Credit Analyst

Tilt (formerly Empower)

full-time

Posted on: 9/3/2025

Origin: • 🇵🇭 Philippines

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JuniorMid-Level

PythonSQL

About the role

At Tilt (formerly Empower), build mobile-first, ML-powered credit products recognizing potential beyond traditional credit scores
Own work-streams across credit policy, testing, and valuations for the Philippines lending business, Cashalo
Partner with product, tech, finance, data science, and leadership teams to implement solutions and refine business plans
Conduct exploratory data analysis, monitor portfolio performance, benchmark against industry standards, and influence credit models
Travel to North America twice per year and the Philippines ~3 times per year for company onsites (expenses covered)

2+ years of experience in strategic data analytics, with a focus on using data to solve complicated and ambiguous problems - familiarity with lending / credit industry preferred but not required
Highly proficient in SQL, and Excel for data analysis, automation, and performance reporting - Python familiarity preferred
Excellent verbal and written communication skills, with an emphasis on data driven story-telling for wide audiences
Comfort with ambiguity; the ability to lay out and test clear hypotheses, and solve problems without well-defined direction
Bachelor’s degree in Engineering, Finance, Economics, Computer Science, or a related field.
Eager to learn and adapt in a fast-paced, globally distributed environment.
Location: candidate must be available starting 9am Philippines time, and based in a time zone GMT+5 or later (Philippines, India, Southeast Asia, Australia, etc)