MSIG USA

Financial Planning and Analysis

• Proactively manage claims throughout their lifecycle from initial notification through final disposition.
• Conduct timely and thorough investigations and analyses to determine coverage, liability and damages.
• Work closely with insureds, brokers, legal counsel, vendors, and other stakeholders throughout the claims process.
• Collaborate on claim resolution strategies.
• Negotiate direct and mediated settlements within designated authority limits.
• Prepare claim summaries and reports and make presentations.
• Provide feedback on claims and trends to underwriting and stakeholders.
• Maintain accurate and up-to-date claim files and diary system.

Financial Lines Claims Counsel

General Counsel

• Draft, review, and revise specialty insurance policies, endorsements, and related forms for management liability and professional liability products, including D&O, EPL, Fiduciary, Crime, and E&O, ensuring clarity, internal consistency, and alignment with underwriting intent.
• Partner with underwriting to develop new products and coverage enhancements, and to update existing forms in response to market developments, claims experience, and legal or regulatory changes.
• Support the product filing process by working with compliance and regulatory teams to prepare, revise, and respond to form-related filings, objections, and inquiries.
• Review and analyze competitor policy language and industry trends to identify opportunities for product enhancement, differentiation, and risk management.
• Provide technical guidance to underwriting and claims teams regarding policy language, coverage intent, and application of forms; assist with internal training related to specialty products and form changes.
• Collaborate cross-functionally with underwriting, state filings, actuarial, claims, and regulatory and compliance teams stakeholders to support products throughout the lifecycle—from concept and drafting through filing, implementation, and ongoing maintenance.
• Contribute to ongoing refinement of drafting standards, templates, and internal processes to promote consistency, efficiency, and technical excellence in specialty product development.

Product Counsel – Specialty Lines, P&C Insurance Experience Required

Analyst

• Collaborate with key stakeholders to capture business needs and translate them into system requirements for commercial insurance applications.
• Analyze business processes and identify opportunities for automation and system improvements within the commercial insurance domain.
• Work with development teams to design and implement system requirements that support core commercial insurance functionality.
• Develop clear, detailed, and structured system requirement documentation.
• Act as a liaison between business users and technical teams, ensuring that system requirements meet both business needs and technical constraints.
• Collaborate with quality assurance teams to ensure that system requirements are correctly implemented and meet functional and business expectations.
• Provide ongoing support during project development, including assisting with prioritization, resolving requirements-related issues, and ensuring that changes are appropriately documented and tracked.
• Evaluate potential risks and impacts of system changes and help develop mitigation strategies.

Product Development Analyst

Actuary

• Evaluate existing and new programs using actuarial techniques to assess portfolio profitability
• Drive innovation by designing, programming, and maintaining essential tools for pricing and portfolio monitoring
• Conduct structural analysis and provide actionable recommendations based on pricing insights to optimize program performance
• Collaborate with our Delegated Underwriting team to identify new Delegated Managing General Agent/ Underwriter (MGA/MGU) relationships
• Assess MGA/U books of business and management team for pricing, claims handling, financial, operational, and technology quality
• Conduct actuarial modelling to recommend appropriate sliding scale commission structures
• Track portfolio rate changes, pricing adequacy, and shifts in underwriting mix for new and renewal business
• Lead data business requirements and testing for actuarial related analyses for our new data lake

Financial Lines Claims Counsel

Product Counsel – Specialty Lines, P&C Insurance Experience Required

Product Development Analyst

Business Pricing Actuary – Delegated Portfolio