RecargaPay

Senior Credit Analyst

RecargaPay

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇧🇷 Brazil

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Job Level

Senior

Tech Stack

PythonSQL

About the role

  • - Work in the Credit Policy and Strategy area.
  • - Propose improvements, changes, and continuous testing to enhance the Credit Policy.
  • - Analyze and monitor ongoing tests, generating the necessary insights to support decision-making.
  • - Continuously iterate on credit rules and product strategies to achieve the vertical’s goals and targets.
  • - Maintain and monitor credit indicators and reports (origination, maintenance).
  • - Collaborate with other teams to improve credit assessment processes and onboarding flows, reducing friction and increasing conversion.
  • - Build a close partnership with the Product team to analyze, understand, and propose strategies and adjustments to optimize the product.
  • - Track and monitor the performance of models developed by the Data Science team.

Requirements

  • - Degree in Finance, Economics, Business Administration, or a related field.
  • - Experience in credit or credit risk, within banks or financial institutions. Experience in fintechs is a plus.
  • - Strong knowledge of credit assessment and analytical tools.
  • - Analytical skills and ability to work with large datasets (preferably SQL and Python).
  • - Excellent communication skills and ability to work collaboratively in matrixed and horizontal structures.
  • - Proactivity and ability to make informed decisions.
  • - Good communication and self-sufficiency.
  • - Familiarity with numbers and strong analytical skills.
  • - Deep knowledge of financial industry rules and regulations.
Benefits
  • - Competitive and market-aligned salary.
  • - Remote work — wherever you are, you’re part of the team!
  • - Home office allowance through a monthly deposit in the RecargaPay app.
  • - Health and dental plans with no co-pay.
  • - Life insurance.
  • - Flexible meal allowance (via Flash).
  • - TotalPass membership to take care of your health.
  • - Language classes.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit assessmentanalytical toolsSQLPythondata analysiscredit riskcredit policydata monitoringreport generationmodel performance tracking
Soft skills
analytical skillscommunication skillscollaborationproactivitydecision-makingself-sufficiency
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