Compliance Director
PayJoy
full-time
Posted on:
Location Type: Hybrid
Location: San Francisco • California • New York • United States
Visit company websiteExplore more
Salary
💰 $320,081 - $330,696 per year
Job Level
About the role
- Design and own PayJoy’s global compliance framework, including policies, procedures, risk assessments, and control standards, ensuring consistent application across all jurisdictions while accommodating local regulatory requirements.
- Establish and oversee independent compliance monitoring and testing programs, including issue identification, remediation tracking, and reporting, to proactively identify and mitigate regulatory and operational risk.
- Serve as the primary compliance partner to the executive team, embedding compliance considerations into business processes, product development, and market expansion initiatives.
- Lead regulatory engagement and examination readiness, including coordination of audits, regulatory inquiries, partner due diligence, and ongoing supervisory interactions, ensuring clear documentation and defensible compliance practices.
- Develop global compliance governance, reporting, and escalation structures, including senior management and committee reporting, to support informed decision-making and accountability across the organization.
- Build and scale the compliance function over time, including defining resourcing needs, leveraging external advisors, and developing internal talent to support PayJoy’s growth and increasing regulatory complexity.
Requirements
- Bachelor of Laws degree and Master ’s degree in commerce, Business Administration, Management, Law or related field.
- 10+ years of progressive compliance experience within fintech, financial services, payments, lending, or other highly regulated environments, with demonstrated responsibility for enterprise or multi-jurisdictional compliance programs.
- Proven experience designing, implementing, and scaling compliance frameworks from the ground up, including policies and procedures, risk assessments, monitoring and testing, issue management, and regulatory change management.
- Deep working knowledge of global regulatory regimes relevant to PayJoy’s business model, including consumer protection, AML/KYC, data privacy, and licensing requirements across multiple jurisdictions.
- Demonstrated ability to operate as a senior individual contributor and strategic advisor, with credibility to influence executive stakeholders and cross-functional partners without relying on formal authority.
- Experience leading regulatory examinations, audits, and third-party diligence, including ownership of regulator communications, documentation readiness, and remediation planning.
- Strong governance and reporting capabilities, including the ability to develop compliance metrics, dashboards, and executive-level reporting to support informed decision-making and risk oversight.
Benefits
- 100% Company-funded health insurance for employee and immediate family
- Company-funded employee life and disability insurance
- 20 paid vacation days, flexible sick leave
- $2,000 USD annual Co-Working Travel Perk
- $2,000 USD annual professional development perk
- Headphone benefit, home office equipment allowance and wellness perks
- $340 Company-funded commuter benefit
- Catered lunches
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
compliance framework designrisk assessmentscompliance monitoringregulatory change managementissue managementpolicies and procedures developmentregulatory examinationsauditsthird-party diligencecompliance metrics development
Soft Skills
strategic advisinginfluencing stakeholderscross-functional collaborationdecision-makingaccountabilityleadershipproblem-solvingcommunicationorganizational skillstalent development
Certifications
Bachelor of Laws degreeMaster’s degree in commerceMaster’s degree in Business AdministrationMaster’s degree in ManagementMaster’s degree in Law