Mercury

Staff Product Manager – Lending Systems

Mercury

full-time

Posted on:

Location Type: Remote

Location: Remote • California, New York, Oregon • 🇺🇸 United States

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Salary

💰 $239,000 - $298,800 per year

Job Level

Lead

Tech Stack

Ruby on Rails

About the role

  • Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure.
  • Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products.
  • Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls.
  • Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features.
  • Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound.
  • Prioritize areas of investment using customer insights, market research, and data-driven decision-making.
  • Set and track success metrics for lending system health, adoption, and customer impact.
  • Create reusable capabilities that amplify the speed and consistency of launching future lending products.

Requirements

  • 10+ years of product management or aligned experience, with at least 4+ years in lending, credit, or financial systems.
  • Experience building complex systems or platforms from scratch in a fintech or financial services environment.
  • Strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations.
  • Technical fluency; ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders.
  • A systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience.
  • Proven ability to balance customer empathy with rigorous business, compliance, and operational requirements.
  • Track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams.
  • Comfort operating in ambiguity and setting direction in greenfield product areas.
Benefits
  • The total rewards package at Mercury includes base salary, equity, and benefits.
  • Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
  • We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
lending systemsloan originationunderwritingservicingrepaymentdata integrationsdecisioning workflowscompliance featuresbuilding complex systemsfinancial systems
Soft skills
customer empathydata-driven decision-makingsystems mindsetcollaborationambiguity managementstakeholder communicationstrategic thinkingprioritizationproblem-solvingleadership
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