PAIR Finance

Sales

• Identify, acquire, and develop potential B2B clients
• Establish long-term business relationships in the Spanish and Portuguese markets
• Serve as the main point of contact for new B2B clients
• Conduct market and trend analyses to support business model development
• Prepare pitches and presentations
• Represent PAIR Finance at trade fairs and industry events

Junior Sales Manager, Iberia

Security Engineer

• Evaluate and strengthen internal security controls and processes, driving continuous improvement of our Information Security Management System and related policies
• Participate in internal and external audits (e.g. ISO 270xx)
• Develop and enhance threat models for PAIR Finance resources and services, conducting security risk assessments and defining targeted mitigation strategies based on threat models
• Investigate end-to-end information-security incidents and prepare comprehensive reports for management and regulators
• Monitor threat intelligence, hacking techniques, and CVEs affecting our AWS and M365 environments
• Collaborate with DevOps and Product teams to integrate security throughout the Software Development Lifecycle
• Assess both in-house and third-party AI systems for security, compliance, and data protection requirements
• Implement AI security frameworks such as NIST AI RMF and OWASP ML/AI Security
• Utilize Wiz and similar platforms to identify, prioritize, and remediate cloud security risks (CSPM/CIEM)
• Execute vulnerability scans, analyze DAST results, and support penetration testing activities

Senior Information Security Specialist

Procurement

• Take responsibility for portfolio acquisition and portfolio management, balancing profitability and risk
• Lead pricing, acquisitions, ongoing management and potential disposals of our portfolios
• Work closely with internal teams and external partners, ensuring smooth communication across all portfolio management activities
• Responsible for KPI reporting, developing forecasts and providing data-driven recommendations to the management team
• Develop the valuation framework for portfolio risks and ensure continuous monitoring and mitigation
• Guide and develop the team with clear objectives, fostering a culture of ownership and innovation
• Continuously improve processes and identify opportunities for further automation and data-driven decision-making

Team Lead, Portfolio Acquisition & Management

General Counsel

• Provide independent legal advice, analyze and summarize complex matters, including commercial (risk) assessments and decision papers for the C-level and senior management of the PAIR Finance Group as well as other departments
• Take responsibility for handling complex litigation and escalation cases (including regulatory complaints, industry association complaints, and lawsuits against the Group) and coordinate external litigation counsel
• Draft, review and negotiate service, cooperation and IT agreements, taking into account intercompany structures
• Support the expansion and internationalization of the PAIR Finance Group, including legal guidance on country-specific matters and advice on international contract structuring
• Provide close legal support and act as a sparring partner for Corporate Development, Market and other internal stakeholders
• Contribute to the further development and digitization of legal processes and projects, with a particular focus on the use and advancement of AI solutions
• Plan and deliver training and provide legal support for the product development of our technology

Senior Legal Counsel

Compliance

• Monitor and ensure compliance with legal requirements in the areas of credit services and debt collection, data protection, consumer and borrower rights, and other relevant regulations in Germany and other EU countries.
• Maintain and oversee complaint management, and where applicable further develop it together with the COO and the Group General Counsel regarding formal complaints, including documentation and analysis.
• Adapt, implement and maintain internal policies and processes to ensure compliance with all regulatory requirements, including in an international context.
• Advise and train employees on compliance topics, current legal developments and best practices.
• Support and review credit services and debt collection processes with respect to compliance and risk management (e.g., for audit purposes).
• Assist in communications with supervisory authorities (e.g., BaFin, national authorities in other EU countries).
• Plan and coordinate audits (e.g., internal audit) and regulatory inquiries.
• Identify, assess and document compliance risks and develop and implement proposed measures to mitigate those risks — in Germany and other EU countries with regard to debt collection and credit services.
• Further develop and maintain ESG compliance structures in accordance with applicable legal requirements and prepare regular compliance and risk reports for management and supervisory bodies.
• Continuously monitor and analyze the regulatory landscape in relevant markets and proactively adjust internal processes (including documentation).
• Handle suspected cases and conduct internal investigations of compliance breaches, including documentation and reporting.

Senior Risk & Compliance Manager

Operations

• You are the first point of contact for IT issues in both Windows and macOS environments.
• You troubleshoot hardware and software problems with high service quality and a solution-oriented approach.
• You handle IT tickets using remote support tools or directly on-site (hybrid support).
• You manage Mobile Device Management and account administration, applying your knowledge of networking and IT security.
• You explain complex technical issues in clear, accessible language using a methodical and analytical approach to IT problems.
• You manage user accounts in Entra ID or Google Workspace.
• You develop PowerShell and Bash scripts to automate recurring IT processes.
• You set up and provide technical support for audio and video conferences.

Junior IT Operations Manager

Customer Support

• Confident communication with consumers primarily from Romania via telephone, email, chat, and letter, especially in Romanian language, as well as solution-oriented and competent handling of their concerns.
• Efficient processing of files and maintenance of CRM systems.
• Close collaboration with colleagues in the Collection Team and with other departments.
• Collecting feedback from clients and consumers and thereby supporting the improvement of technology and services.