Risk

• Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
• Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
• Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
• Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational risk exposures within the business
• Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and action plans to mitigate and manage these risks
• Establishes and provides ongoing analysis and reporting on technology risk and/or other major risk categories as applicable to business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
• Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations

Technology Director – IT Business Management, Governance

Financial Planning and Analysis

• Highly seasoned expert professional role requiring substantial knowledge / expertise in a complex field
• Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Independently manages end-to-end finance programs
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders

Specialized Finance Manager – US GAAP, Financial Reporting

Manager

• Support the Head of Business Management in advancing priorities
• Manage day-to-day operations while helping design a forward-thinking compliance program
• Develop and refine executive-level presentations for regulators and the Board of Directors
• Collaborate with other lines of business and corporate divisions
• Build and maintain strong partnerships with cross-functional teams

Senior Manager, Executive Strategy – Presentations

Machine Learning Engineer

• Lead reviews of machine learning, AI, and Generative AI models across TD to identify potential fairness and bias risks.
• Represent Compliance in major projects, initiatives, and enterprise engagements.
• Perform quantitative analyses to identify fair lending risks associated with model development and use.
• Identify and recommend alternative approaches to mitigate fair lending bias arising from models.
• Develop specialized analytical tools to support project-specific needs or ongoing review activities.
• Compile, analyze, and generate ad-hoc analytical reports for internal stakeholders.
• Lead research efforts by applying advanced statistical analysis and modeling expertise.
• Provide advisory support to line-of-business model owners on compliance best practices aligned with internal policies and industry standards.
• Lead cross-functional teams or initiatives involving significant complexity.
• Independently manage end-to-end functional programs and deliverables.

Applied Machine Learning Scientist II

Financial Crime

• Design, implement, enhance and maintain the TDS U.S. FCRM program
• Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance
• Provide oversight of, and credible challenge to, the first line of defense
• Provide customized training to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies
• Assess and opine on financial crime risks of new products and mandates

Financial Crime Risk Oversight Specialist, Global Transaction Banking

• Manage day-to-day supervisory, compliance and operational aspects of the business
• Partner with Wealth Market Leader(s) to lead and develop supported Market(s)
• Ensure timely and effective response to Compliance and Audit Reviews
• Manage trade corrections with Operations, Compliance and WMLs
• Participate in New Hire interview process focusing on Compliance and Operational concerns

Market Supervision Manager

Compliance

• Lead strategy, governance, and delivery of U.S. Compliance management reporting
• Manage end-to-end reporting lifecycle
• Partner with Risk, Audit, and business leaders
• Deliver timely insights for internal leadership

Senior Compliance Manager – Reporting, Analytics

• Responsible for enabling compliance monitoring and testing activities through strong data governance, analytics, and operational reporting support
• Manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future
• Collect, validate, and maintain compliance-related data; conduct data quality and integrity checks; and resolve data issues to ensure accurate, complete, and timely inputs for annual risk assessments

Compliance Manager – Data Support, Monitoring

• Serve as primary compliance support for assigned business lines
• Complete change risk assessments for new business initiatives
• Serve as a compliance advisor to business partners
• Manage and track compliance-related issues
• Lead regulatory change management efforts for new and updated state laws
• Monitor regulatory complaints and key risk indicators
• Review and validate first-line testing to ensure gaps are addressed
• Support control mapping to ensure regulatory requirements are linked to effective business controls
• Collaborate with cross-functional teams to strengthen the compliance framework

Compliance Business Oversight Manager – Consumer Banking

Analyst

• Conduct in-depth industry and financial analysis of existing and potential borrowers
• Support Lending and Credit functions of the Bank
• Responsible for complex loans/industries/Customers
• Strong understanding of loan risk factors
• Train/mentor/coach junior analysts
• Research industry specific information
• Participate in customer meetings
• Integral part of loan origination process
• Prepare insightful and timely approval memorandums
• Analyze financial statements, management profiles, and cash flow ability
• Prepare complete written analysis with recommendations

Credit Analyst III – CRE & C&I

IT Support

• Generally leads a team focused on assigned audit and generally assumes the lead position on the audit, providing supervision and assignments to team members as Auditor In Charge as well as reviewing work papers completed by staff and drafting audit report
• Responsible for time and staffing budgets for upcoming audits
• Responsible for planning of audits
• Responsible for contact with management regarding audit scope, status, and findings
• Works at direction of Audit Manager
• May perform testing procedures for more critical areas of audits
• Provides on-the-job training for staff
• Supervises findings follow up tasks with management and audit staff
• Is a subject matter expert in at least one area of discipline
• Works independently but receives assistance/coaching from the audit manager
• May be Auditor in Charge on an Audit
• May participate and/or lead assigned special projects
• Provides feedback on staff performance on an audit project basis
• Assists in providing feedback on completion of staff evaluations
• Updates, revises, and improves existing audit procedures and programs
• Adds value through consultative interactions with business line management

Audit Manager I – Liquidity

• Provides data governance expertise, business leadership, and leads day to day data governance activities
• Partners closely with Technology and other SMEs to drive the successful implementation of the LOB's Data Strategy for low to medium complexity data environments
• Acts as a technical expert integrating cross-function understanding within their own field of specialty
• Identifies, measures and monitors current and emerging data related risks in day-to-day activities
• Ensures data-related activities are compliant with applicable laws and regulations

Data Steward II – Regulatory Reporting

General Counsel

• Supports the Commercial Banking organization, covering deposits, payments and cards, treasury management, merchant services, and digital platforms
• Provides consistent and sound legal advice
• Advising on new and updated products and services
• Aligning customer product terms
• Supporting customer contracting and negotiations
• Advising on escalated customer and regulatory issues
• Reviewing communications, digital content and marketing materials
• Collaborating with other teams in TD Legal