Credit Portfolio Manager I – State & Muni
TD
full-time
Posted on:
Location Type: Office
Location: New York City • New York • Pennsylvania • United States
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Salary
💰 $100,000 - $165,000 per year
About the role
- Gathers financial and general business information pertaining to customer and prospect loan requests
- Performs financial analyses needed to make credit decisions
- Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
- Supports commercial banking team and recommends credit solutions that add value to the Customer
- Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
- May manage overall analytical support and workflow production needs for a department
- Works on larger, more complex deals, mainly focused on Middle Market
- May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
- Acts as a consultant to business lines regarding credit issues, processes and procedures
- Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
- Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
- Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
Requirements
- Bachelor's degree or equivalent experience
- 5+ years related experience
- Strong understanding of commercial business development techniques and credit decisions
- Demonstrates business development track record
- Strong market presence with wide network of outside referral sources for new business
- Demonstrates credit and financial analysis skills
- Refined negotiation skills
- Demonstrates communication skills, both verbal and written
- Demonstrates PC skills
Benefits
- health and well-being benefits
- savings and retirement programs
- paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- banking benefits and discounts
- career development
- reward and recognition
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit analysiscommercial business developmentunderwritingcredit risk evaluationloan agreement adherenceanalytical supportworkflow productionnegotiationbusiness development techniques
Soft Skills
communication skillsverbal communicationwritten communicationconsultative skillsrelationship managementteam collaborationexpectation managementproblem-solvingleadershipnetworking
Certifications
Bachelor's degree