Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms

Credit Portfolio Manager I – Education, Not for Profit

Financial Planning and Analysis

• Provides top technical expertise for overall functional area and provide guidance and advisory support to others as needed
• Accountable for leading or conducting expert analysis / research and reviews to support functional goals / objectives
• Recognized as top level expert within the company with significant breadth of expertise in complex field
• Advises on execution strategy and leads the development and deployment of functional programs or initiatives

Senior Specialized Finance Manager – Regulatory Policy and Review

Account Manager

• Serve the needs of the community commercial banking business
• Customize a broad range of products and services to meet financial needs
• Acquire, develop and manage commercial banking relationships
• Provide customized solutions across different commercial segments
• Build strategies to grow the portfolio
• Structure and package practical and competitive solutions
• Identify and interpret trends in the market

Senior Relationship Manager, Commercial Banking

QA Engineer

• Oversee and lead a highly complex and diverse governance and control function for an area of significant risk, complexity or scope
• Manage and oversee the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
• Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
• Develop, communicate and implement a holistic governance and control strategy for own specific business function
• Lead partnership with management and respective teams for area of specialization with industry, enterprise, and business awareness
• Ensure an integrated and aggregated view of all related business risk and control activities across the overall function

Senior Manager, Centralized Governance & Control – AML Testing/QA

• Manage a portfolio of governance and control activities for moderately complex or high-risk business or functional area
• Support the development and execution of the Centralized Governance & Controls (CG&C) AML testing and Quality Assurance (QA) program
• Lead and conduct independent testing and quality assurance reviews to ensure operational risk and compliance requirements are adhered to
• Develop and document a comprehensive inventory of processes and controls

Centralized Governance & Control Specialist – AML Testing, QA Analyst

IT Support

• Subject matter expertise on audits ranging in complexity
• May manage/lead a number of moderately complex audits
• Responsible for completion of the audit
• Works as an audit subject matter expert and may coach and educate others
• Oversees and/or independently performs audits from end-to-end
• Undertakes and completes a variety of projects and initiatives
• Presents objective and independent audit opinion on the adequacy of internal controls

Audit Manager I – Technology

Analyst

• providing guidance/ assistance to function supported
• execute work with some complexity; generally requiring short to medium-term focus (weekly-monthly)

Early Talent Analyst Program – Audit

Data Scientist

• Lead a team of business data analysts responsible for implementation, enhancement, and maintenance of AML Transaction Monitoring platform
• Bring strong domain expertise in Securities Compliance and understand transaction patterns in trading
• Collaborate with Technology, Data, and Modeling teams for end-to-end delivery
• Ensure engagement with Audit and Compliance stakeholders to support issue validation

AML Business Data Manager

• Support TD's U.S. Bankard credit card business
• Provide thought leadership around 'run the business' activities
• Foster operational excellence focusing on governance and controls
• Improve credit card infrastructure and processes
• Manage a highly complex and diverse product function
• Develop and implement products, policies, and procedures
• Build effective relationships with stakeholders
• Oversee product teams ensuring efficient delivery of products and services
• Conduct ongoing industry and competitive analysis

Senior Product Group Manager – Product Integrity & Business Management

Risk

• The Governance & Control Specialist manages a portfolio of governance and control activities for moderately complex or high-risk business or functional area and implements policies/processes and/or initiatives to meet governance and control guidelines
• Acts as a technical lead on key control initiatives
• Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
• Ability to work collaboratively and build relationships across teams and functions
• Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
• Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
• Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
• Independently manages end-to-end functional programs
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Works autonomously as the lead and guides others within area of expertise

Governance and Controls Specialist, Data Review & Reporting

Vice President

• Responsible for optimizing and overseeing the end-to-end implementation of commercial card programs
• Guide and support a team of implementation specialists
• Manage the transition from sales to delivery, engaging with clients
• Analyze customer data to prioritize commercial card conversions
• Oversee simple and complex virtual card implementations
• Provide post-launch support and monitor program performance

Vice President – Commercial Card Implementation Team Lead – Transaction Banking Product

• Provide specialized in-depth subject matter expertise on audits
• Contribute to planning, risk assessment, and execution of audits
• Lead and provide oversight to audits and related projects/initiatives
• Accountable for a significant audit area with enterprise wide or broad functional impact
• Support operational team direction and collaborate with others to execute on common goals

Senior Audit Manager

Compliance

• Provide compliance oversight, advisory support and effective challenge
• Manage compliance risks across delivery channels such as Digital Banking, Marketing, Contact Centers, and Retail/Branches
• Serve as primary compliance support for assigned business lines
• Complete change risk assessments and related questionnaires for new business initiatives
• Serve as a compliance advisor to business partners through regular meetings
• Manage and track compliance-related issues
• Lead regulatory change management efforts for new and updated state laws
• Monitor regulatory complaints and identify trends, gaps, and potential compliance risks
• Review and validate first-line testing to ensure gaps are addressed
• Collaborate with cross-functional teams to strengthen the compliance framework

Senior Compliance Business Oversight Manager

• The Audit Manager II provides specialized expertise to help guide the planning, risk assessment, and execution of audits.
• This role plays an essential part in shaping the strategic direction of the audit function, while fostering alignment with enterprise risk frameworks and supporting the broader audit strategy.
• Lead and/or provide supervisory oversight to complex audits and ensure completion.
• Works autonomously and accountable for acting as a lead within a specialized audit practice area and provide work direction to others.
• Provides seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members.
• May lead and/or provide supervisory oversight to complex audits and ensure completion.
• Undertakes and completes a variety of complex audit projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise.

Audit Manager II – Financial Crimes, BAU Issue Validation

Business Intelligence Analyst

• Manage a diverse portfolio of business activities / reporting
• Design / develop complex presentations, reports, dashboards and scorecards to support business needs
• Ensure alignment of metrics across the organization
• Act as a technical working lead / resource to others
• Work closely with senior leadership on significant projects
• Drive the streamline, healthiness, and simplification of the reporting stack