Texana Bank

Manager

• Manage the daily operations of the Loan Production Office (LPO), ensuring efficiency and productivity
• Supervise at least two full-time LPO employees or the equivalent
• Provide input into hiring and firing decisions
• Mentor and coach employees to optimize performance, business growth, and professional development
• Conduct regular business planning and sales strategy meetings
• Maintain an open-door policy to support and engage employees
• Ensure compliance training and continuing education requirements are completed
• Develop and maintain relationships with prospects, customers, and referral partners
• Educate customers on mortgage loan processes, products, pricing, and payment structures
• Assist customers in structuring loans to meet financial needs and goals
• Support employees in using bank-approved tools to grow business opportunities
• Recruit additional personnel to grow the team and expand the business
• Ensure adherence to bank policies, regulatory requirements, and industry best practices
• Monitor loan pricing management for compliance with bank guidelines
• Report suspected fraud or unauthorized activities to bank management
• Safeguard borrowers' non-public personal information
• Assist in managing expenses, P/L, and overall business strategy
• Refrain from all loan origination activities as a non-producing manager

Mortgage Branch Manager – Non-Producing

Mortgage Loan Originator

• Originate residential mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather financial information and assess eligibility
• Evaluate applicant financial documents and determine appropriate loan programs
• Educate clients on loan products, terms, and procedures
• Submit complete loan applications for processing, approval, and underwriting
• Maintain accurate records in the loan origination system
• Follow up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of lending policies, compliance standards, and industry trends
• Support loan production efforts within the branch and potentially receive overrides on qualified loans originated by other Mortgage Loan Originators

Mortgage Loan Originator – Outside

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends