OakNorth

Vice President

• Line manages, train and mentor the India CDD Team and ensuring their deliverables are met on time
• Produce and Monitor KPIs and KRI to ensure optimal performance of the India based CDD Team
• Read, understand and ensure the India team compliance with relevant UK and US AML Policies and Sops
• Support the UK and US Client Onboarding (Ongoing monitoring team) on ad hoc tasks
• Actively carrying out onboarding and ongoing monitoring lending cases end to end
• Perform identification checks (i.e. Experian, GBG, MiTek) analyse and validate the results
• Conduct screening of PEPSs, Sanctions & Adverse Media and escalate if there are true hits & provide constructive feedback on all screening when reviewing
• Processing of emails (instructions/queries)
• Leads and manage the preparation of the CRS/FATCA annual reports
• Be a subject matter expert and maintain knowledge, and expertise
• Providing advisory support to the other members of the India CDD Team
• Supporting the UK team in transformational change initiatives, delivering against our strategic plan
• Identify areas for improving processes to deliver improved efficiency

AVP – CCD – Lending

Product Manager

• Defining the next phase of Core Banking: Develop a strategy informed by business goals, customer insights, and market opportunities. Translate long-term strategies into actionable, iterative plans that deliver exceptional customer experiences.
• Defining Pricing strategy: Develop pricing strategy for our deposit products in close collaboration with Treasury and Finance, ensuring compliance with ALCO requirements.
• Leading Core Banking roadmap: Identify and define new products and capabilities. Support our US market expansion, ensuring core banking capabilities meet US market requirements.
• Collaborating cross-functionally: Work iteratively with teams across design, engineering, marketing, compliance, external partners, and other squads to refine and execute your strategy.
• Developing subject matter expertise: Become the subject matter expert for core banking, including financial account management, bank ledger, reconciliations, interest calculations, and regulatory compliance.
• Leading strategic decision-making: Make build-versus-buy decisions for critical banking functionality.
• Navigating complex regulatory requirements across UK (PRA, FCA) and US markets, partnering with Compliance, 1LOD, and 2LOD teams.
• Providing mentorship through influence: Work with the Product Director to help shape best practices and offer strategic guidance, supporting a culture of high talent density in Business Banking.

Lead Product Manager – Core Banking

Risk

• Advance the Technology and Cyber Risk capability: The individual will provides oversight, review and challenge of the cyber risk profile and cyber control environment. Contribute towards the development/enhancement of technology risk framework and ensure alignment with evolving regulatory expectations and adoption of newer technologies and architecture patterns.
• Perform risk-based deep-dives: Perform risk based deep dives to identify and understand technology and cyber security related risk drivers and work in partnership with the First Line(s) to identify key programmes/tasks to address these. This is expected across core technology risk domains of resilience and continuity, cloud and third-party, data governance and protection, generative AI and broader AI adoption, and technology delivery and change.
• Cyber risk reporting: Ensure precise articulation of inherent and residual risks, along with comprehensive evaluation of control effectiveness. Provide oversight of issue management, Key Risk Indicators (KRIs), and adherence to policy requirements. Additionally, review KRIs and other risk telemetry to identify emerging themes, cyber risk trends, and potential control deficiencies.
• Proactive risk engagement and early intervention: Engage early during solution design, procurement, and PoC phases to assess technology and cyber risks. Continuously evolve domain focus areas to reflect changes in the threat landscape and regulatory environment(s) across operating geographies.
• Strong focus on automation: Help in building continuous assurance programmes, automate control testing, and feed results directly into established enterprise risk frameworks to support reporting and regulatory requirements.
• Stakeholder Management: Regular effective stakeholder management is key, this will include teams like Cyber security, Engineering, Product, and Internal Audit.

Technology Risk Manager

Full-stack Engineer

• At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses.
• Since 2015, we’ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.
• In Business Banking, we’re empowering high-growth businesses to scale at speed with our business current accounts, savings options, cards, payment solutions, and more.
• We're looking for someone to lead the Grow squad in Business Banking - our mission is to empower customers to unlock meaningful value from day one, through an intuitive, connected experience that evolves with their business

Lead Engineer – Business Banking

Analyst

• Processing GBP/USD payments across multiple schemes
• Managing daily cash balances to ensure liquidity is correct
• Reconciling transactions across systems + accounts and investigating differences
• Supporting post-trade activities and settlements
• Contributing to AML monitoring and savings operations workflows
• Working across Manchester, London and India teams to resolve issues
• Spotting and documenting smarter ways of working

Cash & Treasury Analyst

• Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research, to ensure Bank’s lending remains within acceptable Risk metrics.
• Drafting detailed credit reports with key takeaways on the purpose report has to be concise, easy to read for credit risk to review and comment
• Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan
• Developing and maintaining detailed financial model (in Excel) comprising transaction details, financial statement analysis, projections, ratio & variance analysis, key performance indicators, credit metrics, amongst others
• Conducting sensitivity analysis – for stress testing on loans for serviceability
• Regular interaction with key stakeholders and clients to discuss for eg.borrower requirements and performance, data gaps inconsistencies, analytical frameworks, loan servicing etc.
• The role follows regular business hours, and the candidate is expected to work in normal shift timings.

Senior Manager – Portfolio Monitoring

• Be part of the Management MI team supporting the UK Credit Risk team
• Review credit papers, Credit Committee minutes, transaction summaries, loan agreements, financial covenants and other credit-related documentation
• Check correct deal classification
• Prepare reports for Credit Risk (UK), Management and the Bank of England
• Ensure data accuracy in systems and provide assurance
• Handle internal and external queries related to credit reporting
• Work in a fast-paced bank environment and support growth objectives

Analyst / Senior Analyst, Credit Reporting

Paralegal

• Support transaction execution by preparing, reviewing, and managing legal documentation (amendment letters, waiver requests, security documents, signature pages, etc.).
• Review term sheets, credit papers and draft loan documents for alignment of deal terms.
• Coordinate execution processes, including managing e-signature and wet-signing logistics.
• Support due diligence processes, including insurance reviews, lease assessments and zoning report reviews.
• Liaise with internal teams (Credit, Portfolio Management, Operations, Customer Due Diligence) to ensure smooth deal handovers.
• Conduct legal research, summarise findings, and support senior team members on complex matters.
• Use digital tools (including AI-enabled platforms) to streamline document review and transaction management.