Full-stack Engineer

• Develop and implement new features, API's, and products.
• Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.
• Architect and designing highly scalable and reliable products.
• Building and maintaining documentation. As a growing and remote organization, having the necessary documentation is key to our success.
• Solve complex problems that arise at scale. We deal with real-world money movement and sensitive financial data at scale and are creating novel financial mechanics with no real precedent.

Software Engineer, Product Facing

Software Engineer

• Build and ship animation-rich features that bring joy and clarity to our customers’ financial journeys
• Employ best practices such as code reviews, automated testing, and continuous delivery on a modern React Native stack to achieve both quality and velocity
• Partner with product managers, designers, and engineers to bring interaction and motion design concepts to life
• Optimize animations for performance across devices and platforms, ensuring smooth and consistent experiences
• Own your work from concept to launch, earning the trust of teammates through accountability and transparency

React Native Engineer, Design Systems

Backend Engineer

• Build and maintain backend services that enable our crypto product
• Design APIs and event-driven architectures to handle high-volume transaction processing securely and efficiently
• Partner with platform and infrastructure engineers to ensure scalability, observability, and resilience
• Contribute to documentation, tooling, and best practices that raise the bar across our engineering organization

Backend Engineer, Crypto

Financial Planning and Analysis

• Drive the success of OnePay's embedded finance partnerships
• Help drive the acquisition of net new partnerships by bringing a product forward strategy to commercial discussions and GTM motions / sales cycles
• Be accountable for the success of large partnerships where OnePay has made commitments across product, etc,
• Be at the tip of the spear when it comes to bringing all of OnePay to bear in making key partnerships successful

GTM Lead, Payments – Embedded Finance

Platform Engineer

• Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem
• Architect, build, and manage Kafka-based event streaming systems that power real-time data flows and mission-critical financial workflows
• Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams
• Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products
• Partner closely with engineering, data, and AI teams to solve complex distributed computing challenges in a secure, cloud-native AWS environment

Operations

• Owning and operating the day-to-day brokerage operations across OnePay Invest and Crypto, ensuring accurate, timely, and compliant execution across the full trade and asset lifecycle
• Supervising brokerage operations as a designated principal (Series 24), ensuring adherence to SEC/FINRA regulations, WSPs, and internal controls
• Serving as the primary US-based escalation point, leading resolution of trade breaks, incidents, and real-time operational issues
• Partnering closely with the India-based Brokerage Operations Lead to provide continuous operational coverage, share oversight of daily operations, and ensure consistency across regions
• Oversight and management of core brokerage functions, including trade corrections, settlements, reconciliations, money movement, and transfers (ACATS)
• Overseeing corporate actions and asset servicing, ensuring accuracy and timeliness across dividends, splits, and other trade related events
• Monitoring operational health and performance, including exception queues, customer support volumes, and proactively addressing risks
• Acting as the primary liaison with our clearing broker-dealer, and crypto partners, ensuring seamless execution, issue resolution, and continuous improvement
• Building error management frameworks and partnering with Product and Engineering on workflow automation

Brokerage Operations Lead

• Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.
• Build and maintain documentation. As a growing and remote organization, having the necessary docs are key to our success.
• Solve complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.

Full Stack Engineer – Identity and Onboarding

Product Manager

• Contribute to key product areas in the AI Companion space, delivering reliable, high-quality LLM features that can scale to tens and hundreds of millions of users.
• Partner with cross-functional teams to identify user pain points, define requirements, and ship personalized journeys and proactive experiences that balance model quality/safety (evals, policies, guardrails) with platform needs (data integrations, notifications, analytics, compliance).
• Maintain and prioritize your slice of the roadmap in support of our overall launch plan, starting with the credit score vertical and expanding the playbook across additional financial verticals.
• Make decisions based on metrics—activation, engagement, retention, journey completion, and quality/safety signals—to inform prioritization and drive measurable improvements.
• Translate complex technical and regulatory requirements into clear specs, user flows, eval plans, tickets, and stakeholder updates.

Product Manager, AI Companion

• Ship high-quality features across iOS and Android for core banking journeys, including account funding, transfers, and card management.
• Collaborate with product, design, and backend partners to translate requirements into performant, reliable mobile interfaces with clear ownership from concept through release.
• Employ best practices in testing and CI/CD to deliver with quality and speed, including automated unit and integration tests and release process improvements.
• Improve mobile performance, accessibility, and resilience, instrumenting analytics and monitoring to ensure seamless experiences at scale.
• Contribute to our shared mobile platform by adopting design system components, navigation patterns, and developer tooling that enable consistency and velocity.

React Native Engineer, Core Banking

Data Scientist

• Recommend underwriting, line/limit, and policy changes to responsibly grow approvals and usage (e.g., cutoffs, segmentation, decision logic), using internal behavior, external risk signals, and reject inference techniques.
• Develop cross-product customer credit profiles by connecting external credit attributes to on-us behavior, and identify signals that generalize across products vs. are product-specific.
• Drive outcomes from uncovering insights in monitoring, to recommending and executing against strategic insights.
• Design, execute, and analyze experiments (A/B tests, holdouts, policy tests), turning results into strategic recommendations and roll-out plans.
• Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
• Dig into user behavior and “double-clicks” of the data to identify high-impact opportunities for product improvements or targeted outreach, including second-order impacts.
• Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics.
• Share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.

Credit Analytics

• Work closely with the private investments team, helping analyze new investment opportunities in private credit and private equity
• Assist in building and maintaining company models, building diligence lists, taking call notes, and creating investment committee PowerPoint presentations
• Work on special research projects

Private Investments Intern

• Own the personal loans product end-to-end, including in-app experience, web expansion, funnel optimization, and second-look strategies
• Define and optimize the qualification and conversion funnel, with a focus on approval rate, branching logic, segmentation, and revenue impact
• Partner with Marketing to scale acquisition across paid, direct mail, landing pages, and aggregator traffic
• Lead roadmap and vendor integration strategy with external lending partners while influencing underwriting and offer design
• Drive measurable business outcomes including conversion, ARPU, revenue growth, and customer experience improvements

Product Manager – Marketplace

• Improve short, medium and long-term cash flow forecasts, incorporating business inputs, financial projections and historical data
• Own the strategic design and ongoing optimization of cash structures and bank account setups across entities and jurisdictions.
• Support the structuring, documentation, and operational execution of funding arrangements.
• Partner with accounting to ensure accurate booking and reconciliation of treasury transactions
• Enhance treasury reporting for cash, liquidity, funding, and counterparty exposure for management visibility
• Strengthen treasury controls, documentation, and operational processes
• Identify and implement process improvements, automation, and system enhancements within treasury
• Ensure compliance with investment policies and capital requirements
• Oversee inputs and operational support for the capital adequacy and liquidity management framework.
• Partner with legal, risk, and compliance teams to ensure treasury activities align with regulatory and internal governance standards.

Treasury Operations Lead

Engineer

• Architect and implement secure AWS configurations (IAM roles/policies, encryption keys, VPC segmentation)
• Embed security into CI/CD pipelines and repos using policy-as-code tools (pre-commit hooks, SAST/SCA, IDE tool integrations)
• Secure container and orchestration environments (EKS, Kubernetes, Docker) per best practices
• Conduct threat modeling sessions and risk‑driven design reviews early in development
• Perform secure code reviews and static/dynamic analysis; oversee remediation with dev teams
• Automate repetitive security tasks—vulnerability triage, code scanning, tool orchestration
• Build and extend in-house AppSec automation frameworks or pentest tooling
• Partner with security architecture and detection teams (SIEM tuning, logging, telemetry alignment)
• Develop and enforce AppSec standards and patterns across product teams; iterate through feedback loops
• Support regulatory or compliance assessments (PCI, CCPA, GLBA) as needed

AppSec Engineer

• Design and deliver new features that scale with our growing customer base and help ensure a seamless mobile experience.
• Collaborate closely with other engineers to ship high-quality code. We enjoy partnering on tough problems.
• Create and maintain clear documentation — a must-have for a growing, remote organization.
• Tackle complex challenges at scale, including sensitive financial data and real-time money movement.

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