Mercury

Senior Data Scientist – Cards and Credit

Mercury

full-time

Posted on:

Location Type: Remote

Location: CaliforniaNew YorkUnited States

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Salary

💰 $200,700 - $250,900 per year

Job Level

Tech Stack

About the role

  • Bring impeccable communication and complete ownership — independently identifying opportunities, developing strong points of view, and influencing executives, Cards & Credit leaders, and cross-functional partners through clear, concise, and persuasive storytelling.
  • Develop a nuanced understanding of cardholder behavior and economics, helping teams reason about tradeoffs between growth, engagement, risk, and unit economics.
  • Define, own, and analyze metrics that inform both tactical decisions and long-term strategy across the cards and credit lifecycle (e.g., eligibility, activation, spend, utilization, rewards, retention, loss signals).
  • Design and evaluate experiments using rigorous statistical approaches, including A/B testing, cohort analysis, causal inference techniques, and trend analysis.
  • Build and improve data pipelines and tools to streamline data collection, processing, and analysis workflows, ensuring the integrity, reliability, and security of data assets.

Requirements

  • 7+ years of experience working with large datasets to drive product or business impact in data science or analytics roles.
  • Be fluent in SQL and comfortable with python.
  • Demonstrate strong judgment in defining and analyzing product metrics, running experiments, and translating ambiguous questions into structured analyses.
  • Operate with exceptional proactivity and independence — identifying opportunities, forming strong points of view, and making your case to stakeholders.
  • Be experienced with modern analytics and data modeling stacks (e.g., dbt, dimensional models), with a solid understanding of how data is produced and consumed.
  • Apply AI tools to accelerate analytical and business workflows, improving scalability, decision quality, and reducing manual or repetitive work across teams.
  • Nice to have: Experience working on cards or credit products, such as corporate cards, charge cards, consumer cards, or revolving credit products.
Benefits
  • base salary
  • equity (stock options)
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
SQLPythonA/B testingcohort analysiscausal inferencetrend analysisdata modelinganalyticsdata pipelinesdata processing
Soft Skills
communicationownershipjudgmentproactivityindependencestorytellinginfluencinganalytical thinkingproblem-solvingstakeholder engagement