Moneris

Analyst

• You will perform different forms of credit-based analysis on prospective and existing merchants and providing customer service to assigned merchants on all credit related issues.
• Location: You will be based in our Toronto office, balancing in-office collaboration with remote flexibility.
• Reporting Relationship : You will report to the Manager, Credit - SMB.
• Apply appropriate underwriting criteria to all merchant applications following established credit policy to ensure financial risk is mitigated.
• Post-review of merchants who are in need of a line increase or are flagged by fraud process (re-adjudication) specifically in processing volume level or average transaction size
• Perform a credit risk assessment of an existing high-risk merchant which includes developing an understanding of the business profile to ensure compliance with credit, fraud, card association regulation and legal matters
• Analyze personal, business and financial information
• Work with internal staff and external sources for the purpose of Credit training, fraud detection, and monitoring activities.
• Help with customer calls for complex merchant set-ups requiring explanation of specific credit policies and decisions related to those policies.
• Work with Moneris Fraud Group to monitor the activity of selected High-Risk Merchants.
• Provide back up and support to the other Analysts, concerning the SMB Credit process, special projects, vacation relief, and peak time volume.
• Comply with corporate policies established by Moneris Corporation including the HR Code of Conduct, Technology Policy & Privacy Policy
• Perform other tasks, as required

Bilingual Credit Analyst, SMB