliability and performance of systems/contexts affected when defining technical designs
• Performs analysis on failures, propose design changes, and encourage operational improvements
• Makes sound design/coding decisions keeping customer experience in the forefront
• Takes feedback from code review and apply changes to meet standards
• Conducts code reviews to provide guidance on engineering best practices and compliance with development procedures
• Accountable for ensuring all aspects of product development follow compliance and security best practices
• Exhibits relentless focus in software reliability engineering standards embedded into development standards
• Embraces emerging technology opportunities and contributes to the best practices in support of the bank’s technology transformation
• Contributes to a culture of innovation, collaboration and continuous improvement
• Reviews tasks critically and ensures they are appropriately prioritized and sized for incremental delivery; anticipates and communicates blockers and delays before they require escalation

Senior Software Engineer – Backend

• Collaborate with carriers to onboard invoices into EDI platforms, ensuring timely and accurate data exchange.
• Validate carrier data presentation against published U.S. Bank transaction standards and Shipper billing guides.
• Provide guidance and support to carriers for compliance with established data formatting and transmission requirements.
• Work with multiple data formats, including ASC X12, XML, JSON, comma-delimited, and fixed-length files.
• Perform data analysis and troubleshooting to resolve integration issues and maintain data integrity.
• Utilize SQL for basic data queries and validation tasks.
• Leverage ServiceNow for workflow management, issue tracking, and documentation.
• Partner with internal stakeholders to improve onboarding processes and enhance system efficiency.
• Ensure data processing continuity and system health by participating in the on-call rotation for production support and code deployments.

Business Technology Analyst, EDI – Carrier Integration Services

Consultant

• Supports the sale and implementation of selected technical or complex products, services and solutions.
• Responsible for displaying a comprehensive understanding of the technical aspects of our company's products and services and how they integrate into the customer's operations, consistent with a "bundled" or "solution" oriented approach to obtaining new business.
• Builds customer confidence in our company's technical solutions, and addresses all technical objections/concerns from prospective customers throughout the sales cycle.
• Functional responsibilities may include pre-proposal discussions with potential customers either in person or via conference call, developing and delivering customized client proposals, demonstrations and presentations, consulting in technical sales strategy for customers, assisting in proposal preparation, pricing recommendations and implementation support, and training sales team with product technical details.

Embedded Payments Consultant

• Build relationships with customers via multiple channels including in-person, by appointment, and virtually
• Provide counsel while adapting a digital first mindset
• Process customer and account information, educating on available products and services
• Open new consumer and business accounts, complete service requests, and submit credit applications
• Educate clients on emerging and self-service digital products and services
• Leverage available resources and technologies to optimize client experience
• Maintain a working knowledge of consumer and business banking products and services

Client Relationship Consultant, Banker

• Develop and maintain Analytics multi-cloud architecture blueprints and standards.
• Ensure analytics integration and interoperability across cloud platforms and enterprise systems.
• Implement governance frameworks, compliance standards, and security controls.
• Optimize analytics cloud cost models and monitor KPIs for operational efficiency.
• Drive innovation and adoption of analytics emerging cloud technologies.
• Ensure adherence to regulatory requirements.
• Drive capacity planning, performance tuning, and disaster recovery strategies.
• Oversee cloud lifecycle management, including provisioning and decommissioning.
• Evaluate emerging technologies and recommend adoption strategies for analytics.
• Lead analytics proof-of-concepts (POCs) for new cloud services and tools.
• Champion automation and DevOps practices for faster delivery.
• Partner with engineering, product, and business teams to deliver scalable solutions.
• Provide technical mentorship and training to internal teams.
• Excellent stakeholder management and communication.
• Ability to lead cross-functional teams and influence strategic decisions.
• Agile mindset and experience in iterative delivery models.

Analytics Data Platform Architect

Account Manager

• Own all of the payments management activities for high value and other key relationships in the embedded payments vertical
• Assumes full responsibility for portfolio growth and expansion of cumulative relationships in conjunction with EPCs/TMCs and other banking partners
• Identifies and refers new business opportunities with existing clients to EPCs/TMCs and support sales process
• Monitors and enhances profitability of all relationships and proactively takes action to mitigate client and revenue attrition
• Responsible for managing the discovery, engagement and program delivery for Financial Technology (FinTech) and embedded payment opportunities and projects
• Works with internal and external stakeholders to ensure that the right partners are effectively engaged, projects are efficiently executed, and opportunities are advanced and tracked
• Partners with Embedded Payments, Product Management and other stakeholders to evaluate and discover opportunities to drive growth
• Comfortable working in a matrixed organization structure, taking direction from multiple sources with a focus on customer satisfaction and revenue generation
• Develops and delivers customized client proposals, demonstrations, and presentations

Embedded Payments Account Manager

• Build relationships with customers through multiple channels including in-person, by appointment, and virtually
• Provide the best possible counsel while adapting a digital first mindset
• Assess and attend to customers’ banking needs
• Obtain and process customer and account information
• Educate clients on available deposit and loan products and services
• Recommend solutions based on each customer’s unique goals and needs
• Maintain a working knowledge of consumer and business banking products and services including digital products
• Open new consumer and business accounts, complete service requests and submit credit applications
• Educate clients on emerging and self-service digital products and services
• Develop collaborative partnerships with branch team members and partners to best serve clients