The Mortgage Talent Network

Manager

• Recruit, onboard, and develop a team of mortgage loan officers across your designated Texas market area
• Coach your team to hit individual and branch-level volume goals
• Build and nurture referral relationships with real estate professionals, builders, financial advisors, and other purchase-market partners
• Oversee day-to-day branch operations, ensuring pipeline quality, compliance adherence, and an exceptional borrower experience from application through closing
• Partner with operations, processing, and underwriting teams to drive loan velocity and resolve escalated file issues
• Monitor local market trends, competitor activity, and rate environments to keep your team positioned and informed
• Report branch performance metrics to senior leadership and contribute to strategic planning for market expansion

Area Manager – Retail Mortgage

Outside Sales

• Develop and maintain a consistent pipeline of residential mortgage business through referral partnerships with real estate agents, builders, financial planners, CPAs, and other centers of influence
• Originate conforming, FHA, VA, USDA, jumbo, and portfolio loan products tailored to each borrower's financial profile
• Conduct needs-based consultations with prospective borrowers to evaluate loan options, explain program guidelines, and set clear expectations from application through closing
• Partner closely with processors, underwriters, and closers to move loans efficiently and protect pull-through rates
• Represent the company's brand in your local market through networking events, open houses, realtor office visits, and community engagement
• Stay current on agency guidelines, state regulatory requirements, and market conditions to serve as a trusted advisor to both borrowers and referral partners
• Maintain full compliance with RESPA, TILA, SAFE Act requirements, and all applicable Texas licensing regulations

Mortgage Loan Originator – Outside Sales

Underwriter

• Lead, mentor, and calibrate a team of retail residential underwriters — setting the standard for quality, consistency, and turn time
• Own escalated and exception files while maintaining production flow and protecting the company's credit profile
• Serve as a cross-functional partner to sales, operations, and processing — removing friction, solving bottlenecks, and keeping the pipeline moving
• Develop and maintain a robust underwriting quality feedback loop that drives continuous improvement across the team
• Monitor agency guideline updates (Fannie Mae, Freddie Mac, FHA and beyond) and translate changes into clean, workable overlays the team can execute on
• Ensure all underwriting activity meets state-by-state compliance standards in an IMC environment — where regulatory precision matters and there is no federal preemption safety net
• Contribute to senior-level credit and production conversations as a credible, experienced voice in the room

Underwriting Manager – Retail Residential Mortgage

• Lead, coach, and develop a team of retail residential underwriters — managing daily production, quality metrics, and pipeline turn times
• Partner cross-functionally with sales, processing, and operations leadership to keep file flow moving efficiently and exceptions resolved quickly
• Own the escalation queue — making sound, defensible credit decisions on elevated or exception files while documenting reasoning clearly
• Drive calibration sessions and ongoing training to keep the team aligned on agency guidelines, investor overlays, and internal credit policy
• Identify workflow inefficiencies and collaborate with ops leadership to implement process improvements that protect both speed and quality
• Serve as a credit culture ambassador — modeling sound judgment, clear communication, and a commitment to compliant, borrower-focused lending

Compliance

• Daily Pre-Fund QC: Selecting daily pre-fund files for QC review based on risk factors and targets, sending them to the QC vendor, and chasing deficiencies.
• NMLS & State Licensing: Handling monthly state reporting, running individual originator and branch license applications, and resolving deficiencies.
• Advertising Compliance: Reviewing marketing material against advertising rules, auditing Loan Officers' online presence for compliance issues, and maintaining an in-house resource for advertising requirements.
• Audit Readiness: Pulling marketing archives and assembling files for auditors and examiners.
• Coverage & Collaboration: Cross-training with a peer for full year-round coverage.

Compliance & QC Specialist

Affiliate Manager

• Partner directly with Loan Officers across every stage of the loan lifecycle — application through closing
• Manage borrower communication, realtor relationships, and third-party coordination
• Gather and verify documentation for complete, accurate loan packages
• Track pipeline milestones — approvals, appraisals, closings — and keep every deadline met
• Order and follow up on appraisals, verifications, and title work
• Clear conditions efficiently and deliver clean, compliant files to Closing on time
• Anticipate problems before they become last-minute crises

Loan Partner, Loan Officer Assistant

Sales

• Actively placing mortgage loan officers and sales leaders with lender partners across the country
• Platforms built for producers who are tired of slow ops, limited products, and comp that doesn't match their effort

Residential Retail Mortgage Sales Lead, Loan Officer

Administration

• Design and build workflows, business rules, input forms, fee templates, and custom fields that support loan operations
• Evaluate and implement system improvements as the business evolves
• Manage integrations with third-party services within Encompass
• Document configurations, changes, and system standards
• Resolve Encompass system issues escalated from the help desk
• Manage user roles and permissions
• Train and support staff on system changes and new functionality
• Partner with operations and compliance to keep configurations current with regulatory requirements

Encompass LOS Administrator

Retail Residential Mortgage Loan Partner – Loan Officer Assistant

• Designing your career in the mortgage industry
• Providing the bridge to top-tier lenders
• Focusing on clients, not conditions with operational support
• Accessing remote and flexible work arrangements
• Engaging in confidential exploratory conversations about career paths

Retail Mortgage Loan Officer, Sales Leader

• Originate residential mortgage loans and grow your referral network.
• Lead borrowers through the loan lifecycle with expert guidance.
• (For Managers) Mentor a team and drive regional production goals.

Senior Mortgage Loan Originator – Retail Sales Manager

• Administer, configure, and maintain ICE Mortgage Technology's Encompass LOS including business rules, input forms, loan templates, personas, and custom fields
• Design and manage automated workflows, milestones, and triggers to optimize the loan origination process
• Serve as the internal subject matter expert and primary point of contact for all Encompass-related issues, enhancements, and integrations
• Partner with Operations, Compliance, Secondary Marketing, and IT to translate business requirements into system solutions
• Manage user access, roles, and security settings across the platform
• Oversee third-party integrations including AUS, credit, title, appraisal, and pricing engines
• Develop and maintain reporting, dashboards, and data integrity protocols
• Lead Encompass upgrades, patches, and testing cycles with minimal disruption to production
• Train and support end users including LOs, processors, underwriters, and closers
• Maintain documentation for all system configurations and change management

Area Manager – Retail Mortgage

Mortgage Loan Originator – Outside Sales

Underwriting Manager – Retail Residential Mortgage

Underwriting Manager – Retail Residential Mortgage

Compliance & QC Specialist

Loan Partner, Loan Officer Assistant

Residential Retail Mortgage Sales Lead, Loan Officer

Encompass LOS Administrator

Retail Residential Mortgage Loan Partner – Loan Officer Assistant

Retail Mortgage Loan Officer, Sales Leader

Senior Mortgage Loan Originator – Retail Sales Manager

Senior Encompass Administrator