Simmons Bank

Vice President

• Ensure strategy is grounded in rigorous, objective data and translated into clear, actionable decisions
• Serve as a strategic partner to Commercial executive leadership
• Own the end-to-end process of turning market, customer, and portfolio intelligence into prioritized actions
• Frame critical business questions as structured decision problems
• Lead development of actionable recommendations across key topics such as market selection and expansion
• Deliver actionable insights on customer needs, behaviors, and profitability drivers
• Analyze portfolio performance to identify true drivers of growth and profitability
• Support strategic planning, budgeting, and capital allocation with data-backed trade-off analysis
• Establish a consistent leadership cadence linking strategy decision-making and performance tracking

SVP Commercial Data, Insights – Strategy

Analyst

• Provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects
• Analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending money
• Prepares reports with the credit information for use in decision making of concurring approvers
• Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitate the credit approval process
• Thoroughly analyzes commercial credits exceeding $1.5 million in total credit exposure to the Bank
• Analyzes financial statements and related materials, prepares summaries, and presents facts regarding creditworthiness
• Analyzes factors such as income growth, margins, trends, quality of management, market shares, potential risks of industry and collateral appraisals
• Prepares credit and cash flow analyses; submits credit approval documents to appropriate personnel
• Monitors compliance with loan agreements
• Provides support of loan officers through financial statement spreading and analysis of new loan requests
• Participates in deal discussion meetings between lending personnel and appropriate credit officers
• Ensures departmental documents and activities are compliant with applicable laws and regulations.

Credit Analyst II

• Provide analytical support for commercial banking
• Analyze current credit data, financial statements, and due diligence data of customers and prospects
• Prepare reports with credit information for decision making
• Prepare basis and comprehensive credit analyses on commercial loans
• Analyze commercial credits exceeding $1.5 million
• Monitor compliance with loan agreements
• Provide support of loan officers and managers through financial statement spreading and analysis
• Participate in deal discussion meetings between lending personnel, market managers and appropriate credit officers
• Ensure all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures

Architect

• Partner with business unit leaders to understand banking processes and goals
• Translate business capabilities into technology architecture
• Establish and maintain enterprise architecture standards
• Provide strategic guidance on core banking systems
• Lead architectural discussions for new business initiatives
• Serve as a key contributor to Architecture Review Board decisions

IT Architect

Account Executive

• Prospect for and secure new group benefit clients
• Provide daily customer service and annual market analysis at product renewal
• Manage business leads via referrals, direct mail, and cold calls
• Provide timely reports on cost, claims utilization, and revenue/expense controls

Insurance Account Executive

• Provide analytical support for commercial banking by analyzing credit data and financial statements
• Prepare reports with credit information for decision making
• Analyze commercial loans exceeding $1.5 million
• Monitor compliance with loan agreements
• Support loan officers through financial statement analysis
• Participate in deal discussion meetings

• Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
• Verify that all documents have been provided prior to a loan request being assigned to a Sr. Credit Analyst.
• Complete covenant testing as required by loan agreements for existing credit relationships.
• Prepares cash flow models for the basis of credit decisions.
• Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.

SVP Commercial Data, Insights – Strategy

Credit Analyst II

Credit Analyst II

IT Architect

Insurance Account Executive

Credit Analyst II

Commercial Credit Analyst