About the role
- - Work in the Credit Policy and Strategy area.
- - Propose improvements, changes, and continuous testing to enhance the Credit Policy.
- - Analyze and monitor ongoing tests, generating the necessary insights to support decision-making.
- - Continuously iterate on credit rules and product strategies to achieve the vertical’s goals and targets.
- - Maintain and monitor credit indicators and reports (origination, maintenance).
- - Collaborate with other teams to improve credit assessment processes and onboarding flows, reducing friction and increasing conversion.
- - Build a close partnership with the Product team to analyze, understand, and propose strategies and adjustments to optimize the product.
- - Track and monitor the performance of models developed by the Data Science team.
Requirements
- - Degree in Finance, Economics, Business Administration, or a related field.
- - Experience in credit or credit risk, within banks or financial institutions. Experience in fintechs is a plus.
- - Strong knowledge of credit assessment and analytical tools.
- - Analytical skills and ability to work with large datasets (preferably SQL and Python).
- - Excellent communication skills and ability to work collaboratively in matrixed and horizontal structures.
- - Proactivity and ability to make informed decisions.
- - Good communication and self-sufficiency.
- - Familiarity with numbers and strong analytical skills.
- - Deep knowledge of financial industry rules and regulations.
- - Competitive and market-aligned salary.
- - Remote work — wherever you are, you’re part of the team!
- - Home office allowance through a monthly deposit in the RecargaPay app.
- - Health and dental plans with no co-pay.
- - Life insurance.
- - Flexible meal allowance (via Flash).
- - TotalPass membership to take care of your health.
- - Language classes.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit assessmentanalytical toolsSQLPythondata analysiscredit riskcredit policydata monitoringreport generationmodel performance tracking
Soft skills
analytical skillscommunication skillscollaborationproactivitydecision-makingself-sufficiency