Full-stack Engineer

• Develop and implement new features, API's, and products.
• Work closely with other engineers to ship code.
• Architect and designing highly scalable and reliable products.
• Building and maintaining documentation.
• Solve complex problems that arise at scale involving money movement and sensitive financial data.

Full Stack Engineer – Product

Product Manager

• Own and run the Credit Score Monitoring product end-to-end, iterating to drive engagement and adoption
• Partner with design and UX teams to deliver intuitive, customer-centric experiences
• Collaborate with marketing, engineering, and cross-functional stakeholders to align on roadmap and execution
• Monitor product performance, analyze data, and prioritize improvements to maximize customer and business outcomes
• Stay current on trends in credit score monitoring and the competitive landscape to inform our product strategy
• Directly help millions of users understand and grow their credit and financial health

Product Manager, Credit Insights

Frontend Engineer

• Build modern web applications that power how millions of users access support and manage their financial lives
• Build and ship features that drive measurable outcomes for customers and servicing agents
• Employ best practices such as code reviews, automated testing, and continuous delivery to deliver with quality and speed
• Collaborate cross-functionally with product managers, backend engineers, and operations leads to shape end-to-end experiences
• Own your work from concept to launch, earning the trust of your team through accountability and transparency
• Champion technical and product improvements, with a bias toward action and user impact
• Improve agent tooling and servicing experiences (reduce average handle time, increase productivity)

Frontend Engineer – Servicing

• OnePay is a consumer financial services app aiming to help people achieve financial progress
• Build and scale first-of-their-kind consumer financial tools with AI at their core
• Lead the development of new consumer-facing products from early exploration to launch, with a focus on trusted, user-first experiences
• Translate customer needs into clear product requirements, ensuring simplicity and accessibility while embedding AI where it drives real value
• Partner closely with engineering, design, data, and cross-functional leaders to deliver seamless user journeys
• Use data and insights to iterate quickly, optimize engagement, and drive measurable improvements in customer outcomes
• Balance innovation with practical execution—navigating ambiguity, setting priorities, and pushing forward 0→1 initiatives

Product Lead, Core App AI

Data Scientist

About OnePay: OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.
OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers.
Our products include: Checking and high-yield savings accounts; Domestic and international peer-to-peer payments; Credit Builder and credit score monitoring; Digital wallet / contactless payment solutions; Buy-now-pay-later installment loans at Walmart.
Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.
There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!
The Role: As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions, faster. You will work cross-functionally to leverage data to understand strengths and opportunities in our business and extend proposals that advance both the business and provide a better experience for our customers. To be successful, you’ll need a passion for solving complex problems inherent to working in the fintech industry, have an eager-mentality to accelerate our robust customer growth, and take an owner-like mentality in managing our foremost business performance metrics.
What You'll Do: Own analytics for our Lending product including funnel performance, user behavior, and cross-product interaction.
Work cross functionally with product, engineering, and product marketing to create data driven strategies and testing agendas that drive business growth.
Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
Leverage AI-powered tools and techniques to uncover patterns, automate insights, and push the boundaries of what’s possible in product analytics.
Lead and develop a team of high-performing analysts to achieve the above.

ONE

Full Stack Engineer – Product

Product Manager, Credit Insights

Frontend Engineer – Servicing

Product Lead, Core App AI

Product Analytics, Manager