Sumitomo Mitsui Banking Corporation – SMBC Group

Financial Crime

• Support KYC, VP to ensure KYC Standards and Policies are consistently applied and address gaps and areas of opportunities and identify any material variances to avoid delays and backlogs
• Perform quality control on initial and periodic DBU KYC reviews submitted by analysts to ensure reviews are being worked in accordance with KYC procedures
• Maintain and enhance the bank’s KYC procedures and controls to meet regulatory obligations and expectations as well as industry best standards and obtain required approvals
• Provide ongoing feedback to KYC analysts on quality of work and training where necessary
• Provide Subject Matter Expertise on potential risks identified during KYC and Enhanced Due Diligence review process; Develop and conduct KYC-related employee training on a regular basis
• May assist in providing documentation as required in response to inquiries from internal and external auditors, Bank departments, and regulators
• Assist VP with maintaining statistical reports necessary for evaluation by KYC management. This includes but is not limited to case management and analyst performance metrics
• Ability to make risk-based sound decisions on matters requiring management attention
• Assist VP in maintaining and updating KYC procedures as Jenius customer base grows and new products are offered
• Maintain ongoing monitoring and due diligence of customers including assessment of the customer's risk rating through periodic KYC reviews and triggered events
• Work collaboratively with colleagues across 1st, 2nd, and 3rd lines of defense by participating and leading relevant KYC projects and initiatives and training; influence changes to processes, procedures, and controls to mitigate KYC compliance risk
• Work with the DBU KYC, VP to ensure the department's compliance with all regulatory practices outlined by FCC/BSA/AML/OFAC including adherence to Jenius Bank policies and procedures, and the timely and successful completion of all KYC reviews and related investigations
• Assist in promoting a culture of compliance and ethical conduct throughout the organization
• Collaborate with cross-functional teams, including compliance, legal, risk management, fraud, and IT to advance DBU KYCs strategic goals
• Keep abreast of changes in regulatory requirements and evolving trends in financial crime to adapt the organization’s practices accordingly
• Maintain proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act (BSA), USA PATRIOT Act, FFIEC Manual, and evolving banking landscape
• Provide training to new staff.

Team Leader, KYC

Full-stack Engineer

• Design, build, and deploy scalable AI/ML applications across multiple banking domains.
• Collaborate with cross-functional teams to identify and deliver AI/ML use cases.
• Implement and manage ML pipelines using MLOps tools (e.g., Vertex AI Pipelines, Kubeflow, MLflow).
• Develop and optimize models using frameworks such as TensorFlow, PyTorch, scikit-learn, or Spark ML.
• Apply advanced GenAI techniques, including RAG, fine-tuning, LLM evaluation, and monitoring.
• Build intelligent agents using frameworks like LangChain, CrewAI, or similar.
• Ensure robust deployment using containerization (Docker, Kubernetes) and CI/CD best practices.
• Leverage cloud platforms (preferably GCP) for scalable AI/ML solutions.
• Apply Agile, DevOps, and CI/CD best practices including automation and monitoring.
• Maintain code quality, documentation, and performance across the full development lifecycle.
• Ensure alignment with technical, data, and security standards.

Software Engineer – AI/ML

Marketing

• Lead execution of data-driven email, web, and mobile marketing strategies, including automated campaigns, to enhance customer acquisition, engagement, and retention
• Lead campaign planning, including requirements gathering, asset approvals, and ensuring on-time production and quality output for owned channels
• Build and refine advanced customer segmentation strategies to deliver personalized content and offers
• Manage platform functionality, testing and learning, and other channel optimizations
• Collaborate with cross-functional teams (Marketing, Risk, Product, Data, and Analytics) to align campaign goals and execution
• Reporting and analytics in partnership with Analytics teams, providing insights on KPIs and using data to refine strategies
• Develop and manage operational materials and documentation
• Serve as back-up to VP, Direct Mail Marketing Manager
• Ensure compliance with industry regulations and company policies and procedures

Multi-Channel Marketing Manager

Android Engineer

• Work on a brand-new banking application using Kotlin and Declarative UI
• Work in a collaborative small team with product owners, QA engineers, and designers to develop a cutting edge and stable mobile application
• Contribute to design, architecture, development, and best practices of mobile application
• Partner with development and product teams to create a highly performant application with user satisfaction
• Collaborate with Quality Assurance team to ensure proper testing and maintenance
• Identify opportunities for adopting new technologies to solve needs and predict future challenges
• Manage your own time; solution, problem solve, work independently and as part of a team in a greenfield environment

Junior Mobile Software Engineer, Android

• Design, develop, and optimize robust data pipelines and ETL processes
• Build reusable libraries and shared capabilities to enable faster time to market by Data Engineering delivery teams
• Architect and implement scalable data solutions using the GCP cloud platform
• Continually improve platform capabilities and maintain overall platform health
• Collaborate with Technology, Product and Business stakeholders to understand data requirements and deliver solutions
• Ensure data quality, integrity, and security across all data systems
• Mentor and guide junior data engineers and contribute to best practices
• Monitor, troubleshoot, and improve data workflows and performance
• Provide automation capabilities to aid delivery teams with data validation, testing, and deployments
• Stay updated with emerging data engineering technologies and trends

Senior Software Engineer, Data

Director

• Manage and lead end-to-end quarterly CECL allowance process and loss provision forecast, including communication to SMBC executives and Board of Directors
• Design and conduct stress testing and scenario analysis to assess adverse economic impacts
• Implement CCAR for MANUBANK in partnership with key stakeholders
• Provide model oversight and analytics for all MANUBANK models, partnering with risk modeling and model validation teams
• Ensure models align with corporate policies, are fit for use, adequately monitored, and findings are closed on time
• Maintain expert-level knowledge of financial and regulatory landscapes and make adjustments as necessary
• Work collaboratively with 1st and 3rd lines of defense and Non-Financial risk specialists
• Represent MANUBANK’s interests with regional and global stakeholders, governance, internal auditors and regulators
• Lead, mentor and develop a small team of analysts and uphold the Bank’s risk culture and Code of Conduct

Executive Director, Quantitative Analytics and Model Oversight

Risk

• Ensure fraud-related processes are well-documented, controlled, and aligned with corporate policies and standards.
• Provide oversight, governance, and quality assurance (not day-to-day fraud operations).
• Maintain and update procedures and job aids for Fraud Operations; draft new procedures as needed.
• Steward procedural and control changes through Business Control Office (BCO) and oversight processes.
• Manage fraud operations controls and lead the Risk and Control Self-Assessment (RCSA) process.
• Oversee root cause analysis (RCA) for fraud incidents and manage risk event remediation and closure.
• Coordinate responses to Audit, Compliance, and Risk Management testing engagements.
• Lead quality assurance reviews, User Acceptance Testing (UAT), and regression testing for fraud systems.
• Provide regular reporting on fraud risk posture, control effectiveness, and procedural compliance to executive leadership.
• Collaborate with Legal, Compliance, AML, and stakeholders to meet regulatory expectations.

VP, Fraud Risk Manager

Engineer

• The role involves leading IAM solutions and cloud cybersecurity initiatives within the Identity and Access Management team for SMBC MANUBANK's digital banking unit.
• Hands-on experience with Azure and Okta; architecture planning; ensure compliance with company standards.
• Build IAM offering, policies, and PoCs; testing and rapid deployment; leverage customer feedback.

Associate, PAM Engineer

Security Engineer

• Senior Security Architect is a part of the Solutions Security Architecture team within the Information Security Group and is responsible for strategizing, researching, evaluating, designing, and implementing security solutions for the organization by acting as a lead and managing other security architects as required.
• With an emphasis on Security Architecture and Design, Network and Infrastructure Security, Cryptography and Key Management, Vulnerability and Threat Management, Security Standards and Technical Procedures, Compliance, Risk Assessments, Security Monitoring and Incident Response, Network Segmentation, and Zero-Trust.
• Role Objectives: Delivery The Senior Security Architect collaborates with other members of the Information Security team, Enterprise Architecture and Engineering teams, Systems Administration, Group Companies, Internal Audit, Compliance, the Fraud team, and other areas of the business. This role will focus on developing security strategies, research and evaluate new technologies and capabilities, and to design and implement practical solutions to secure the Bank's internal and external infrastructure, networks, perimeters, cloud tenants, and other platforms and service providers. This includes assessing any new technologies and services being considered for use by the bank. A core competency for this role is to help define future state security strategies and roadmaps for the bank and it's subsidiaries. This includes advancing security controls maturity by adhering to established frameworks and technologies that protect the bank's IT infrastructure and business assets from cyber threats and to comply with relevant regulatory requirements. The Senior Security Architect will also play a key role in defining and advancing the bank's Zero-Trust security strategy. This involves participating in a global zero-trust assessment effort, the development of a long-term zero-trust roadmap, and establishment of an official ZTA program. This effort will also involve designing and implementing solutions that align with ZTA and assume no implicit trust for users, devices, applications, and network flows. The sole purpose of the Solutions Security Architecture team is to ensure "security" is embedded in all system architectures and solutions, align with business goals while proactively reducing risk and enabling secure business operations. This role reports to the Director of Solutions Security Architecture and could have direct reports depending on a need to provide leadership to other individual contributors.
• Role Objectives: Interpersonal Primary Responsibilities Security Architecture emerging technology research, design, evaluation, analysis, and implementation. Develop future-state security strategies and roadmaps. Focus on Solutions Security Architecture as it relates to cyber threat visibility, detection, prevention, and analysis. The development of Information Security technical standards, procedures, and guidelines. Provide support for penetration testing activities, reporting, and issue resolution as it pertains to mitigating risk. Liaise with global colleagues on the development of new designs and standards. Work with various project teams to design and implement secure security solutions. Evaluate and certify new technologies or new versions of existing security controls and products. Integrate and operationalize new products into all areas of the infrastructure. Act as a liaison and escalation point to our partners and vendors to help resolve any complex issues. Write and maintain technical documentation, including design documents (project charters, IT requirements, RACI), test/project support plans, procedures, incident reports, operational runbooks, and troubleshooting guidelines. Involved in all aspects of planning new projects and proposals, support the budget and procurement process, tools rationalization, and resource planning. Support the Architecture Guidelines Compliance function, to ensure all new applications and services are successfully risk assessed and follow security standards across the organization. Manage other security architect resources who are focused on solutions security, which includes any solution or service which provides network visibility, detection, prevention, and analysis of threats to the bank. Provide support for internal and external audits, regulatory demands, and assist the GRC team as a subject matter expert with risk acceptances, issues reporting, and anything else that aligns with the function of risk analysis and mitigation. Support of the e-Vision program, where the main focus is to provide the SOC with the proper tooling required to maintain robust visibility, monitoring, and incident response platforms. Level-4 escalation as required for significant security exploits and mitigation.
• Role Objectives: Expertise CRITICAL JOB KNOWLEDGE AND CORE COMPETENCIES/SKILLS Security Architecture as it relates to reference architectures, design reviews/assessments, and alignment with secure frameworks. In-depth knowledge of cybersecurity topologies, concepts, services, technologies, attack vectors, threat management, solutions architecture and operating systems. In-depth understanding of topics related to Zero-Trust, segmentation, network security, secure use of cloud services, perimeter design, assessing risk, cryptography/encryption, secure remote access, secure protocols, intrusion prevention/detection, NDR, incident response, NGFW, EDR/XDR, SOAR, machine learning, behavioral analysis, AI, vulnerability management, and SIEM. Thorough understanding and knowledge of security architecture concepts and process relative to properly evaluating, designing, implementing, and operationalizing new technologies, services, and solutions. Sound knowledge of preventative and mitigating security techniques, to protect against threats and emerging attacks. Including the use of security framework’s such as NIST, MITRE, OWASP, and FFIEC. Ability to translate security policies, standards, and procedures into technical architectures and/or configuration settings for the purpose of designing secure and practical solutions. Highly developed sense of accountability and following through with discipline to effectively prioritize multiple tasks within the context of conflicting deadlines and changing priorities. Ability to raise awareness and issues to executive leadership, engage leaders and stakeholders in understanding their roles in delivering enterprise Change, Configuration and Release Management processes. Strong organizational, problem solving, and written oral communication skills. Ability to work independently and with a team to accomplish multiple tasks and projects. Understanding the ITSM process and using tools like Service Now to help manage projects, resources, tickets, shared services, and incidents. Ability to effectively manage other security architects and provide direction, mentorship, and the establishment of goals to define expected outcomes. Experience with integrating vendor products into a complex corporate IT banking environment and the ability to properly transition to an operational state. Strong understanding of operating systems, insider risk, vulnerability assessments, understanding penetration test results, threat analysis/interpretation, SIEM, IR, LAAS, IR, Zero-Trust, network/micro segmentation, use of AI/ML/Behavioral Analytics tooling, and securing Cloud tenant environments.
• Qualifications and Skills 10 + years of specialized experience in cybersecurity and the various competencies listed within this job description. 10 - 15 years of experience in secure computing or related area with an emphasis on network security, segmentation, and Zero-Trust Architecture.
• Additional Requirements Education Required : BA / BS or equivalent Preferred : Computer Science or Computer Software Engineering degree or equivalent training. Licenses / Certifications / Registrations : Training and security certification - such as the CISSP, ISC2 specialization, or ISACA. CEH or other security related certifications is a plus. Other : Familiar with AI technology & terminology, NIST/OWASP guidelines, FS-ISAC, NYDFS/FRB regulations, encryption technologies, TCP/IP and secure protocols, working knowledge of Visio, Word, Excel, PowerPoint, Service Now, Coupa, Confluence, Wiki’s, and understanding project management methodology is a bonus. SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

Senior Cyber Security Architect, Director

Customer Support

• SUMMARY: As a Fraud Support Representative, you will work with customers and internal teams on cases of potential fraud and events reported as fraudulent.\n• The Fraud Support Representative will help customers who are victims of fraud navigate next steps, giving support and empathy in what can be an extremely difficult experience.\n• This role works closely with all lines of business and Fraud Investigations.\n• PRINCIPAL DUTIES AND RESPONSIBILITIES: Review, analyze, and decision high risk new account transactions, potential fraudulent activity, and referrals related to suspicious activity from Tier 1 operations and back office.\n• Work with fraud victims in processing claims, assisting in clearing negative impacts of fraud, and next steps in managing fraud events.\n• Provide support for inbound and outbound customer contacts.\n• Work with Operations back office to correctly reimburse fraud victims.\n• Effectively collaborate with colleagues within the fraud team to identify instances of increased risk and fraud ring activity.\n• Resolve transactions within the service level agreements to reduce potential losses.\n• Document all findings, dispositions, and conclusions related to the assessment with explanations in narrative form\n• Address and mitigate confirmed fraud activity swiftly and escalate such matters to the appropriate teammates for further assistance.\n• Leverage various fraud detection tools, and communication in fraud research efforts.\n• Support buildout of fraud processes, job aids and testing during Jenius Bank launch and expansion of the fraud process and framework.\n• Complete other related duties as assigned.