Synchrony

AVP, Portfolio Credit Management – PayPal, Venmo

Synchrony

full-time

Posted on:

Location Type: Hybrid

Location: Stamford • California, Connecticut, Illinois, Kansas • 🇺🇸 United States

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Salary

💰 $100,000 - $170,000 per year

Job Level

Lead

Tech Stack

SQL

About the role

  • Support Synchrony credit and analytics strategy development and evaluate financials of credit strategy proposals
  • Identify and manage risk, credit and operational in nature, across all components of the cardholder lifecycle through data gathering and analytics
  • Drive and coordinate Loss Avoidance Initiatives across all clients
  • Support portfolio growth through close interaction with the PayPal and Venmo credit teams, Senior PCMs, and the client team
  • Design enhanced surveillance processes to monitor and control credit exposure
  • Provide reporting and analysis for all product lines including consumer and commercial asset
  • Enforcement of existing Bank credit policies
  • Prepare and deliver client and internal presentations
  • Understand and monitor the operational risks of the portfolio
  • Support driving enhanced strategies, using champion/challenger learnings to manage credit and fraud risk
  • Ensure credit strategies are performing as expected
  • Participate in planning cycle with Finance, Client Development, Marketing, and other functions to ensure consistency in business plans
  • Investigate and resolve various customer and client issues
  • Perform other duties and/or special projects as assigned

Requirements

  • Bachelor’s degree and 2+ years of experience in a consumer and/or commercial Credit/Risk, Finance or Analytics role; or in lieu of a Bachelor's degree, 4+ years of experience in a consumer and/or commercial Credit/Risk, Finance or Analytics role
  • 1+ years' experience in SAS, SQL or other related analytic tools
Benefits
  • Flexible work arrangements
  • Inclusion and diversity initiatives
  • Employee Resource Groups (ERGs)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
SASSQLdata analyticsfinancial analysiscredit risk managementoperational risk managementreportingsurveillance processesportfolio managementchampion/challenger strategies
Soft skills
communicationpresentation skillsproblem-solvingcollaborationstrategic thinkingclient interactionrisk managementanalytical thinkingorganizational skillsteam coordination
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