Mercury

Card Disputes Manager

Mercury

full-time

Posted on:

Location Type: Remote

Location: Remote • California, New York, Oregon • 🇺🇸 United States

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Salary

💰 $108,500 - $150,700 per year

Job Level

Mid-LevelSenior

Tech Stack

Swift

About the role

  • Mentor, coach, and support a team handling dispute intake and resolution processes for card and ACH disputes.
  • Be a dispute SME with an understanding of the end-to-end card resolution process, including pre-arbitration and arbitration, as well as banking transaction exceptions and ACH returns.
  • Help manage the day-to-day operations of the dispute investigation BPO workforce.
  • Improve team efficiency and effectiveness by driving and tracking performance metrics.
  • Execute step-level changes to the Disputes program by partnering with cross-functional teams to scope, design, test, and implement standard operating procedures.
  • Partner with Quality, Learning & Development, and Risk Program Managers to drive quality improvements through continuous learning.
  • Help the team achieve exceptionally high standards of quality and accuracy while fostering genuine customer trust and satisfaction.
  • Provide guidance on escalated dispute cases.
  • Ensure regulatory compliance for consumer disputes covered by Regulation E.
  • Collaborate with cross-functional stakeholders to drive initiatives across Learning & Development, Workforce Management, and Change Management.

Requirements

  • Have 4 years of firsthand experience with the dispute management process at a fintech or other financial institution
  • Have 2 years of experience managing card dispute teams
  • Have a passion for mentoring and supporting team members, fostering knowledge sharing, professional development, and a collaborative team culture.
  • Have experience in managing customer-facing queues and escalations
  • Be obsessed with quality and workflow optimization
  • Have a strong understanding of Reg E and Reg Z dispute requirements
  • Have familiarity with Mastercard and/or Visa chargeback rules
  • Have some product sense and knowledge of banking products such as ACH, International Wires, SWIFT, checks, and debit cards
  • Have experience with Zendesk or other similar CRM tools
  • Be a highly motivated self-starter, comfortable working within a high risk environment under minimal supervision
  • Be an excellent collaborator and communicator - you can partner effectively with cross functional stakeholders to drive outcomes
  • Exercise empathy and understanding when communicating with customers
  • Communicate complicated concepts with efficiency and clarity
Benefits
  • base salary
  • equity (stock options)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
dispute managementcard resolution processpre-arbitrationarbitrationbanking transaction exceptionsACH returnsquality improvementperformance metricsworkflow optimizationRegulation E compliance
Soft skills
mentoringcoachingteam supportcollaborationcustomer trustcommunicationempathyproblem-solvingprofessional developmentleadership
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