Senior Analyst, FP&A – Credit
PayPal
SQLVBA
Job Level
JuniorMid-Level
Tech Stack
SQL
About the role
- Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case
- Understand different technology platforms, their features and collaborate with solution architects/engineering leads
- Write detailed product requirement documents, manage future roadmaps and deliverables
- Own end-to-end product lifecycle for lending journeys – onboarding, credit decisioning, disbursement, repayment, and closure
- Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates
- Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact
- Be involved in what your team is building - run edge cases, test products proactively and provide feedback early in the cycle
- Ensure entire journeys are covered and product reporting exists to track KPIs for the product and its success
- Use SQL or comparable query languages/excel to access, analyze, and validate data independently
- Track key product and data metrics (OKRs and KPIs), adjusting strategies as needed for product optimization
- Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices
Requirements
- Bachelor’s degree in engineering, computer science and/or related field with MBA from Top Tier colleges
- Professional experience of 3-5 years in product management
- Having deep understanding of Lending in Product Management role building credit platform products; Knowledge of Fintech/ BFSI/ Lending domain
- Ability to understand different technology platforms and work with solution architects/engineering leads
- Experience writing detailed product requirement documents and managing roadmaps and deliverables
- Experience owning end-to-end lending lifecycle: onboarding, credit decisioning, disbursement, repayment, and closure
- Experience defining and optimizing funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates
- Strong data skills; use SQL or comparable query languages/excel to access, analyze, and validate data independently
- Experience defining hypotheses, running experiments (A/B), and tracking impact
- Ability to run edge cases, test products proactively and ensure product reporting exists to track KPIs
- Track key product and data metrics (OKRs and KPIs)
- Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices
- Exceptional oral, written, verbal and interpersonal communication skills
- Solutions orientated within a high-energy and fast-paced work environment
