Mercury

Bank Controller

Mercury

full-time

Posted on:

Location Type: Remote

Location: California • New York • United States

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Salary

💰 $179,900 - $249,900 per year

Job Level

SeniorLead

About the role

  • Reporting directly to the Corporate Controller, the Bank Controller will own the accounting function for Mercury's banking entity.
  • Design and implement the Chart of Accounts, general ledger structure, and subledger architecture for the bank entity in accordance with call report and regulatory reporting requirements
  • Establish bank-specific accounting policies covering investment securities (ASC 320/326), loan accounting, interest income accruals, ALLL/ACL methodology, and fee recognition
  • Lead preparation of FFIEC Call Reports (FFIEC 031/041), FR Y-9C, and other regulatory financial submissions on a quarterly basis
  • Serve as the primary accounting subject matter expert in regulatory examinations (OCC, FDIC, Federal Reserve), responding to examiner requests and managing remediation items
  • Review the bank entity's standalone GAAP financial statements, including the balance sheet, income statement, and notes
  • Lead the bank's relationship with external auditors, coordinating the annual audit and interim reviews for the bank entity.

Requirements

  • 10+ years of progressive accounting experience with meaningful time in banking
  • Deep familiarity with bank regulatory accounting, including Call Report preparation and GAAP as applied to insured depository institutions
  • Strong technical accounting skills across investment securities (ASC 320/326), credit losses (CECL/ASC 326), interest income, and intercompany accounting
  • CPA required
  • Strongly preferred
  • Prior exposure to OCC, FDIC, or Federal Reserve examinations in an accounting or controllership capacity
  • Hands-on experience building or materially transforming a bank accounting function or experience with a de novo bank charter, bank acquisition, or bank conversion
  • Big Four public accounting background with a financial institutions practice.
Benefits
  • The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
  • Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
accountingChart of Accounts designgeneral ledger structuresubledger architectureinvestment securities accountingloan accountinginterest income accrualsALLL/ACL methodologyFFIEC Call Reports preparationGAAP financial statements review
Soft Skills
leadershipcommunicationsubject matter expertiserelationship management
Certifications
CPA