The Hartford

Inside Property Claims Adjuster

The Hartford

full-time

Posted on:

Location Type: Hybrid

Location: Hartford • Arizona, Connecticut, Florida, Illinois, Texas • 🇺🇸 United States

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Salary

💰 $59,520 - $89,280 per year

Job Level

Mid-LevelSenior

About the role

  • Investigate, reserve, assign and settle first party property losses
  • Operate in the full file model and handle all claims end-to-end
  • Select proper estimating resource to adjudicate claims and ensure vendor quality standards
  • Handle claim files consistent with Claim quality standards and goals
  • Negotiate with internal and external groups in challenging situations
  • Make independent business decisions to move claims forward
  • Assess exposure of assigned claims and set appropriate and timely file reserves
  • Identify and manage subrogation, salvage and other recovery opportunities
  • Identify fraud indicators and initiate investigation
  • Utilize organization and communication skills to resolve assignments, manage claim deadlines, and manage vendors
  • Develop technical and jurisdictional expertise, including knowledge of independent adjusters, contractors, vendors
  • Demonstrate business acumen, verbal and numerical critical thinking, and clear written and verbal communication

Requirements

  • Adjuster License required to be obtained prior to start of training January 19, 2026
  • Must be available for multi-week training from January 19, 2026 - March 27, 2026
  • Licensing prep time availability January 5 - January 16, 2026 (paid)
  • College Degree strongly preferred
  • Evidence of career growth
  • Experience in Construction Industry preferred, not required
  • Ability to handle complex and difficult negotiations with urgency
  • Ability to handle competing priorities while maintaining quality and service
  • Superior desk management skills
  • Critical thinking skills inclusive of investigation, decision making and conflict resolution
  • Ability to contribute and promote an inclusive culture of continuous learning built on teamwork, collaboration, transparency, and accountability
  • Passionate desire to help both internal and external customers
  • Ability to embrace change and industry-changing technology and trends
  • Ability to create and maintain loyal customers by creating a differentiating service experience
  • Ability to listen attentively and exhibit empathy during difficult situations
  • Ability to produce clear and grammatically accurate correspondence
Benefits
  • Hybrid or remote work arrangement
  • Annualized base pay range: $59,520 - $89,280
  • Licensing prep time fully paid (January 5 - January 16, 2026)
  • Multi-week New Hire Training Course (includes likely 1 week in-person learning lab)
  • Potential short-term or annual bonuses
  • Potential long-term incentives
  • On-the-spot recognition

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
claim investigationclaim settlementfile managementestimating resource selectionsubrogation managementfraud detectiontechnical expertisejurisdictional expertisenegotiationcritical thinking
Soft skills
communication skillsorganizational skillsbusiness acumendecision makingconflict resolutionteamworkcollaborationempathyadaptabilitycustomer service
Certifications
Adjuster License
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