
Senior Software Engineer – Risk, AI & Automation
Mercury
full-time
Posted on:
Location Type: Remote
Location: California • New York • United States
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Salary
💰 $200,700 - $250,900 per year
Job Level
Tech Stack
About the role
- Drive AI Product Development in Risk: You’ll help shape the architecture and implementation of AI-powered risk systems—from application approvals to ongoing and enhanced due diligence—turning messy, ambiguous signals into clear outcomes.
- Collaborate Across Functions: You’ll partner with Product, Design, Risk Strategy, Compliance, and Operations to translate evolving regulatory and operational needs into elegant, resilient software.
- Lead Projects End-to-End: Drive technical projects from concept to production across the stack.
- Craftsmanship: Write clear, testable, and maintainable code.
- Drive Quality & Scalability: Design extensible platform systems that create leverage, make balanced decisions on tech debt, plan careful rollouts, and own the quality of your work through post-launch monitoring.
- Operational Excellence: Model a strong culture of operational excellence, holding a high bar for observability, reliability, and incident response.
- Think Product, Not Just Code: Approach problems with a product mindset.
Requirements
- 5+ years of software engineering experience, preferably in Payments or Risk.
- Agentic AI expertise—you’ve built and launched applied Agentic AI products that have had strong business impact, shipping them from 0→1 and scaling 1→10 in production environments.
- Proven success building large-scale distributed systems, ideally involving 3rd party integrations and decision automation.
- A mindset that balances urgency with craftsmanship: shipping fast, without cutting corners on quality engineering.
- A track record of raising the bar for quality and operational excellence, balancing shipping speed with technical excellence and observability.
- Creativity and adaptability — you think beyond the obvious and find solutions that move both product and business forward.
- Strong communication and leadership skills—you can inspire other engineers and articulate tradeoffs to influence decisions across teams.
- Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech.
Benefits
- Competitive salary
- Equity
- Health insurance
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
software engineeringAI product developmentlarge-scale distributed systemsdecision automationtestable codemaintainable codeobservabilityreliabilityincident responsetechnical excellence
Soft skills
leadershipcommunicationcreativityadaptabilitycollaborationcraftsmanshipoperational excellenceproduct mindsetproblem-solvinginfluence