NBT Bank

Operations Commercial Loan Specialist

NBT Bank

full-time

Posted on:

Location Type: Office

Location: Williamsville • New York • United States

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Salary

💰 $19 - $26 per hour

About the role

  • Responsible for performing various duties related to Loan Operations within the Loan Support Department.
  • Working with complex commercial loan transactions.
  • Loading new loan transactions in the core accounting system and performing account maintenance.
  • Review transactions to ensure accuracy, ensuring proper authority has been obtained, process complex transactions, and ensuring compliance with regulations.
  • Interpret all types of consumer loan documents and complex commercial loan documents.
  • Perform account reconciliations; identify and resolve discrepancies.
  • Provide guidance and ensure resolution to a variety of exceptions relating to loan setup and maintenance.

Requirements

  • Associates Degree and/or equivalent business experience preferred
  • 2 – 4 years’ experience in related field preferred
  • Self-starter (ie – after initial managerial direction and instruction, candidate is able to complete assigned tasks, identify issues not addressed, and escalate appropriately)
  • Strong analytical and problem solving skills.
  • Ability to make recommendations regarding resolution to issues or problems.
  • Strong communication skills as evidenced by an ability to effectively interact with all internal and external customers in a professional manner, providing a high level of customer service.
  • Strong organizational skills as this role is part of a team that is jointly responsible for task completion.
  • Ability to monitor their own workload, while being an active part of the overall team effort.
  • Good understanding of banking practices and knowledge of bank products.
  • Ability to quickly learn and retain product and system specific information/ procedures.
  • Proficient in Excel and Word.
  • Ability to competently use supporting systems such as: Nautilus, FiServ, Laser Pro
  • Sound knowledge of legal statutes that pertain to commercial lending including contract and UCC.
Benefits
  • Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.
  • Parental Leave : Six weeks of paid leave at 100% of your salary.
  • Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
  • Dental and Vision Coverage : Ensuring your overall health and well-being.
  • Flexible Spending Accounts : For healthcare and dependent care expenses.
  • Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.
  • Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.
  • Voluntary Benefits : Including hospital, accident, and critical illness coverage.
  • Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
  • Adoption Assistance : Supporting your growing family.
  • Tuition Reimbursement : Invest in your education and career growth.
  • Employee Assistance Program (EAP) : Access to support and resources.
  • Pet Insurance : For all your furry friends.
  • Financial and Banking Services : Various banking services benefits and financial planning assistance.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
account maintenanceaccount reconciliationtransaction processingloan document interpretationdiscrepancy resolutioncomplianceanalytical skillsproblem solvingbanking practicesknowledge of bank products
Soft Skills
self-starterstrong communication skillscustomer serviceorganizational skillsteam collaborationworkload monitoringissue escalationrecommendation makingprofessional interactiontask completion
Certifications
Associates Degree