Pricing & Credit Model Analyst
Santander
full-time
Posted on:
Location Type: Hybrid
Location: Dallas • Texas • 🇺🇸 United States
Visit company websiteSalary
💰 $67,500 - $140,000 per year
Job Level
Mid-LevelSenior
Tech Stack
PythonSQL
About the role
- Develop pricing and risk-based models to optimize Auto loan pricing strategies
- Collaborate with credit risk, finance, data science, and product teams to deliver insights
- Develop pricing frameworks that balance yield, risk, and volume objectives
- Participate in the construction of credit origination and customer behavior scorecards
Requirements
- Bachelor's Degree or equivalent work experience in Statistics, Economics, Operations Research, Applied Mathematics or a related quantitative discipline required
- Master's Degree or Ph.D. in Statistics, Economics, Operations Research, Applied Mathematics or a related quantitative discipline preferred
- 3+ Years Analytics in Financial Services Industry or equivalent
- Familiarity with logistic regression models, segmentation, hypothesis testing, neural networks, design of experiments, and decision trees
- Demonstrated ability to use SQL and SAS to extract data
- Working knowledge of Python/R preferred
Benefits
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
pricing modelsrisk-based modelslogistic regressionsegmentationhypothesis testingneural networksdesign of experimentsdecision treesSQLSAS
Soft skills
collaborationinsight delivery