Senior Forecasting Analyst
PlanetArt
PythonSQLTableau
Senior Analyst – Credit Strategy & Analytics, Pooling
SAVii
full-time
Posted on:
Origin: • 🇵🇭 Philippines
Visit company websiteJob Level
Senior
Tech Stack
PythonSQLTableau
About the role
- Analyze credit applications, customer profiles, and financial data to assess risk.
- Interpret credit scoring models, behavioral data, and alternative data sources to support credit decisions.
- Assist in setting and refining credit policies and underwriting criteria.
- Develop and maintain NPV valuation (financial) models for lending products, credit strategies, and portfolio performance.
- Monitor performance metrics such as delinquency, default rates, and recovery.
- Conduct cohort and segmentation analysis to identify trends and early warning indicators.
- Support the development of risk dashboards and reporting tools.
- Design, execute, and analyze lending campaigns aimed at driving credit usage, improving repayment behavior, or reducing risk.
- Partner with business, marketing, CRM, and product teams to ensure alignment of campaign goals with credit policies.
- Monitor campaign performance and provide recommendations for optimization.
- Work with business, product, engineering, and collections teams to design and implement lending workflows.
- Provide analytical support during new product rollouts or changes in credit policy.
- Participate in cross-functional discussions on customer experience and product risk.
- Translate business problems to statistical problems and leverage machine learning technology to solve business problems.
- Experiment with new tools, techniques, algorithms and methodologies to enhance the bank’s capabilities
Requirements
- Bachelor’s degree or higher in applied mathematics, statistics, computer science, physics, data science, economics, engineering or equivalent quantitative discipline
- Relevant work Experience of 2-5 years
- Proficient in SQL and Python for data manipulation and analyze large datasets
- Proficiency in Excel, and/or data visualization tools (e.g., Tableau, Power BI)
- Experience in consumer lending (credit cards or personal loans or BNPL) is required
