Stripe

Risk Operations Analyst

Stripe

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Job Level

Mid-LevelSenior

Tech Stack

SQL

About the role

  • Ensure policies, operations, and workflows align to the needs of Stripe's financial partners
  • Accountable for workflows impacting cross-functional internal and external stakeholders to identify and assess regulatory, contractual, and partner risk
  • Influence and advise operational teams in building scalable operational processes to ensure compliance with service level agreements and routine reporting
  • Evaluate merchants by assessing suitability to process on Stripe
  • Adhere to processes while questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements
  • Effectively and clearly communicate with internal teams, Stripe's users, and financial partners
  • Identify trends and report to cross-functional teams to enhance detection systems
  • Contribute to projects to enhance and optimize due diligence strategy, systems, and tools
  • Help build and scale processes across the risk operations ecosystem
  • Identify gaps in systems, policies, and strategies and recommend enhancements to mitigate emerging risks

Requirements

  • At least 5+ years of experience in risk management, compliance, or financial operations
  • Strong analytical and problem-solving skills
  • Excellent communication skills, both written and verbal
  • Ability to work independently and collaboratively in a fast-paced environment
  • Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them
  • Can analyze feedback patterns and use these insights to drive process and product improvements
  • Experience with PCI-DSS implementation, MCC classification and monitoring, and card brand compliance programs
  • Experience with in TPA/marketplace compliance oversight, KYB processes including business verification and beneficial ownership identification, and ongoing due diligence procedures
  • Proven track record developing compliance policies and procedures for payment processing environments
  • Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls
  • Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processes
  • Data analysis tools such as SQL (preferred)