Help manage/optimize credit strategy and value for Oportun’s Installment loan product
Develop and manage the customer life-time valuation (CLTV) framework for Oportun’s Personal Loan products, including Unsecured Personal Loan (UPL) and Secured Personal Loan (SPL)
Develop forecasting frameworks to estimate revenue and cost metrics such as credit loss, interest revenue, losses, prepay behavior, propensity to return for another loan after paying off existing loan
Work with various business teams to integrate valuation frameworks into the decisioning processes to enable differential product offering to customers
Develop a rigorous re-grounding and monitoring process to ensure the accuracy of the valuation forecast and make improvement as needed
Provide ad hoc analytical support to the leadership in various regulatory and audit exams related to valuation frameworks
Requirements
Ability to work in a fast-paced environment and meet aggressive deadlines while ensuring flawless execution
6 to 8 years of analytical experience in finance or risk management, preferably with experience in developing valuation framework and/or grounding risk metrics
Good experience in Cash Flow, Pricing & Credit Experience
Good experience from Fintech / Financial Services / Banking domain
A relentless problem solver in finding new ways to improve strategies and processes
Excellent Python and SQL (or similar language) programming skills
Advanced Microsoft Excel and PowerPoint skills
Excellent written and oral communication skills
Bachelor’s degree in Statistics, Math, Engineering, Economics, Operational Research, Business or other quantitative disciplines. Master’s degree a plus
Benefits
Inclusive culture and employee resource groups
Remote - India
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.